US Bank Directory
Banks in Santa Barbara, CA
16 FDIC-insured banks operate 32 offices in Santa Barbara, California, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Santa Barbara
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 18 banks and credit unions operate 35 locations in Santa Barbara, according to the FDIC and the NCUA. 35 of them have coordinates on record and are on the map. 15 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
35 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Santa Barbara
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Montecito Bank & Trust has the most locations in Santa Barbara, with 5. It is followed by U.S. Bank (4), Bank of America (3), Wells Fargo (3). 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Montecito Bank & Trust Bank · 5
Montecito Bank & Trust has 5 branches in Santa Barbara, 17 across California and 17 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 1975. With $2.02 billion in total assets on June 30, 2026, it ranks No. 602 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Barbara location is its main office at 1000 State St, dating to 1975; the newest, at 2550 Treasure Dr, to 2019. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1000 State St, 93101
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Mesa Branch2034 Cliff Dr, 93109
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Samarkand2550 Treasure Dr, 93105
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La Cumbre Branch3802 State St, 93105
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Maravilla5486 Calle Real, 93111
U.S. Bank Bank · 4
U.S. Bank has 4 branches in Santa Barbara, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Barbara location is the Santa Barbara Main Branch at 20 E Carrillo St, dating to 1960; the newest, at 1960 Cliff Dr, to 1987. None of its 3 Santa Barbara locations with published hours lists Saturday hours.
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Santa Barbara -Mesa Branch1960 Cliff Dr, 93109
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Santa Barbara Main Branch20 E Carrillo St, 93101
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Santa Barbara-Cottage Branch220 Nogales Ave, 93105
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Santa Barbara -San Roque Branch3451 State St, 93105
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
American Riviera Bank Bank · 3
American Riviera Bank has 3 branches in Santa Barbara, 9 across California and 9 nationwide. FDIC records list its main office in Santa Barbara, CA and show it operating since 2006. With $1.44 billion in total assets on June 30, 2026, it ranks No. 770 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Barbara location is its main office at 1033 Anacapa St, dating to 2006; the newest, at 30 E Figueroa St, to 2018. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1033 Anacapa St, 93101
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Commercial Lending Center30 E Figueroa St, 93101
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Montecito - Upper Village Branch525 San Ysidro Rd, 93108
Bank of America Bank · 3
Bank of America has 3 branches in Santa Barbara, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Barbara location is the North Santa Barbara Branch at 3790 State St, dating to 1959; the newest, at 834 State St, to 1999. 1 of its 3 Santa Barbara locations with published hours open on Saturday.
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Montecito Branch1096 Coast Village Rd, 93108
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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North Santa Barbara Branch3790 State St, 93105
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Santa Barbara Main Branch834 State St, 93101
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Mechanics Bank Bank · 3
Mechanics Bank has 3 branches in Santa Barbara, 132 across California and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Barbara location is the Santa Barbara Branch at 914 Carpinteria St, dating to 1977; the newest, at 2222 Bath St, to 1980. It does not publish hours in the sources this page uses; check its site before you go.
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Cottage Branch2222 Bath St, 93105
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Santa Barbara Branch3757 State St, 93105
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Santa Barbara Branch914 Carpinteria St, 93103
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Santa Barbara, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Barbara location is the Santa Barbara Main Branch at 1036 Anacapa St, dating to 1959; the newest, at 3660 State St, to 2024. All 2 of its Santa Barbara locations with published hours open on Saturday.
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Santa Barbara Main Branch1036 Anacapa St, 93101
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Santa Barbara Trust Office Branch3660 State St, 93105
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La Cumbre Plaza Branch3804 State St, 93105
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Santa Barbara, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Santa Barbara location is the State Street Branch at 1302 State St, dating to 1919; the newest, at 3768 State St, to 1986. All 2 of its Santa Barbara locations with published hours open on Saturday.
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State Street Branch1302 State St, 93101
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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State St And Hope Ave Branch3768 State St, 93105
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Santa Barbara Teachers Credit Union Credit union · 2
Santa Barbara Teachers Credit Union has 2 officees in Santa Barbara, 4 across California. It is based in Santa Barbara, CA and $309.6 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Santa Barbara locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office3970 La Colina Rd, 93110
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Santa Barbara Teachers Fcu3970 La Colina Rd, 93110
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Bank of the Sierra Bank · 1
Bank of the Sierra has 1 branch in Santa Barbara, 35 across California and 35 nationwide. FDIC records list its main office in Porterville, CA and show it operating since 1978. With $3.72 billion in total assets on June 30, 2026, it ranks No. 352 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 21 E Carrillo St dates to 2014 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Barbara Branch21 E Carrillo St, 93101
BMO Bank · 1
BMO has 1 branch in Santa Barbara, 226 across California and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Santa Barbara North Branch at 3780 State St dates to 1954 in FDIC branch records. Its published hours do not list Saturday.
