Slate® Credit Card
This card is for people who want time to pay down existing debt or a large purchase without interest. Purchases and balance transfers both get a 0% intro APR for 21 months from account opening, then 18.24% - 28.24% Variable. There is no annual fee, and Chase considers the account for a credit line increase every 6 months. The caveat: it earns no rewards and a balance transfer fee applies, so it is a payoff tool rather than an everyday spending card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 21 months at 0% intro APR on both purchases and balance transfers
- Purchase Protection covers eligible new purchases for 120 days against damage or theft
- Extended Warranty Protection adds one year to eligible U.S. manufacturer warranties
- Auto Rental Coverage when you decline the rental company's collision insurance
- 6 months of complimentary DashPass
- Chase Pay Over Time to split purchases into monthly payments
- Annual fee: $0
- Regular purchase APR: 18.49% - 28.49% Variable
- Intro purchase APR: 0% for 21 months from account opening
- Intro balance transfer APR: 0% for 21 months from account opening
- Balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater
- Cash advance APR: 28.49% Variable
- Cash advance fee: Either $10 or 5% of the amount of each transaction, whichever is greater
- Penalty APR: Up to 29.99%
- Foreign transaction fee: 3% of the amount of each transaction in U.S. dollars
- Rates and offers verified on the issuer's website on October 12, 2026 and may change.
- You carry a balance on another card and want 21 months at 0% to pay it down.
- You have a large purchase coming and want to spread it over 21 months without interest.
- You want a no annual fee card with a credit line review every 6 months.
- You should skip it if you want rewards: this card earns none.
Score guess
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Drag the dial to your best guess. Then see which cards people around that score got approved for.
A guess, not a credit check: nothing here touches your credit. Score ranges from FICO.
Your guess: 700
Approved at 670 to 739
Approval results for this card
97 results: 83 approved, 14 denied. Approval rate 85% of decided applications.
| Result | Score | Bureau | Income | State | Applied |
|---|---|---|---|---|---|
| Approved | 800 and above | Experian | - | NY | Feb 2021 |
| Approved | 670 to 739 | Equifax | - | MN | Nov 2018 |
| Approved | 800 and above | Experian | - | NH | Jun 2018 |
See all 97 results · Add your result
Reported by Banrox readers or cited from public data points, never issuer data. Not a prediction of your result. Ranges only.
