US Bank Directory

Banks in Charleston, WV

11 FDIC-insured banks operate 27 offices in Charleston, West Virginia, and 12 credit unions have 14 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Charleston

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 23 banks and credit unions operate 41 locations in Charleston, according to the FDIC and the NCUA. 40 of them have coordinates on record and are on the map. 28 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

40 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Charleston

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Truist and City National Bank of West Virginia have the most locations in Charleston, with 4 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

City National Bank of West Virginia 4 branches · main office Charleston, WV Bank · 4

City National Bank of West Virginia has 4 branches in Charleston, 58 across West Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is its main office at 3601 Maccorkle Ave Se, dating to 1957; the newest, at 10 Hale St, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    3601 Maccorkle Ave Se, 25304
    Hours: see the bank's site
  • Downtown Charleston Branch
    10 Hale St, 25301
    Hours: see the bank's site
  • South Hills Branch
    1004 Bridge Rd, 25314
    Hours: see the bank's site
  • West Side Branch
    120 Kanawha Blvd W, 25302
    Hours: see the bank's site
City National Bank of West Virginia: profile, branches and contacts
Truist Truist Bank · 4 branches · main office Charlotte, NC Bank · 4

Truist has 4 branches in Charleston, 42 across West Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Truist Square Main Branch at 300 Summers St, dating to 1867; the newest, at 1124 Fledderjohn Rd, to 1989. 3 of its 4 Charleston locations with published hours open on Saturday.

  • Ashton Place Branch
    1124 Fledderjohn Rd, 25314
    (304) 345-3600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Truist Square Main Branch
    300 Summers St, 25301
    (304) 348-7000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • West Side Branch
    501 Tennessee Ave, 25302
    (304) 340-4736Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Kanawha City Branch
    5701 Maccorkle Ave Se, 25304
    (304) 925-1800Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 3 branches · main office Columbus, OH Bank · 3

Chase has 3 branches in Charleston, 17 across West Virginia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Charleston Main Branch at 707 Virginia St E, dating to 1884; the newest, at 613 Virginia St E, to 1992. 1 of its 3 Charleston locations with published hours open on Saturday.

  • Kanawha City Branch
    200 Kanawha Mall, 25304
    (304) 925-1925Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Downtown Mini Branch
    613 Virginia St E, 25301
    (304) 345-1358Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Charleston Main Branch
    707 Virginia St E, 25301
    (304) 348-7956Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Element Credit Union 3 offices · main office Charleston, WV Credit union · 3

Element Credit Union has 3 officees in Charleston, 4 across West Virginia. It is based in Charleston, WV and $51.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Charleston locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    3418 Maccorkle Ave Se, 25304
    (304) 721-4145Today 8 am to 4:30 pm
    All hours

    Mon 8 am to 5:30 pm; Tue to Thu 8 am to 4:30 pm; Fri 8 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • The Element Edge
    1611 4Th Ave, 25387
    (304) 721-4145Today 8 am to 4:30 pm
    All hours

    Mon 8 am to 5:30 pm; Tue to Thu 8 am to 4:30 pm; Fri 8 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Capitol Street
    350 Capitol St Rm 156, 25301
    (304) 721-4145Today 8:30 am to 4 pm
    All hours

    Mon to Fri 8:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Element Credit Union: profile, branches and contacts
United Bank 3 branches · main office Fairfax, VA Bank · 3

United Bank has 3 branches in Charleston, 48 across West Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Charleston Main Branch at 500 Virginia St E, dating to 1901; the newest, at 4901 Maccorkle Ave Se, to 2002. None of its 3 Charleston locations with published hours lists Saturday hours.

  • Big Chimney Branch
    4605 Pennsylvania Ave, 25302
    (304) 965-8100Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

  • Kanawha City Branch
    4901 Maccorkle Ave Se, 25304
    (304) 720-3575Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

  • Charleston Main Branch
    500 Virginia St E, 25301
    (304) 348-8400Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts
WesBanco WesBanco Bank, Inc. · 3 branches · main office Wheeling, WV Bank · 3

WesBanco has 3 branches in Charleston, 34 across West Virginia and 218 nationwide. FDIC records list its main office in Wheeling, WV and show it operating since 1870. With $27.75 billion in total assets on June 30, 2026, it ranks No. 78 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Charleston Branch at 852 Oakwood Rd, dating to 1975; the newest, at 901 Lee Street East Suite 110, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

