US Bank Directory

Banks in Florence, AL

15 FDIC-insured banks operate 28 offices in Florence, Alabama, and 7 credit unions have 15 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Florence

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 22 banks and credit unions operate 43 locations in Florence, according to the FDIC and the NCUA. 40 of them have coordinates on record and are on the map. 18 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

40 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Florence

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank Independent has the most locations in Florence, with 5. It is followed by First Metro Bank (4), FirstBank (3), PNC Bank (2). 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank Independent 5 branches · main office Sheffield, AL Bank · 5

Bank Independent has 5 branches in Florence, 34 across Alabama and 34 nationwide. FDIC records list its main office in Sheffield, AL and show it operating since 1947. With $2.86 billion in total assets on June 30, 2026, it ranks No. 449 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Florence location is the Florence Branch at 210 S Pine St, dating to 1975; the newest, at 304 East Doctor Hicks Boulevard, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Darby Place Branch
    1701 Darby Dr, 35630
    Hours: see the bank's site
  • Florence Branch
    210 S Pine St, 35630
    Hours: see the bank's site
  • Florence Square Branch
    2902 Florence Blvd, 35630
    Hours: see the bank's site
  • East Hicks Boulevard Branch
    304 East Doctor Hicks Boulevard, 35630
    Hours: see the bank's site
  • Cox Creek Branch
    863 Cox Creek Pkwy, 35630
    Hours: see the bank's site
Bank Independent: profile, branches and contacts
First Metro Bank 4 branches · main office Muscle Shoals, AL Bank · 4

First Metro Bank has 4 branches in Florence, 11 across Alabama and 11 nationwide. FDIC records list its main office in Muscle Shoals, AL and show it operating since 1988. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,036 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Florence location is the Pine Street Branch at 325 S Pine St, dating to 1996; the newest, at 7400 Highway 43, to 2005. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Branch
    2708 Hough Rd, 35630
    Hours: see the bank's site
  • Cloverdale Road Branch
    3121 Cloverdale Rd, 35633
    Hours: see the bank's site
  • Pine Street Branch
    325 S Pine St, 35630
    Hours: see the bank's site
  • Highway 43 Branch
    7400 Highway 43, 35634
    Hours: see the bank's site
First Metro Bank: profile, branches and contacts
Listerhill Credit Union 4 offices · main office Sheffield, AL Credit union · 4

Listerhill Credit Union has 4 officees in Florence, 16 across Alabama. It is based in Sheffield, AL and $1.46 billion in assets on March 31, 2026, according to its NCUA call report. 2 of its 4 Florence locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Una
    1 Harrison Plz Guillot University Center - Una, 35632
    (256) 383-9204Today 8 am to 3 pm
    All hours

    Mon to Fri 8 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Hough Road
    2995 Hough Rd, 35630
    (256) 767-3171Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Downtown
    301 W College St, 35630
    (256) 766-7225Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Petersville
    3701 Cloverdale Rd, 35633
    (256) 718-0730Today: hours not published
    All hours

    Mon 9 am to 5 pm; Tue to Fri not published; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Listerhill Credit Union: profile, branches and contacts
FirstBank 3 branches · main office Nashville, TN Bank · 3

FirstBank has 3 branches in Florence, 27 across Alabama and 132 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 1906. With $16.76 billion in total assets on June 30, 2026, it ranks No. 118 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Florence location is the Firstbank Mortgage Partners at 117 N Court St, dating to 2015; the newest, at 123 N Court St, to 2019. It does not publish hours in the sources this page uses; check its site before you go.

