US Bank Directory
Banks in Carpinteria, CA
3 FDIC-insured banks operate 3 offices in Carpinteria, California.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Carpinteria
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Carpinteria, according to the FDIC. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Carpinteria
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Chase, U.S. Bank and Montecito Bank & Trust have the most locations in Carpinteria, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Chase Bank · 1
Chase has 1 branch in Carpinteria, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Carpinteria Branch at 5400 Carpinteria Ave dates to 1934 in FDIC branch records. It opens on Saturday.
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Carpinteria Branch5400 Carpinteria Ave, 93013
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Montecito Bank & Trust Bank · 1
Montecito Bank & Trust has 1 branch in Carpinteria, 17 across California and 17 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 1975. With $2.02 billion in total assets on June 30, 2026, it ranks No. 602 of 4,232 U.S. banks by total assets. The Carpinteria Branch at 1023 Casitas Pass Rd dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Carpinteria Branch1023 Casitas Pass Rd, 93013
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Carpinteria, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Carpinteria Branch at 5420 Carpinteria Ave dates to 1972 in FDIC branch records. It opens on Saturday.
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Carpinteria Branch5420 Carpinteria Ave, 93013
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Carpinteria: the local picture
Short answer: 3 banks run 3 branches in Carpinteria according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Carpinteria, 1 elsewhere in California and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 5400 Carpinteria Ave, dating to 1934; the newest is Montecito Bank & Trust's at 1023 Casitas Pass Rd, from 1986.
Of the 2 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Carpinteria
Short answer: 2 of the 2 Carpinteria locations with published hours open on Saturday, run by 2 institutions.
- Chase: 1 of 1 branch (5400 Carpinteria Ave: Saturday 9 am to 2 pm)
- U.S. Bank: 1 of 1 branch (5420 Carpinteria Ave: Saturday 9 am to 1 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Carpinteria, and where the nearest one is if they do not.
Short answer: In Carpinteria: Chase (1), U.S. Bank (1). No branches in Carpinteria: Wells Fargo (nearest in Montecito, 7 mi), Bank of America (nearest in Santa Barbara, 8 mi), PNC Bank (nearest in Lynwood, 83 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 43 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 14 mi).
| Bank | In Carpinteria | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Wells Fargo | None | Montecito, 7 miles away |
| Bank of America | None | Santa Barbara, 8 miles away |
| PNC Bank | None | Lynwood, 83 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Westlake Village, 43 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Santa Barbara, 14 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Carpinteria to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Carpinteria residents like anyone else.
Banks near Carpinteria
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Montecito (7 miles) and Santa Barbara (12 miles). Santa Barbara, 12 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Montecito, CA | 7 mi | 5 | 6 |
| Banks in Santa Barbara, CA | 12 mi | 16 | 32 |
| Banks in Ojai, CA | 15 mi | 5 | 5 |
| Banks in Ventura, CA | 18 mi | 15 | 22 |
| Banks in Goleta, CA | 18 mi | 9 | 13 |
| Banks in Port Hueneme, CA | 23 mi | 5 | 5 |
| Banks in Oxnard, CA | 23 mi | 13 | 17 |
| Banks in Santa Paula, CA | 25 mi | 5 | 5 |
Bank branch openings and closings in Carpinteria
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Carpinteria between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Carpinteria by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Carpinteria offices.
Short answer: Chase is the largest bank with offices in Carpinteria, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. U.S. Bank is second with $705.55 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Montecito Bank & Trust | $2.02 billion | No. 602 | 1 | Santa Barbara, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Carpinteria: FAQ
How many banks are in Carpinteria, CA?
Carpinteria has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Carpinteria?
Chase, with 1. U.S. Bank has 1 and Montecito Bank & Trust has 1.
Is there a Chase in Carpinteria, CA?
Yes. FDIC data lists 1 Chase branch in Carpinteria as of September 5, 2026. The address and directions are under Chase above.
Is there a U.S. Bank in Carpinteria, CA?
Yes. FDIC data lists 1 U.S. Bank branch in Carpinteria as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Montecito Bank & Trust in Carpinteria, CA?
Yes. FDIC data lists 1 Montecito Bank & Trust branch in Carpinteria as of September 5, 2026. The address and directions are under Montecito Bank & Trust above.
Is there a Wells Fargo in Carpinteria, CA?
No. FDIC data lists no Wells Fargo branch in Carpinteria as of September 5, 2026. The nearest is in Montecito, about 7 miles away in a straight line.
Which banks in Carpinteria are open on Saturday?
Chase and U.S. Bank publish Saturday hours for one or more Carpinteria locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Carpinteria?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Carpinteria in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Carpinteria?
Nearby cities with more banks include Montecito, Santa Barbara, Ojai. Montecito is 7 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Chase, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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