US Bank Directory
Banks in Montecito, CA
5 FDIC-insured banks operate 6 offices in Montecito, California.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Montecito
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Montecito, according to the FDIC. 6 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Montecito
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Montecito Bank & Trust has the most locations in Montecito, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Montecito Bank & Trust Bank · 2
Montecito Bank & Trust has 2 branches in Montecito, 17 across California and 17 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 1975. With $2.02 billion in total assets on June 30, 2026, it ranks No. 602 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Montecito location is the Montecito Branch at 1106 Coast Village Rd, dating to 1978; the newest, at 300 Hot Springs Rd, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Montecito Branch1106 Coast Village Rd, 93108
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Casa Dorinda300 Hot Springs Rd, 93108
CalPrivate Bank Bank · 1
CalPrivate Bank has 1 branch in Montecito, 7 across California and 7 nationwide. FDIC records list its main office in La Jolla, CA and show it operating since 2006. With $2.71 billion in total assets on June 30, 2026, it ranks No. 476 of 4,232 U.S. banks by total assets. The Montecito Branch at 1482 E Valley Rd dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montecito Branch1482 E Valley Rd, 93108
Chase Bank · 1
Chase has 1 branch in Montecito, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Coast Village & Middle Banking Center at 1165 Coast Village Rd dates to 2013 in FDIC branch records. Its published hours do not list Saturday.
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Coast Village & Middle Banking Center1165 Coast Village Rd, 93108
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Montecito, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Montecito Village Branch at 1483 E Valley Rd dates to 1980 in FDIC branch records. Its published hours do not list Saturday.
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Montecito Village Branch1483 E Valley Rd, 93108
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Montecito, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Montecito Branch at 1482 E Valley Rd dates to 1958 in FDIC branch records. Its published hours do not list Saturday.
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Montecito Branch1482 E Valley Rd, 93108
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Banking in Montecito: the local picture
Short answer: 5 banks run 6 branches in Montecito according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Montecito, 2 elsewhere in California and 3 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 1482 E Valley Rd, dating to 1958; the newest is CalPrivate Bank's at 1482 E Valley Rd, from 2025.
Of the 3 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.
Saturday hours in Montecito
Short answer: None of the 3 Montecito locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Montecito, and where the nearest one is if they do not.
Short answer: In Montecito: Chase (1), Wells Fargo (1), U.S. Bank (1). No branches in Montecito: Bank of America (nearest in Santa Barbara, 1 mi), PNC Bank (nearest in Lynwood, 90 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 50 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Santa Barbara, 6 mi).
| Bank | In Montecito | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 1 branch | here |
| U.S. Bank | 1 branch | here |
| Bank of America | None | Santa Barbara, 1 mile away |
| PNC Bank | None | Lynwood, 90 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Westlake Village, 50 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Santa Barbara, 6 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montecito to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montecito residents like anyone else.
Banks near Montecito
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Santa Barbara (4 miles) and Carpinteria (7 miles). Santa Barbara, 4 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Santa Barbara, CA | 4 mi | 16 | 32 |
| Banks in Carpinteria, CA | 7 mi | 3 | 3 |
| Banks in Goleta, CA | 11 mi | 9 | 13 |
| Banks in Ojai, CA | 22 mi | 5 | 5 |
| Banks in Ventura, CA | 26 mi | 15 | 22 |
| Banks in Port Hueneme, CA | 30 mi | 5 | 5 |
| Banks in Oxnard, CA | 30 mi | 13 | 17 |
| Banks in Solvang, CA | 30 mi | 5 | 6 |
Bank branch openings and closings in Montecito
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Montecito between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Nov 3, 2025 | Opened | CalPrivate Bank | 1482 E Valley Rd, 93108 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Montecito by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montecito offices.
Short answer: Chase is the largest bank with offices in Montecito, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| CalPrivate Bank | $2.71 billion | No. 476 | 1 | La Jolla, CA |
| Montecito Bank & Trust | $2.02 billion | No. 602 | 2 | Santa Barbara, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Montecito: FAQ
How many banks are in Montecito, CA?
Montecito has 5 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Montecito?
Montecito Bank & Trust, with 2. Chase has 1 and Wells Fargo has 1.
Is there a Chase in Montecito, CA?
Yes. FDIC data lists 1 Chase branch in Montecito as of September 5, 2026. The address and directions are under Chase above.
Is there a Wells Fargo in Montecito, CA?
Yes. FDIC data lists 1 Wells Fargo branch in Montecito as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Bank of America in Montecito, CA?
No. FDIC data lists no Bank of America branch in Montecito as of September 5, 2026. The nearest is in Santa Barbara, about 1 miles away in a straight line.
Which banks in Montecito are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Montecito?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Did any bank branches open or close in Montecito in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Montecito?
Nearby cities with more banks include Santa Barbara, Carpinteria, Goleta. Santa Barbara is 4 miles away with 16 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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