National Funding Working Capital Loan
No APR or rate range is published. Pricing uses factor rates; the page gives only an illustrative example: 'If you receive $50,000 in working capital at a factor rate of 1.25, you repay $50,000 x 1.25 = $62,500'. No 'as low as' figure stated.
Representative example from the lender: If you receive $50,000 in working capital at a factor rate of 1.25, you repay $50,000 x 1.25 = $62,500 (illustrative, from working-capital-loans page).
The rate you are offered is set by National Funding after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | $6,000 to $500,000 |
| Term | 4 to 24 months |
| Rate type | fixed |
| Funding speed | Same day approvals. Funds in your account as fast as 24 hours. |
| Origination fee | not stated ('$0 upfront costs') |
| Prepayment penalty | Not stated |
| Late fee | Not stated |
| Minimum credit score | Not disclosed |
| States | all; in AK, CO, MA, MN, NV, NJ, NY, ND, OK, OR, PA, RI, SD, TN and VT 'the financing offered is limited to sales-based financing' |
| Membership | Not required |
"Most of our customers have a personal FICO of 600 or higher."
- Origination fee not stated ('$0 upfront costs')
- Funding: Same day approvals. Funds in your account as fast as 24 hours.
- Borrow up to $500,000
| Legal name | National Funding, Inc. |
| Type | Online lender |
| Website | https://www.nationalfunding.com |
Other National Funding offers on Banrox: National Funding Equipment Financing and Leasing.
| Rates as of | Sep 04, 2026 |
| Lender rate page | Open |
Every number on this page is copied from National Funding's public website on the date above. Banrox does not set, estimate or adjust lender rates.
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