  • Firstbank Mortgage Partners
    117 N Court St, 35630
    Hours: see the bank's site
  • Florence Lpo
    121 Court Street, 35630
    Hours: see the bank's site
  • Florence Branch
    123 N Court St, 35630
    Hours: see the bank's site
FirstBank: profile, branches and contacts
Tva Community Credit Union 3 offices · main office Muscle Shoals, AL Credit union · 3

Tva Community Credit Union has 3 officees in Florence, 10 across Alabama. It is based in Muscle Shoals, AL and $424.4 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 3 Florence locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Cloverdale Branch
    2809 Cloverdale Rd, 35630
    (256) 792-3408Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Dr. Hicks Branch
    303 E Dr Hicks Blvd, 35630
    (256) 246-2994Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Mall Drive Branch
    406 N Mall Ct, 35630
    (256) 246-0350Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Tva Community Credit Union: profile, branches and contacts
Alabama Central Credit Union 2 offices · main office Birmingham, AL Credit union · 2

Alabama Central Credit Union has 2 officees in Florence, 9 across Alabama. It is based in Birmingham, AL and $216.4 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Florence locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Florence
    1902 Bruin Dr, 35630
    (256) 766-9198Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Downtown Florence
    501 E Dr Hicks Blvd Ste E, 35630
    (256) 712-2788Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Alabama Central Credit Union: profile, branches and contacts
CB&S Bank 2 branches · main office Russellville, AL Bank · 2

CB&S Bank has 2 branches in Florence, 28 across Alabama and 58 nationwide. FDIC records list its main office in Russellville, AL and show it operating since 1906. With $3.07 billion in total assets on June 30, 2026, it ranks No. 417 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Florence location is the Florence Branch at 320 S Pine St, dating to 1999; the newest, at 2975 Hough Rd, to 2009. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Hough Road Branch
    2975 Hough Rd, 35630
    Hours: see the bank's site
  • Florence Branch
    320 S Pine St, 35630
    Hours: see the bank's site
CB&S Bank: profile, branches and contacts
First Southern Bank 2 branches · main office Florence, AL Bank · 2

First Southern Bank has 2 branches in Florence, 6 across Alabama and 10 nationwide. FDIC records list its main office in Florence, AL and show it operating since 1934. With $679.2 million in total assets on June 30, 2026, it ranks No. 1,408 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Florence location is its main office at 201 S Court Street, dating to 1934; the newest, at 4350 County Road 47, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    201 S Court Street, 35630
    Hours: see the bank's site
  • St. Florian Branch
    4350 County Road 47, 35630
    Hours: see the bank's site
First Southern Bank: profile, branches and contacts
Florence Credit Union 2 offices · main office Florence, AL Credit union · 2

Florence Credit Union has 2 officees in Florence, 2 across Alabama. It is based in Florence, AL and $66.6 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Florence locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    1505 N Pine St, 35630
    (256) 767-4700Today 7:30 am to 4:30 pm
    All hours

    Mon to Thu 7:30 am to 4:30 pm; Fri 7:30 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Florence Federal Credit Union
    501 E Tennessee St, 35630
    (256) 766-7264Today 8:30 am to 4:30 pm
    All hours

    Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Florence Credit Union: profile, branches and contacts
Lauderdale County Teachers Credit Union 2 offices · main office Florence, AL Credit union · 2

Lauderdale County Teachers Credit Union has 2 officees in Florence, 2 across Alabama. It is based in Florence, AL and $38.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    103 Mangum St, 35630
    (256) 766-2936Today 8:30 am to 4:30 pm
    All hours

    Mon to Fri 8:30 am to 4:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Florence Federal Credit Union
    1505 N Pine St, 35630
    (256) 767-4700Hours as filed: 8.30 - 4.30
Lauderdale County Teachers Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 2 branches · main office Wilmington, DE Bank · 2

PNC Bank has 2 branches in Florence, 93 across Alabama and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Florence location is the Florence Main Branch at 412 N Court St, dating to 1892; the newest, at 210 Cox Creek Pkwy, to 1969. None of its 2 Florence locations with published hours lists Saturday hours.

  • Cox Creek Branch
    210 Cox Creek Pkwy, 35630
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

  • Florence Main Branch
    412 N Court St, 35630
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Regions Bank 2 branches · main office Birmingham, AL Bank · 2

Regions Bank has 2 branches in Florence, 184 across Alabama and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Florence location is the Florence N Seminary St Main Branch at 321 N Seminary St, dating to 1964; the newest, at 150 Ana Dr, to 1997. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Blvd Branch
    150 Ana Dr, 35630
    Hours: see the bank's site
  • Florence N Seminary St Main Branch
    321 N Seminary St, 35630
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Champion Community Credit Union 1 office · main office Courtland, AL Credit union · 1

