Find your next credit card
- No annual fee
This card is for people who want one no-fee card that earns on everything. Every purchase pays at least 1.5%, dining and drugstores pay 3%, and Chase Travel bookings pay 5%. New cardmembers get a $200 bonus after $500 in spend and 0% intro APR for 15 months on purchases and balance transfers. The 3% foreign transaction fee makes it a poor card to take abroad.
- No annual fee
This card is for people with fair credit who want to build their history and pay no annual fee. Chase checks the account for a credit line increase every 6 months or sooner, and Chase Credit Journey gives free credit score tracking. It also carries Purchase Protection and Extended Warranty Protection. The caveat: it earns no rewards and carries a 28.99% Variable APR, so carrying a balance gets expensive quickly.
- No annual fee
This card is for people who want time to pay down existing debt or a large purchase without interest. Purchases and balance transfers both get a 0% intro APR for 21 months from account opening, then 18.24% - 28.24% Variable. There is no annual fee, and Chase considers the account for a credit line increase every 6 months. The caveat: it earns no rewards and a balance transfer fee applies, so it is a payoff tool rather than an everyday spending card.
This card is for Prime members who already do most of their shopping at Amazon.com and Whole Foods Market. Those purchases, plus Audible.com and Chase Travel, earn unlimited 5% back. Gas stations, restaurants and local transit or commuting earn 2%, and everything else earns 1%. There is no annual fee and no foreign transaction fee, and Prime members get a $150 Amazon Gift Card on approval. The caveat: the 5% rate needs an eligible Prime membership, so the card only makes sense if you already pay for Prime.
This card rewards people who will activate and chase quarterly categories. Up to $1,500 in combined purchases earns 5% each quarter you activate, with 3% on dining and drugstores year round. New cardmembers get a $200 bonus after $500 in spend and 15 months of 0% intro APR on purchases and transfers. Category caps mean the ceiling on 5% earnings is $75 per quarter.
The Traveler brings IHG's most useful redemption perk, the fourth reward night free, to a card with no annual fee. It earns 5X at IHG hotels, 3X on dining, utilities, select streaming services and gas stations, and 2X on everything else. Silver Elite status is automatic, Gold arrives after $20,000 in annual purchases, and $10,000 in yearly spend adds 10,000 bonus points. There is no anniversary free night at this tier.
The Bold is the keep-forever Marriott card. It earns 3X points per $1 at Bonvoy hotels, up to 14X in total with member and elite earnings, and 2X on a set of everyday categories including groceries, rideshare, select food delivery, select streaming and internet, cable and phone services. There is no annual fee and no foreign transaction fee. It has no anniversary free night, so heavier Marriott guests usually step up to the Boundless.
This card is built for businesses whose money goes to office supplies, telecom, gas and meals. The 5% and 2% tiers each apply to the first $25,000 in combined purchases per account anniversary year, worth up to $1,750 in annual category cash back at the caps. The current welcome offer is an elevated $1,000 after $8,000 in 4 months. Above the caps everything earns 1%.
This card suits owners who want business rewards without category management. Every purchase earns 1.5%, employee cards are free and new accounts get 0% intro APR on purchases for 12 months. The current welcome offer is elevated to $1,000 cash back after $8,000 in spend. It charges 3% on foreign transactions, so keep it domestic.
This card asks for no security deposit and no prior card history. You get 3% cash back on dining, up to $6,000 in spend, for your first 6 months, 1.5% on everything else after that, and a $25 credit for turning on automatic payments. The annual fee is $0 and the purchase APR is 18.24% to 27.74% variable, as of Sep 4, 2026. Having at least $250 in a Chase checking or savings account can improve your approval odds, and Chase says it will automatically review your account each year for an upgrade to Freedom Unlimited once you have a year of on-time payments.
This card fits travelers who want flexible points without a premium fee. It earns 5x on Chase Travel, 3x on dining, select streaming, online groceries, gas stations and EV charging, and 2x on other travel. The annual fee is $95 and there are no foreign transaction fees. The 3x everyday categories carry exclusions, including Target, Walmart and wholesale clubs for online grocery.
The starter card for United flyers. You get a free first checked bag, priority boarding, two United Club one-time passes a year and up to 60,000 bonus miles. The first year costs $0, then $150. The partner statement credits can outweigh the fee, but only if you actually use Instacart, rideshare and United's hotel portal.