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Santa Barbara North Branch3780 State St, 93105
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Citizens Business Bank Bank · 1
Citizens Business Bank has 1 branch in Santa Barbara, 87 across California and 87 nationwide. FDIC records list its main office in Ontario, CA and show it operating since 1974. With $21.18 billion in total assets on June 30, 2026, it ranks No. 103 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 1101 Anacapa St dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Barbara Branch1101 Anacapa St, 93101
Columbia Bank Bank · 1
Columbia Bank has 1 branch in Santa Barbara, 105 across California and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 1035 State St dates to 2005 in FDIC branch records. Its published hours do not list Saturday.
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Santa Barbara Branch1035 State St, 93101
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026
Community West Bank Bank · 1
Community West Bank has 1 branch in Santa Barbara, 41 across California and 43 nationwide. FDIC records list its main office in Fresno, CA and show it operating since 1980. With $5.02 billion in total assets on June 30, 2026, it ranks No. 289 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 1501 State St dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Barbara Branch1501 State St, 93101
Farmers and Merchants Bank of Long Beach Bank · 1
Farmers and Merchants Bank of Long Beach has 1 branch in Santa Barbara, 27 across California and 27 nationwide. FDIC records list its main office in Long Beach, CA and show it operating since 1907. With $11.77 billion in total assets on June 30, 2026, it ranks No. 148 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 33 E Carrillo St dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Barbara Branch33 E Carrillo St, 93101
First Bank Bank · 1
First Bank has 1 branch in Santa Barbara, 45 across California and 76 nationwide. FDIC records list its main office in St. Louis, MO and show it operating since 1906. With $6.65 billion in total assets on June 30, 2026, it ranks No. 234 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 3304 State St dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Barbara Branch3304 State St, 93105
Northern Trust Bank · 1
Northern Trust has 1 branch in Santa Barbara, 8 across California and 65 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1889. With $178.57 billion in total assets on June 30, 2026, it ranks No. 25 of 4,232 U.S. banks by total assets. The Montecito Branch at 1485 East Valley Road (montecito) dates to 1997 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Montecito Branch1485 East Valley Road (montecito), 93108
Poppy Bank Bank · 1
Poppy Bank has 1 branch in Santa Barbara, 42 across California and 42 nationwide. FDIC records list its main office in Santa Rosa, CA and show it operating since 2005. With $8.32 billion in total assets on June 30, 2026, it ranks No. 196 of 4,232 U.S. banks by total assets. The Santa Barbara Branch at 30 E Figueroa St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Santa Barbara Branch30 E Figueroa St, 93101
Santa Barbara County Credit Union Credit union · 1
Santa Barbara County Credit Union has 1 office in Santa Barbara, 1 across California. It is based in Santa Barbara, CA and $64.7 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office2623 De La Vina St, 93105
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Santa Barbara
2 credit unions have 3 offices here: Santa Barbara Teachers Credit Union and Santa Barbara County Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Santa Barbara page has every office in the state's directory.
Banking in Santa Barbara: the local picture
Short answer: 16 banks run 32 branches in Santa Barbara according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 16 banks, 2 have their main office in Santa Barbara, 6 elsewhere in California and 8 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Chase's office at 1302 State St, dating to 1919; the newest is Poppy Bank's at 30 E Figueroa St, from 2026.
2 credit unions have 3 offices in Santa Barbara, according to the NCUA. Who can join each one is on the credit unions page.
Of the 15 locations with published hours. 6 open on Saturday. 20 locations have no published hours in these sources.
Banks by ZIP code in Santa Barbara
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 93101 has the most bank and credit union offices in Santa Barbara (13), followed by 93105 (13) and 93108 (3). Offices are spread across 7 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 93101 | 13 | 12 | American Riviera Bank, Bank of America, Bank of the Sierra |
| 93105 | 13 | 9 | Mechanics Bank, Montecito Bank & Trust, U.S. Bank |
| 93108 | 3 | 3 | American Riviera Bank, Bank of America, Northern Trust |
| 93109 | 2 | 2 | Montecito Bank & Trust, U.S. Bank |
| 93110 | 2 | 1 | Santa Barbara Teachers Credit Union |
| 93103 | 1 | 1 | Mechanics Bank |
| 93111 | 1 | 1 | Montecito Bank & Trust |
Banks and credit unions open on Saturday in Santa Barbara
Short answer: 6 of the 15 Santa Barbara locations with published hours open on Saturday, run by 4 institutions.