Champion Community Credit Union has 1 office in Florence, 5 across Alabama. It is based in Courtland, AL and $51.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cccu - Florence Branch
    2112 Helton Dr, 35630
    (256) 637-6511Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Champion Community Credit Union: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Florence, 16 across Alabama and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Cox Creek And Hough Rd Branch at 279 Cox Creek Pkwy dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cox Creek And Hough Rd Branch
    279 Cox Creek Pkwy, 35630
    Hours: see the bank's site
Chase: profile, branches and contacts
PeoplesTrust Bank 1 branch · main office Hamilton, AL Bank · 1

PeoplesTrust Bank has 1 branch in Florence, 3 across Alabama and 3 nationwide. FDIC records list its main office in Hamilton, AL and show it operating since 2004. With $201.2 million in total assets on June 30, 2026, it ranks No. 2,982 of 4,232 U.S. banks by total assets. The Florence Branch at 1131 Wills Ave dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

PeoplesTrust Bank: profile, branches and contacts
Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Florence, 37 across Alabama and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Al - Florence Branch at 454 East Tennessee Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Al - Florence Branch
    454 East Tennessee Street, 35630
    Hours: see the bank's site
Renasant: profile, branches and contacts
River Bank & Trust 1 branch · main office Prattville, AL Bank · 1

River Bank & Trust has 1 branch in Florence, 24 across Alabama and 25 nationwide. FDIC records list its main office in Prattville, AL and show it operating since 2006. With $4.02 billion in total assets on June 30, 2026, it ranks No. 336 of 4,232 U.S. banks by total assets. The Florence Branch at 401 East Tennesee Street dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Branch
    401 East Tennesee Street, 35630
    Hours: see the bank's site
River Bank & Trust: profile, branches and contacts
The Farmers & Merchants Bank 1 branch · main office Waterloo, AL Bank · 1

The Farmers & Merchants Bank has 1 branch in Florence, 2 across Alabama and 2 nationwide. FDIC records list its main office in Waterloo, AL and show it operating since 1914. With $98.3 million in total assets on June 30, 2026, it ranks No. 3,707 of 4,232 U.S. banks by total assets. The Florence Branch at 11345 State Highway 20 dates to 1994 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Branch
    11345 State Highway 20, 35633
    Hours: see the bank's site
The Farmers & Merchants Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Florence, 49 across Alabama and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Cox Creek Branch at 402 Cox Creek Pkwy dates to 2000 in FDIC branch records. It opens on Saturday.

  • Cox Creek Branch
    402 Cox Creek Pkwy, 35630
    (256) 712-3744Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Florence, 10 across Alabama and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The Florence Branch at 230 E Tennessee St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Florence Branch
    230 E Tennessee St, 35630
    Hours: see the bank's site
United Community: profile, branches and contacts
Valley Credit Union 1 office · main office Tuscumbia, AL Credit union · 1

Valley Credit Union has 1 office in Florence, 7 across Alabama. It is based in Tuscumbia, AL and $111.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Valley Credit Union
    304 S Pine St, 35630
    (256) 768-1717Today 8:45 am to 4:30 pm
    All hours

    Mon to Thu 8:45 am to 4:30 pm; Fri 8:45 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Valley Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Florence, 71 across Alabama and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Florence Square Branch at 2716 Florence Blvd dates to 1982 in FDIC branch records. It opens on Saturday.

  • Florence Square Branch
    2716 Florence Blvd, 35630
    (256) 767-8220Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Florence

7 credit unions have 15 offices here: Listerhill Credit Union, Tva Community Credit Union, Alabama Central Credit Union, Florence Credit Union, Lauderdale County Teachers Credit Union and Valley Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Florence page has every office in the state's directory.

Banking in Florence: the local picture

Short answer: 15 banks run 28 branches in Florence according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 15 banks, 1 has its main office in Florence, 7 elsewhere in Alabama and 7 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 412 N Court St, dating to 1892; the newest is Chase's at 279 Cox Creek Pkwy, from 2025.

7 credit unions have 15 offices in Florence, according to the NCUA. Who can join each one is on the credit unions page.

