Banks in Geraldine, AL

Bank branch map: Geraldine

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Geraldine, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Geraldine

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Liberty Bank is the only bank with an office in Geraldine. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Liberty Bank 1 branch · main office Geraldine, AL Bank · 1

Liberty Bank has 1 branch in Geraldine, 7 across Alabama and 7 nationwide. FDIC records list its main office in Geraldine, AL and show it operating since 1971. With $258.6 million in total assets on June 30, 2026, it ranks No. 2,682 of 4,232 U.S. banks by total assets. Its main office at 40956 Alabama Highway 75 dates to 1971 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  40956 Alabama Highway 75, 35974

  Hours: see the bank's site
  DirectionsWebsite

Liberty Bank: profile, branches and contacts

Banking in Geraldine: the local picture

Short answer: 1 bank runs 1 branch in Geraldine according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Liberty Bank has its main office in Geraldine, according to the FDIC.

The bank with the longest record here is Liberty Bank, operating since 1971 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Geraldine, and where the nearest one is if they do not.

Short answer: No branches in Geraldine: Chase (nearest in Huntsville, 42 mi), Wells Fargo (nearest in Albertville, 14 mi), Bank of America, PNC Bank (nearest in Albertville, 14 mi), U.S. Bank, Truist (nearest in Albertville, 13 mi), Fifth Third Bank (nearest in Owens Cross Roads, 33 mi), Huntington (nearest in Albertville, 13 mi), Regions Bank (nearest in Rainsville, 12 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Geraldine to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Geraldine residents like anyone else.

Banks near Geraldine

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Crossville (6 miles) and Rainsville (12 miles). Albertville, 13 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Geraldine

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Geraldine between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Geraldine

Short answer: 1 institution has its main office in Geraldine: Liberty Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Geraldine by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Geraldine offices.

Short answer: Liberty Bank is the largest bank with offices in Geraldine, with $258.6 million in total assets on June 30, 2026, No. 2,682 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Geraldine: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.