- Bank of America: 1 of 3 branches (834 State St: Saturday 9 am to 4 pm)
- Wells Fargo: 2 of 3 branches (1036 Anacapa St: Saturday 9 am to 2 pm, and 1 more)
- Chase: 2 of 2 branches (1302 State St: Saturday 9 am to 2 pm, and 1 more)
- Santa Barbara County Credit Union: 1 of 1 office (2623 De La Vina St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 20 of the 35 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Santa Barbara, and where the nearest one is if they do not.
Short answer: In Santa Barbara: Chase (2), Wells Fargo (3), Bank of America (3), U.S. Bank (4), BMO (1). No branches in Santa Barbara: PNC Bank (nearest in Lynwood, 94 mi), Truist, Fifth Third Bank (nearest in Westlake Village, 54 mi), Huntington, Regions Bank, TD Bank.
| Bank | In Santa Barbara | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 3 branches | here |
| Bank of America | 3 branches | here |
| U.S. Bank | 4 branches | here |
| BMO | 1 branch | here |
| PNC Bank | None | Lynwood, 94 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Westlake Village, 54 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Santa Barbara to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Santa Barbara residents like anyone else.
Banks near Santa Barbara
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Montecito (4 miles) and Goleta (7 miles). Ventura, 29 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Montecito, CA | 4 mi | 5 | 6 |
| Banks in Goleta, CA | 7 mi | 9 | 13 |
| Banks in Carpinteria, CA | 12 mi | 3 | 3 |
| Banks in Ojai, CA | 26 mi | 5 | 5 |
| Banks in Solvang, CA | 26 mi | 5 | 6 |
| Banks in Ventura, CA | 29 mi | 15 | 22 |
| Banks in Port Hueneme, CA | 33 mi | 5 | 5 |
| Banks in Oxnard, CA | 34 mi | 13 | 17 |
Bank branch openings and closings in Santa Barbara
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Santa Barbara between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Apr 20, 2026 | Opened | Poppy Bank | 30 E Figueroa St, 93101 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Santa Barbara
Short answer: 4 institutions have their main office in Santa Barbara: Montecito Bank & Trust, American Riviera Bank, Santa Barbara Teachers Credit Union and Santa Barbara County Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Montecito Bank & Trust | Bank | $2.02 billion | 5 |
| American Riviera Bank | Bank | $1.44 billion | 3 |
| Santa Barbara Teachers Credit Union | Credit union | $309.6 million | 2 |
| Santa Barbara County Credit Union | Credit union | $64.7 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Santa Barbara by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Santa Barbara offices.
Short answer: Chase is the largest bank with offices in Santa Barbara, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 16 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 3 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 4 | Cincinnati, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Northern Trust | $178.57 billion | No. 25 | 1 | Chicago, IL |
| Columbia Bank | $65.37 billion | No. 44 | 1 | Roseburg, OR |
| Mechanics Bank | $21.25 billion | No. 102 | 3 | Walnut Creek, CA |
| Citizens Business Bank | $21.18 billion | No. 103 | 1 | Ontario, CA |
| Farmers and Merchants Bank of Long Beach | $11.77 billion | No. 148 | 1 | Long Beach, CA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Santa Barbara: FAQ
How many banks are in Santa Barbara, CA?
Santa Barbara has 16 banks with 32 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Santa Barbara?
Montecito Bank & Trust, with 5. U.S. Bank has 4 and Bank of America has 3.
Is there a Montecito Bank & Trust in Santa Barbara, CA?
Yes. FDIC data lists 5 Montecito Bank & Trust branches in Santa Barbara as of September 5, 2026, the main office at 1000 State St. Its branches are listed under Montecito Bank & Trust above, with the address and directions for each.
Is there a U.S. Bank in Santa Barbara, CA?
Yes. FDIC data lists 4 U.S. Bank branches in Santa Barbara as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Bank of America in Santa Barbara, CA?
Yes. FDIC data lists 3 Bank of America branches in Santa Barbara as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a PNC Bank in Santa Barbara, CA?
No. FDIC data lists no PNC Bank branch in Santa Barbara as of September 5, 2026. The nearest is in Lynwood, about 94 miles away in a straight line.
Which banks in Santa Barbara are open on Saturday?
Bank of America, Wells Fargo, Chase and Santa Barbara County Credit Union publish Saturday hours for one or more Santa Barbara locations. The Saturday section above lists each one with its hours. 20 of the 35 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Santa Barbara?
Montecito Bank & Trust, American Riviera Bank, Santa Barbara Teachers Credit Union and Santa Barbara County Credit Union have their main office in Santa Barbara, according to the FDIC and the NCUA.
What is the oldest bank in Santa Barbara?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Santa Barbara?
Santa Barbara Teachers Credit Union and Santa Barbara County Credit Union have offices in Santa Barbara. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Santa Barbara in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Santa Barbara?
Nearby cities with more banks include Montecito, Goleta, Carpinteria. Montecito is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (12 of 32 branches: BMO, Bank of America, Chase, Columbia Bank, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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