Of the 18 locations with published hours. 5 open on Saturday. 25 locations have no published hours in these sources.

Banks by ZIP code in Florence

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 35630 has the most bank and credit union offices in Florence (38), followed by 35633 (3) and 35632 (1). Offices are spread across 4 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
356303821Bank Independent, FirstBank, Tva Community Credit Union
3563333First Metro Bank, Listerhill Credit Union, The Farmers & Merchants Bank
3563211Listerhill Credit Union
3563411First Metro Bank

Banks and credit unions open on Saturday in Florence

Short answer: 5 of the 18 Florence locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 25 of the 43 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Florence, and where the nearest one is if they do not.

Short answer: In Florence: Chase (1), Wells Fargo (1), PNC Bank (2), Truist (1), Regions Bank (2). No branches in Florence: Bank of America, U.S. Bank, Fifth Third Bank (nearest in Madison, 52 mi), Huntington (nearest in Hartselle, 49 mi), TD Bank, BMO.

BankIn FlorenceNearest branch if none here
Chase1 branchhere
Wells Fargo1 branchhere
PNC Bank2 brancheshere
Truist1 branchhere
Regions Bank2 brancheshere
Bank of AmericaNonenone in Alabama
U.S. BankNonenone in Alabama
Fifth Third BankNoneMadison, 52 miles away
HuntingtonNoneHartselle, 49 miles away
TD BankNonenone in Alabama
BMONonenone in Alabama

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Florence to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Florence residents like anyone else.

Banks near Florence

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Muscle Shoals (5 miles) and Tuscumbia (7 miles). Muscle Shoals, 5 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Florence

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Florence between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Nov 18, 2025OpenedChase279 Cox Creek Pkwy, 35630

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Florence

Short answer: 3 institutions have their main office in Florence: First Southern Bank, Florence Credit Union and Lauderdale County Teachers Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
First Southern BankBank$679.2 million2
Florence Credit UnionCredit union$66.6 million2
Lauderdale County Teachers Credit UnionCredit union$38.4 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Florence by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Florence offices.

Short answer: Chase is the largest bank with offices in Florence, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. 1 of the 15 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 82Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
Regions Bank$159.79 billionNo. 272Birmingham, AL
United Community$28.99 billionNo. 731Greenville, SC
Renasant$26.99 billionNo. 801Tupelo, MS
FirstBank$16.76 billionNo. 1183Nashville, TN
River Bank & Trust$4.02 billionNo. 3361Prattville, AL
CB&S Bank$3.07 billionNo. 4172Russellville, AL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Florence: FAQ

How many banks are in Florence, AL?

Florence has 15 banks with 28 branches and 7 credit unions with 15 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Florence?

Bank Independent, with 5. First Metro Bank has 4 and FirstBank has 3.

Is there a Bank Independent in Florence, AL?

Yes. FDIC data lists 5 Bank Independent branches in Florence as of September 5, 2026. Its branches are listed under Bank Independent above, with the address and directions for each.

Is there a First Metro Bank in Florence, AL?

Yes. FDIC data lists 4 First Metro Bank branches in Florence as of September 5, 2026. Its branches are listed under First Metro Bank above, with the address and directions for each.

Is there a FirstBank in Florence, AL?

Yes. FDIC data lists 3 FirstBank branches in Florence as of September 5, 2026. Its branches are listed under FirstBank above, with the address and directions for each.

Which banks in Florence are open on Saturday?

Wells Fargo, Truist, Listerhill Credit Union and Tva Community Credit Union publish Saturday hours for one or more Florence locations. The Saturday section above lists each one with its hours. 25 of the 43 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Florence?

First Southern Bank, Florence Credit Union and Lauderdale County Teachers Credit Union have their main office in Florence, according to the FDIC and the NCUA.

What is the oldest bank in Florence?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Florence?

Listerhill Credit Union, Tva Community Credit Union, Alabama Central Credit Union and Florence Credit Union and 3 more have offices in Florence. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Florence in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Florence?

Nearby cities with more banks include Muscle Shoals, Tuscumbia, Killen. Muscle Shoals is 5 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 12 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 28 branches: PNC Bank, Truist, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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