US Bank Directory

Banks in Montgomery, WV

2 FDIC-insured banks operate 2 offices in Montgomery, West Virginia.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Montgomery

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Montgomery, according to the FDIC. 2 of them have coordinates on record and are on the map. 1 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Montgomery

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Bank and City National Bank of West Virginia have the most locations in Montgomery, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City National Bank of West Virginia 1 branch · main office Charleston, WV Bank · 1

City National Bank of West Virginia has 1 branch in Montgomery, 58 across West Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Montgomery Branch at 320 4th Ave dates to 1910 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

City National Bank of West Virginia: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Montgomery, 48 across West Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Montgomery Branch at 200 4th Ave dates to 1901 in FDIC branch records. Its published hours do not list Saturday.

  • Montgomery Branch
    200 4th Ave, 25136
    (304) 442-2492Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts

Banking in Montgomery: the local picture

Short answer: 2 banks run 2 branches in Montgomery according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Montgomery, 1 elsewhere in West Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is City National Bank of West Virginia, operating since 1957 according to the FDIC. In FDIC branch records, the longest-running branch is United Bank's office at 200 4th Ave, dating to 1901; the newest is City National Bank of West Virginia's at 320 4th Ave, from 1910.

Of the 1 location with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Montgomery

Short answer: None of the 1 Montgomery location with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 2 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Montgomery, and where the nearest one is if they do not.

Short answer: No branches in Montgomery: Chase (nearest in Charleston, 16 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 126 mi), U.S. Bank, Truist (nearest in Oak Hill, 16 mi), Fifth Third Bank (nearest in Charleston, 17 mi), Huntington (nearest in Charleston, 20 mi), Regions Bank, TD Bank, BMO.

BankIn MontgomeryNearest branch if none here
ChaseNoneCharleston, 16 miles away
Wells FargoNonenone in West Virginia
Bank of AmericaNonenone in West Virginia
PNC BankNoneMorgantown, 126 miles away
U.S. BankNonenone in West Virginia
TruistNoneOak Hill, 16 miles away
Fifth Third BankNoneCharleston, 17 miles away
HuntingtonNoneCharleston, 20 miles away
Regions BankNonenone in West Virginia
TD BankNonenone in West Virginia
BMONonenone in West Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montgomery to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montgomery residents like anyone else.

Banks near Montgomery

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fayetteville (15 miles) and Oak Hill (17 miles). Charleston, 20 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Montgomery

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Montgomery between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Montgomery by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montgomery offices.

Short answer: United Bank is the largest bank with offices in Montgomery, with $33.64 billion in total assets on June 30, 2026, No. 65 among U.S. banks by total assets. City National Bank of West Virginia is second with $6.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Bank$33.64 billionNo. 651Fairfax, VA
City National Bank of West Virginia$6.76 billionNo. 2291Charleston, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Montgomery: FAQ

How many banks are in Montgomery, WV?

Montgomery has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Montgomery?

United Bank, with 1. City National Bank of West Virginia has 1.

Is there a United Bank in Montgomery, WV?

Yes. FDIC data lists 1 United Bank branch in Montgomery as of September 5, 2026. The address and directions are under United Bank above.

Is there a City National Bank of West Virginia in Montgomery, WV?

Yes. FDIC data lists 1 City National Bank of West Virginia branch in Montgomery as of September 5, 2026. The address and directions are under City National Bank of West Virginia above.

Is there a Chase in Montgomery, WV?

No. FDIC data lists no Chase branch in Montgomery as of September 5, 2026. The nearest is in Charleston, about 16 miles away in a straight line.

Which banks in Montgomery are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

What is the oldest bank in Montgomery?

City National Bank of West Virginia has the longest record among banks with a branch here: the FDIC shows it operating since 1957.

Did any bank branches open or close in Montgomery in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Montgomery?

Nearby cities with more banks include Fayetteville, Oak Hill, Elkview. Fayetteville is 15 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: United Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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