FDIC-insured bank
The Farmers & Merchants Bank
Bank headquartered in Waterloo, Alabama.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 320 Main St Waterloo, AL 35677 |
| County | Lauderdale |
| Metro area | Florence-Muscle Shoals, AL |
| Website | www.fmbal.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 1745 |
| Federal Reserve RSSD ID | 291732 |
| Status | Active |
| Charter class | NM (STATE) |
| Domestic offices | 2 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.fmbal.com.
See how your odds compare before you apply at The Farmers & Merchants Bank.
Offices nearest to headquarters
| The Farmers & Merchants Bank main office Waterloo, AL |
320 Main St, 35677 |
| Florence Branch Florence, AL |
11345 State Highway 20, 35633 |