US Bank Directory
Banks in Oxnard, CA
13 FDIC-insured banks operate 17 offices in Oxnard, California, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Oxnard
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 23 locations in Oxnard, according to the FDIC and the NCUA. 23 of them have coordinates on record and are on the map. 14 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
23 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Oxnard
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of America and Wells Fargo have the most locations in Oxnard, with 3 each. 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 3
Bank of America has 3 branches in Oxnard, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxnard location is the South Oxnard Branch at 2475 Saviers Rd, dating to 1956; the newest, at 670 Town Center Dr, to 2013. 2 of its 3 Oxnard locations with published hours open on Saturday.
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Oxnard Main Branch1855 N Oxnard Blvd, 93030
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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South Oxnard Branch2475 Saviers Rd, 93033
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Riverpark Center Branch670 Town Center Dr, 93036
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Oxnard, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Oxnard location is the Oxnard Branch at 460 E Esplanade Dr, dating to 1972; the newest, at 1700 E Gonzales Rd, to 2010. 2 of its 3 Oxnard locations with published hours open on Saturday.
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Rose Ranch Branch1700 E Gonzales Rd, 93036
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Centerpoint Mall Branch2831 Saviers Rd, 93033
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Oxnard Branch460 E Esplanade Dr, 93036
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Ventura County Credit Union Credit union · 2
Ventura County Credit Union has 2 officees in Oxnard, 9 across California. It is based in Ventura, CA and $1.47 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Oxnard locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Oxnard Branch2160 N Rose Ave, 93036
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
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Riverpark Branch691 Town Center Dr, 93036
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Banc of California Bank · 1
Banc of California has 1 branch in Oxnard, 83 across California and 87 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1982. With $34.90 billion in total assets on June 30, 2026, it ranks No. 62 of 4,232 U.S. banks by total assets. The Oxnard Branch at 300 E Esplanade Dr dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxnard Branch300 E Esplanade Dr, 93036
BMO Bank · 1
BMO has 1 branch in Oxnard, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Oxnard Branch at 371 W Esplanade Dr dates to 2003 in FDIC branch records. It opens on Saturday.
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Oxnard Branch371 W Esplanade Dr, 93036
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Oxnard, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Rose Ave And Lockwood St Branch at 2181 N Rose Ave dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rose Ave And Lockwood St Branch2181 N Rose Ave, 93036
Citizens Business Bank Bank · 1
Citizens Business Bank has 1 branch in Oxnard, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Oxnard Branch at 2400 E Gonzales Rd dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxnard Branch2400 E Gonzales Rd, 93036
City National Bank Bank · 1
City National Bank has 1 branch in Oxnard, 55 across California and 71 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1953. With $99.10 billion in total assets on June 30, 2026, it ranks No. 33 of 4,232 U.S. banks by total assets. The Oxnard Branch at 500 E Esplanade Dr dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxnard Branch500 E Esplanade Dr, 93036
Community West Bank Bank · 1
Community West Bank has 1 branch in Oxnard, 41 across California and 43 nationwide. FDIC records list its main office in Fresno, CA and show it operating since 1980. With $5.02 billion in total assets on June 30, 2026, it ranks No. 289 of 4,232 U.S. banks by total assets. The Oxnard Branch at 300 E Esplanade Dr dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxnard Branch300 E Esplanade Dr, 93036
County Schools Credit Union Credit union · 1
County Schools Credit Union has 1 office in Oxnard, 5 across California. It is based in Ventura, CA and $91.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Oxnard Branch142 W 5Th St, 93030
All hours
Mon to Thu 9:30 am to 5:30 pm; Fri 9:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mechanics Bank Bank · 1
Mechanics Bank has 1 branch in Oxnard, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Downtown Oxnard Branch at 156 W 5th St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Oxnard Branch156 W 5th St, 93030
Montecito Bank & Trust Bank · 1
Montecito Bank & Trust has 1 branch in Oxnard, 17 across California and 17 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 1975. With $2.02 billion in total assets on June 30, 2026, it ranks No. 602 of 4,232 U.S. banks by total assets. The Oxnard Branch at 300 W Esplanade Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxnard Branch300 W Esplanade Dr, 93036
Oceanair Credit Union Credit union · 1
Oceanair Credit Union has 1 office in Oxnard, 5 across California. It is based in Oxnard, CA and $870.8 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2151 E Gonzales Rd, 93036
All hours
Mon to Tue 9:30 am to 6 pm; Wed 10 am to 6 pm; Thu to Fri 9:30 am to 6 pm; Sat 10 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Premier America Credit Union Credit union · 1
Premier America Credit Union has 1 office in Oxnard, 19 across California. It is based in Chatsworth, CA and $3.31 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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North Oxnard Branch1921 N Oxnard Blvd, 93036
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Royal Business Bank Bank · 1
Royal Business Bank has 1 branch in Oxnard, 13 across California and 25 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 2008. With $4.27 billion in total assets on June 30, 2026, it ranks No. 324 of 4,232 U.S. banks by total assets. The Oxnard Branch at 400 E Esplanade Dr dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxnard Branch400 E Esplanade Dr, 93036
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Oxnard, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Oxnard Main Branch at 400 E Esplanade Dr dates to 2005 in FDIC branch records. It opens on Saturday.
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Oxnard Main Branch400 E Esplanade Dr, 93036
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wescom Central Credit Union Credit union · 1
Wescom Central Credit Union has 1 office in Oxnard, 32 across California. It is based in Pasadena, CA and $6.47 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Oxnard1660 E Gonzales Rd, 93036
All hours
Mon to Fri 9 am to 6 pm; Sat 9 am to 4 pm; Sun not published
Hours: NCUA, March 31, 2026
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Oxnard, 78 across California and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Oxnard Branch at 365 E Esplanade Dr dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Oxnard Branch365 E Esplanade Dr, 93036
Join a credit union in Oxnard
5 credit unions have 6 offices here: Ventura County Credit Union, Wescom Central Credit Union, Premier America Credit Union, Oceanair Credit Union and County Schools Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Oxnard page has every office in the state's directory.