  • Tennessee Avenue Drive Thru Branch
    300 Tennessee Ave, 25302
    Hours: see the bank's site
  • Charleston Branch
    852 Oakwood Rd, 25314
    Hours: see the bank's site
  • Wesbanco Center - Charleston Branch
    901 Lee Street East Suite 110, 25301
    Hours: see the bank's site
WesBanco: profile, branches and contacts
Burke & Herbert Bank Burke & Herbert Bank & Trust Company · 2 branches · main office Alexandria, VA Bank · 2

Burke & Herbert Bank has 2 branches in Charleston, 32 across West Virginia and 106 nationwide. FDIC records list its main office in Alexandria, VA and show it operating since 1852. With $10.98 billion in total assets on June 30, 2026, it ranks No. 151 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Southridge Branch at 2402 Mountaineer Blvd, dating to 1920; the newest, at 400 Washington St E, to 2015. It does not publish hours in the sources this page uses; check its site before you go.

  • Southridge Branch
    2402 Mountaineer Blvd, 25309
    Hours: see the bank's site
  • Charleston Branch
    400 Washington St E, 25301
    Hours: see the bank's site
Burke & Herbert Bank: profile, branches and contacts
Fifth Third Bank Fifth Third Bank, National Association · 2 branches · main office Cincinnati, OH Bank · 2

Fifth Third Bank has 2 branches in Charleston, 5 across West Virginia and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Charleston Banking Center at 700 Virginia St E, dating to 2003; the newest, at 4515 Maccorkle Ave Se, to 2005. 1 of its 2 Charleston locations with published hours open on Saturday.

  • Kanawha City
    4515 Maccorkle Ave Se, 25304
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

  • Charleston Banking Center
    700 Virginia St E, 25301
    Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026

Fifth Third Bank: profile, branches and contacts
Huntington The Huntington National Bank · 2 branches · main office Columbus, OH Bank · 2

Huntington has 2 branches in Charleston, 26 across West Virginia and 1,477 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1866. With $283.07 billion in total assets on June 30, 2026, it ranks No. 15 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Bank And Go Center Branch at 219 Leon Sullivan Way, dating to 1982; the newest, at 500 Lee St E, to 2018. Its published hours do not list Saturday.

  • Bank And Go Center Branch
    219 Leon Sullivan Way, 25301
    (304) 348-5077Hours: see the bank's site
  • Charleston Main
    500 Lee St E, 25301
    (304) 348-5001Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Huntington branch locator (All The Places), checked Oct 10, 2026

Huntington: profile, branches and contacts
The Poca Valley Bank 2 branches · main office Walton, WV Bank · 2

The Poca Valley Bank has 2 branches in Charleston, 9 across West Virginia and 9 nationwide. FDIC records list its main office in Walton, WV and show it operating since 1908. With $666.2 million in total assets on June 30, 2026, it ranks No. 1,428 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charleston location is the Kanawha City Branch at 3800 Maccorkle Ave Se, dating to 2022; the newest, at 200 Quarrier St, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Charleston Financial Center Branch
    200 Quarrier St, 25301
    Hours: see the bank's site
  • Kanawha City Branch
    3800 Maccorkle Ave Se, 25304
    Hours: see the bank's site
The Poca Valley Bank: profile, branches and contacts
Camc Credit Union 1 office · main office Charleston, WV Credit union · 1

Camc Credit Union has 1 office in Charleston, 1 across West Virginia. It is based in Charleston, WV and $79.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    3400 Maccorkle Ave Se, 25304
    (304) 388-5700Today 8:30 am to 4 pm
    All hours

    Mon to Fri 8:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Camc Credit Union: profile, branches and contacts
Cha-tel Credit Union 1 office · main office Charleston, WV Credit union · 1

Cha-tel Credit Union has 1 office in Charleston, 2 across West Virginia. It is based in Charleston, WV and $11.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1500 Maccorkle Ave Se, 25396
    (304) 344-3330Today 9 am to 4 pm
    All hours

    Mon 10 am to 6 pm; Tue to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Cha-tel Credit Union: profile, branches and contacts
Charleston Credit Union 1 office · main office Charleston, WV Credit union · 1

