Credibly Working Capital Loan
What Credibly publishes: "Factor rates as low as 1.11*"
Factor rate, not APR. 'Best factor rates are available to merchants with excellent credit and financial strength.' No APR or maximum factor rate published. Not converted.
The rate you are offered is set by Credibly after you apply on its site. It depends on your credit history, income, loan amount and term, and may be higher than the lowest rate shown here.
| Loan amount | $25,000 to $600,000 |
| Term | 6 to 24 months |
| Rate type | fixed |
| Funding speed | Approval in as fast as 2 hours; Funds can arrive in as fast as four hours |
| Origination fee | Most deals have a 2.5% origination fee |
| Prepayment penalty | Not stated |
| Late fee | Not stated |
| Minimum credit score | 500 |
| States | Not stated |
| Membership | Not required |
"A credit score of 500+***"
- Origination fee Most deals have a 2.5% origination fee
- Funding: Approval in as fast as 2 hours; Funds can arrive in as fast as four hours
- Borrow up to $600,000
| Legal name | Credibly (legal entity name not printed on fetched pages; some products 'made available through Credibly's network of external funding partners') |
| Type | Online lender |
| Website | https://www.credibly.com |
Other Credibly offers on Banrox: Credibly Business Line of Credit, Credibly Merchant Cash Advance, Credibly Long-Term Business Loan.
| Rates as of | Sep 04, 2026 |
| Lender rate page | Open |
Every number on this page is copied from Credibly's public website on the date above. Banrox does not set, estimate or adjust lender rates.
Third-party lenders
Loan offers are provided by third-party lenders. Banrox is a technology company and is not a lender. Banrox does not take loan applications, make credit decisions or fund loans.
Compensation
Banrox may receive compensation from some lenders when you click or apply through links on this page. Compensation does not affect the rates shown, which are taken from each lender's public website as of the date displayed.
Rates and estimates
Rates, amounts, terms and fees are shown as published on the lender's website on the date marked above and may change without notice. The payment estimate uses the lowest APR the lender publishes and excludes origination and other fees; the lender's own disclosure governs. Nothing on this page is an offer, a rate quote or a commitment to lend.