Banking in Oxnard: the local picture
Short answer: 13 banks run 17 branches in Oxnard according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 13 banks, 0 have their main office in Oxnard, 7 elsewhere in California and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 2475 Saviers Rd, dating to 1956; the newest is Montecito Bank & Trust's at 300 W Esplanade Dr, from 2023.
5 credit unions have 6 offices in Oxnard, according to the NCUA. Who can join each one is on the credit unions page.
Of the 14 locations with published hours. 11 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Oxnard
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 93036 has the most bank and credit union offices in Oxnard (18), followed by 93030 (3) and 93033 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 93036 | 18 | 16 | Ventura County Credit Union, Wells Fargo, BMO |
| 93030 | 3 | 3 | Bank of America, County Schools Credit Union, Mechanics Bank |
| 93033 | 2 | 2 | Bank of America, Wells Fargo |
Banks and credit unions open on Saturday in Oxnard
Short answer: 11 of the 14 Oxnard locations with published hours open on Saturday, run by 8 institutions.
- Bank of America: 2 of 3 branches (1855 N Oxnard Blvd: Saturday 9 am to 4 pm, and 1 more)
- Wells Fargo: 2 of 3 branches (2831 Saviers Rd: Saturday 9 am to 2 pm, and 1 more)
- U.S. Bank: 1 of 1 branch (400 E Esplanade Dr: Saturday 9 am to 1 pm)
- BMO: 1 of 1 branch (371 W Esplanade Dr: Saturday 9 am to 12 pm)
- Ventura County Credit Union: 2 of 2 offices (2160 N Rose Ave: Saturday 9 am to 2 pm, and 1 more)
- Wescom Central Credit Union: 1 of 1 office (1660 E Gonzales Rd: Saturday 9 am to 4 pm)
- Premier America Credit Union: 1 of 1 office (1921 N Oxnard Blvd: Saturday 9 am to 1 pm)
- Oceanair Credit Union: 1 of 1 office (2151 E Gonzales Rd: Saturday 10 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 23 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Oxnard, and where the nearest one is if they do not.
Short answer: In Oxnard: Chase (1), Wells Fargo (3), Bank of America (3), U.S. Bank (1), BMO (1). No branches in Oxnard: PNC Bank (nearest in Lynwood, 60 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 21 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Oxnard | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 3 branches | here |
| U.S. Bank | 1 branch | here |
| BMO | 1 branch | here |
| PNC Bank | None | Lynwood, 60 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Westlake Village, 21 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Oxnard to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Oxnard residents like anyone else.
Banks near Oxnard
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Port Hueneme (4 miles) and Ventura (5 miles). Ventura, 5 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Port Hueneme, CA | 4 mi | 5 | 5 |
| Banks in Ventura, CA | 5 mi | 15 | 22 |
| Banks in Camarillo, CA | 7 mi | 9 | 14 |
| Banks in Santa Paula, CA | 11 mi | 5 | 5 |
| Banks in Newbury Park, CA | 14 mi | 5 | 6 |
| Banks in Ojai, CA | 16 mi | 5 | 5 |
| Banks in Moorpark, CA | 17 mi | 4 | 4 |
| Banks in Thousand Oaks, CA | 18 mi | 8 | 12 |
Bank branch openings and closings in Oxnard
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Oxnard between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Oxnard
Short answer: 1 institution has its main office in Oxnard: Oceanair Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Oceanair Credit Union | Credit union | $870.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Oxnard by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Oxnard offices.
Short answer: Chase is the largest bank with offices in Oxnard, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| City National Bank | $99.10 billion | No. 33 | 1 | Los Angeles, CA |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| Banc of California | $34.90 billion | No. 62 | 1 | Los Angeles, CA |
| Mechanics Bank | $21.25 billion | No. 102 | 1 | Walnut Creek, CA |
| Citizens Business Bank | $21.18 billion | No. 103 | 1 | Ontario, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Oxnard: FAQ
How many banks are in Oxnard, CA?
Oxnard has 13 banks with 17 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Oxnard?
Bank of America, with 3. Wells Fargo has 3 and Chase has 1.
Is there a Bank of America in Oxnard, CA?
Yes. FDIC data lists 3 Bank of America branches in Oxnard as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Wells Fargo in Oxnard, CA?
Yes. FDIC data lists 3 Wells Fargo branches in Oxnard as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Chase in Oxnard, CA?
Yes. FDIC data lists 1 Chase branch in Oxnard as of September 5, 2026. The address and directions are under Chase above.
Is there a PNC Bank in Oxnard, CA?
No. FDIC data lists no PNC Bank branch in Oxnard as of September 5, 2026. The nearest is in Lynwood, about 60 miles away in a straight line.
Which banks in Oxnard are open on Saturday?
Bank of America, Wells Fargo, U.S. Bank and BMO and 4 more publish Saturday hours for one or more Oxnard locations. The Saturday section above lists each one with its hours. 9 of the 23 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Oxnard?
Oceanair Credit Union has its main office in Oxnard, according to the FDIC and the NCUA.
What is the oldest bank in Oxnard?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Oxnard?
Ventura County Credit Union, Wescom Central Credit Union, Premier America Credit Union and Oceanair Credit Union and 1 more have offices in Oxnard. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Oxnard in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Oxnard?
Nearby cities with more banks include Port Hueneme, Ventura, Camarillo. Port Hueneme is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 6 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 17 branches: BMO, Bank of America, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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