Charleston Credit Union has 1 office in Charleston, 1 across West Virginia. It is based in Charleston, WV and $15.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    300 Virginia St E Rm 4203, 25301
    (304) 347-3393Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Charleston Credit Union: profile, branches and contacts
Charleston Postal Credit Union 1 office · main office Charleston, WV Credit union · 1

Charleston Postal Credit Union has 1 office in Charleston, 1 across West Virginia. It is based in Charleston, WV and $5.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1000 Centre Way 1000 Centre Way, 25309
    (304) 746-5111Today 7 am to 3 pm
    All hours

    Mon to Fri 7 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Charleston Postal Credit Union: profile, branches and contacts
Guaranty Bank Inc. 1 branch · main office Williamson, WV Bank · 1

Guaranty Bank Inc. has 1 branch in Charleston, 5 across West Virginia and 5 nationwide. FDIC records list its main office in Williamson, WV and show it operating since 1976. With $152.4 million in total assets on June 30, 2026, it ranks No. 3,307 of 4,232 U.S. banks by total assets. The Charleston Branch at 1320 Kanawha Blvd E dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Charleston Branch
    1320 Kanawha Blvd E, 25301
    Hours: see the bank's site
Guaranty Bank Inc.: profile, branches and contacts
Local No. 317 I.a.f.f. Credit Union 1 office · main office Charleston, WV Credit union · 1

Local No. 317 I.a.f.f. Credit Union has 1 office in Charleston, 1 across West Virginia. It is based in Charleston, WV and $10.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    205A Tennessee Ave, 25302
    (304) 345-9790Today 8 am to 2 pm
    All hours

    Mon to Wed 8 am to 2 pm; Thu to Sun not published

    Hours: NCUA, March 31, 2026

Local No. 317 I.a.f.f. Credit Union: profile, branches and contacts
Members Choice Wv Credit Union 1 office · main office Charleston, WV Credit union · 1

Members Choice Wv Credit Union has 1 office in Charleston, 2 across West Virginia. It is based in Charleston, WV and $93.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    201 Ohio Ave, 25302
    (304) 346-5242Today 8 am to 4:45 pm
    All hours

    Mon to Fri 8 am to 4:45 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Members Choice Wv Credit Union: profile, branches and contacts
Peoples Bank 1 branch · main office Marietta, OH Bank · 1

Peoples Bank has 1 branch in Charleston, 26 across West Virginia and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Bank Charleston Branch at 201 Pennsylvania Ave dates to 2003 in FDIC branch records. Its published hours do not list Saturday.

  • Bank Charleston Branch
    201 Pennsylvania Ave, 25302
    (304) 340-3000Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026

Peoples Bank: profile, branches and contacts
Pioneer Appalachia Credit Union 1 office · main office Charleston, WV Credit union · 1

Pioneer Appalachia Credit Union has 1 office in Charleston, 5 across West Virginia. It is based in Charleston, WV and $245.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1316 Kanawha Blvd E, 25301
    (304) 348-6648Today 8 am to 6 pm
    All hours

    Mon to Fri 8 am to 6 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Pioneer Appalachia Credit Union: profile, branches and contacts
Star Usa Credit Union 1 office · main office Charleston, WV Credit union · 1

Star Usa Credit Union has 1 office in Charleston, 6 across West Virginia. It is based in Charleston, WV and $158.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1 Cantley Dr, 25314
    (304) 357-2319Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Star Usa Credit Union: profile, branches and contacts
the State Credit Union 1 office · main office Charleston, WV Credit union · 1

the State Credit Union has 1 office in Charleston, 1 across West Virginia. It is based in Charleston, WV and $94.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    2200 Washington St E, 25311
    (304) 558-0566Today 8 am to 3 pm
    All hours

    Mon to Fri 8 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

the State Credit Union: profile, branches and contacts
Union Trades Credit Union 1 office · main office Parkersburg, WV Credit union · 1

Union Trades Credit Union has 1 office in Charleston, 2 across West Virginia. It is based in Parkersburg, WV and $35.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Branch Office
    210 Tennessee Ave, 25302
    (304) 344-0194Today 8:30 am to 5 pm
    All hours

