Is this page an offer of credit?

No. It is a lender's published offer, copied from the lender's public website on the date shown, and nothing on it is a quote, a pre-approval or a commitment to lend. Your rate is set by the lender after you apply on its site.

Why does the APR show a range?

Because that is what the lender publishes. Banrox shows the APR block only when the lender publishes one and quotes the lender's own wording; the rate you are offered depends on your credit history, income, amount and term, and may be higher than the lowest rate shown.

How is the monthly payment estimate calculated?

Principal and interest at the lowest APR the lender publishes, over the term you pick, excluding origination and other fees. It is an estimate for comparison only, and the lender's own disclosure governs.

What is the "Lowest APR" history chart?

A record of the lowest APR this lender published each time Banrox checked its page, so you can see whether the rate has been moving. It is a history of published rates, not a prediction of what you will be offered.

Does Banrox get paid if I apply?

Banrox may receive compensation from the lender when you take a product through the site, and that compensation cannot change the order in which offers are shown. Advertiser and Affiliate Disclosure.

Does clicking Apply affect my credit?

Not on Banrox. Apply takes you to the lender's site, where the lender's own application may involve a hard inquiry, and the lender must tell you before it does. Soft pull and hard pull, explained.

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Bluevine Business Line of Credit

Bluevine · Business loan · Rates as of Nov 09, 2026

Bluevine

APR (fixed)

Not published

Lender quotes after application

What Bluevine publishes: "Interest rates as low as 7.8% for top qualifying customers. Rates, credit lines, and terms may vary based on your creditworthiness and are subject to change."

No numeric rate published on /line-of-credit (redirects to /business-loans/line-of-credit), /business-loans, or the support article. Page uses 'attractive rates' / 'competitive interest rates' only. Any 'as low as X% simple interest' figure seen elsewhere is NOT on the live site as of 2026-09-04 and must be treated as unverified.

The rate you are offered is set by Bluevine after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.

Loan amount and term

Loan amount	$1,000 to $250,000
Term	up to 12 months
Rate type	fixed
Funding speed	Decision in as fast as 5 minutes; approved draws instantly with a Bluevine Business Checking account, otherwise 'as fast as 24 hours' (footnote: wire $15 within a few hours; free ACH next business day, up to three).

Fees

Origination fee	Not stated as a number. 'only pay for what you use, with no maintenance fees'; 'Additional fees apply' (footnote 4); bank wire draw option $15, ACH free.
Prepayment penalty	No
Late fee	Not stated

Eligibility

Minimum credit score	625
States	all except NV, ND, SD and U.S. territories ("Nevada, North Dakota, South Dakota, U.S. territories" listed as ineligible)
Membership	Not required

"625+ personal FICO credit score"

Highlights

Origination fee Not stated as a number. 'only pay for what you use, with no maintenance fees'; 'Additional fees apply' (footnote 4); bank wire draw option $15, ACH free.
Funding: Decision in as fast as 5 minutes; approved draws instantly with a Bluevine Business Checking account, otherwise 'as fast as 24 hours' (footnote: wire $15 within a few hours; free ACH next business day, up to three).
Borrow up to $250,000
No prepayment penalty

About Bluevine

Legal name	Bluevine Inc. (line of credit issued by Celtic Bank)
Type	Fintech
Website	https://www.bluevine.com

Source and date

Rates as of	Nov 09, 2026
Lender rate page	Open
Lender disclosures	Open

Every number on this page is copied from Bluevine's public website on the date above. Banrox does not set, estimate or adjust lender rates.

Rate on request

Lender quotes after application

n/a

/month

Loan amount and term

Apply

Apply on Bluevine's site

See the lender's rate page

Estimate only. Principal and interest at the lowest APR the lender publishes, excluding fees. Your actual rate, payment and eligibility are decided by the lender. This is not an offer or a commitment to lend.

Compare with

Biz2Credit: Biz2Credit Business Line of Credit Not published
Biz2Credit: Biz2Credit Term Loan Not published
iBusiness Funding: iBusiness Funding Business Term Loan Not published

Third-party lenders

Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.

Compensation

Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.

Rates and estimates

Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.

Before you rely on anything on this page

Banrox does not decide. Banrox Inc. is a technology company. It is not a bank, a lender, a loan broker, or a credit repair organization, and it does not approve, deny, price or underwrite any credit product. Every decision belongs to the bank, lender or issuer, under its own criteria and its own licences.

Nothing here is an offer. Rates, payments, limits and terms shown on this site are published information or arithmetic estimates. They are not quotes, not pre-approvals and not offers of credit. Your actual terms depend on the provider's review of your application. See where these numbers come from.

Equal Credit Opportunity Act. The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning Banrox Inc. is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580. More on fair lending.

How Banrox is paid, and why payment cannot change the order of a comparison: Advertiser and Affiliate Disclosure. Full terms: Terms of Service.

Banrox Inc., 40 N Altadena Dr Ste 105, Pasadena, CA 91107. Every legal document is at Legal and Disclosure. To complain to a regulator instead of to us, the addresses are at Complaints and Regulator Contacts. You never have to come to us first.