Banks in Tuscumbia, AL

Bank branch map: Tuscumbia

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 5 locations in Tuscumbia, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Tuscumbia

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank Independent has the most locations in Tuscumbia, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank Independent 2 branches · main office Sheffield, AL Bank · 2

Bank Independent has 2 branches in Tuscumbia, 34 across Alabama and 34 nationwide. FDIC records list its main office in Sheffield, AL and show it operating since 1947. With $2.86 billion in total assets on June 30, 2026, it ranks No. 449 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Tuscumbia location is the Tuscumbia Branch at 119 N Main St, dating to 1975; the newest, at 200 N Commons St E, to 2020. It does not publish hours in the sources this page uses; check its site before you go.

• Tuscumbia Branch

  119 N Main St, 35674

  Hours: see the bank's site
  DirectionsWebsite
• Deshler Branch

  200 N Commons St E, 35674

  Hours: see the bank's site
  DirectionsWebsite

Bank Independent: profile, branches and contacts

First Metro Bank 1 branch · main office Muscle Shoals, AL Bank · 1

First Metro Bank has 1 branch in Tuscumbia, 11 across Alabama and 11 nationwide. FDIC records list its main office in Muscle Shoals, AL and show it operating since 1988. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,036 of 4,232 U.S. banks by total assets. The Main Street Branch at 301 N Main St dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Street Branch

  301 N Main St, 35674

  Hours: see the bank's site
  DirectionsWebsite

First Metro Bank: profile, branches and contacts

Tva Community Credit Union 1 office · main office Muscle Shoals, AL Credit union · 1

Tva Community Credit Union has 1 office in Tuscumbia, 10 across Alabama. It is based in Muscle Shoals, AL and $424.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Tuscumbia Branch

  211 E 6Th St, 35674

  (256) 978-6565Today 8:30 am to 5 pm

  All hours

  Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Tva Community Credit Union: profile, branches and contacts

Valley Credit Union 1 office · main office Tuscumbia, AL Credit union · 1

Valley Credit Union has 1 office in Tuscumbia, 7 across Alabama. It is based in Tuscumbia, AL and $111.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  200 E 6Th St, 35674

  (256) 381-4800Today 8:45 am to 4:30 pm

  All hours

  Mon to Thu 8:45 am to 4:30 pm; Fri 8:45 am to 5 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

Valley Credit Union: profile, branches and contacts

Join a credit union in Tuscumbia

2 credit unions have 2 offices here: Tva Community Credit Union and Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Tuscumbia page has every office in the state's directory.

Banking in Tuscumbia: the local picture

Short answer: 2 banks run 3 branches in Tuscumbia according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Tuscumbia, 2 elsewhere in Alabama, according to the FDIC.

The bank with the longest record here is Bank Independent, operating since 1947 according to the FDIC. In FDIC branch records, the longest-running branch is Bank Independent's office at 119 N Main St, dating to 1975; the newest is Bank Independent's at 200 N Commons St E, from 2020.

2 credit unions have 2 offices in Tuscumbia, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Tuscumbia

Short answer: None of the 2 Tuscumbia locations with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Tuscumbia, and where the nearest one is if they do not.

Short answer: No branches in Tuscumbia: Chase (nearest in Florence, 8 mi), Wells Fargo (nearest in Florence, 8 mi), Bank of America, PNC Bank (nearest in Muscle Shoals, 2 mi), U.S. Bank, Truist (nearest in Florence, 8 mi), Fifth Third Bank (nearest in Madison, 54 mi), Huntington (nearest in Hartselle, 48 mi), Regions Bank (nearest in Muscle Shoals, 2 mi), TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Tuscumbia to the nearest branch in Alabama.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Tuscumbia residents like anyone else.

Banks near Tuscumbia

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Muscle Shoals (3 miles) and Florence (7 miles). Florence, 7 miles away, has the most banks nearby: 15.

Bank branch openings and closings in Tuscumbia

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Tuscumbia between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Tuscumbia

Short answer: 1 institution has its main office in Tuscumbia: Valley Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Tuscumbia by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Tuscumbia offices.

Short answer: Bank Independent is the largest bank with offices in Tuscumbia, with $2.86 billion in total assets on June 30, 2026, No. 449 among U.S. banks by total assets. First Metro Bank is second with $1.01 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Tuscumbia: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.