    Mon to Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Union Trades Credit Union: profile, branches and contacts
Wv National Guard Credit Union 1 office · main office Charleston, WV Credit union · 1

Wv National Guard Credit Union has 1 office in Charleston, 1 across West Virginia. It is based in Charleston, WV and $51.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1512 Coonskin Dr, 25311
    (304) 342-2422Today 8:30 am to 3 pm
    All hours

    Mon not published; Tue to Fri 8:30 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Wv National Guard Credit Union: profile, branches and contacts

Join a credit union in Charleston

12 credit unions have 14 offices here: Element Credit Union, Pioneer Appalachia Credit Union, Star Usa Credit Union, the State Credit Union, Members Choice Wv Credit Union and Camc Credit Union and 6 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Charleston page has every office in the state's directory.

Banking in Charleston: the local picture

Short answer: 11 banks run 27 branches in Charleston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 11 banks, 1 has its main office in Charleston, 3 elsewhere in West Virginia and 7 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 300 Summers St, dating to 1867; the newest is The Poca Valley Bank's at 200 Quarrier St, from 2026.

12 credit unions have 14 offices in Charleston, according to the NCUA. Who can join each one is on the credit unions page.

Of the 28 locations with published hours. 7 open on Saturday. 13 locations have no published hours in these sources.

Banks by ZIP code in Charleston

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 25301 has the most bank and credit union offices in Charleston (15), followed by 25302 (8) and 25304 (8). Offices are spread across 8 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
253011513Chase, Huntington, Burke & Herbert Bank
2530288City National Bank of West Virginia, Local No. 317 I.a.f.f. Credit Union, Members Choice Wv Credit Union
2530488Camc Credit Union, Chase, City National Bank of West Virginia
2531444City National Bank of West Virginia, Star Usa Credit Union, Truist
2530922Burke & Herbert Bank, Charleston Postal Credit Union
2531122Wv National Guard Credit Union, the State Credit Union
2538711Element Credit Union
2539611Cha-tel Credit Union

Banks and credit unions open on Saturday in Charleston

Short answer: 7 of the 28 Charleston locations with published hours open on Saturday, run by 5 institutions.

  • Truist: 3 of 4 branches (1124 Fledderjohn Rd: Saturday 9 am to 12 pm, and 2 more)
  • Chase: 1 of 3 branches (200 Kanawha Mall: Saturday 9 am to 12 pm)
  • Fifth Third Bank: 1 of 2 branches (4515 Maccorkle Ave Se: Saturday 9 am to 12 pm)
  • Pioneer Appalachia Credit Union: 1 of 1 office (1316 Kanawha Blvd E: Saturday 8 am to 12 pm)
  • Star Usa Credit Union: 1 of 1 office (1 Cantley Dr: Saturday 9 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 13 of the 41 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Charleston, and where the nearest one is if they do not.

Short answer: In Charleston: Chase (3), Truist (4), Fifth Third Bank (2), Huntington (2). No branches in Charleston: Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 128 mi), U.S. Bank, Regions Bank, TD Bank, BMO.

BankIn CharlestonNearest branch if none here
Chase3 brancheshere
Truist4 brancheshere
Fifth Third Bank2 brancheshere
Huntington2 brancheshere
Wells FargoNonenone in West Virginia
Bank of AmericaNonenone in West Virginia
PNC BankNoneMorgantown, 128 miles away
U.S. BankNonenone in West Virginia
Regions BankNonenone in West Virginia
TD BankNonenone in West Virginia
BMONonenone in West Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charleston to the nearest branch in West Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charleston residents like anyone else.

Banks near Charleston

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are South Charleston (4 miles) and Dunbar (6 miles). South Charleston, 4 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Charleston

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 2 branch openings in Charleston between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jun 11, 2026OpenedThe Poca Valley Bank200 Quarrier St, 25301
Apr 27, 2026OpenedGuaranty Bank Inc.1320 Kanawha Blvd E, 25301

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Charleston

Short answer: 12 institutions have their main office in Charleston: City National Bank of West Virginia, Element Credit Union, Pioneer Appalachia Credit Union and Star Usa Credit Union and 8 more.

InstitutionTypeTotal assets, June 30, 2026Offices here
City National Bank of West VirginiaBank$6.76 billion4
Element Credit UnionCredit union$51.0 million3
Pioneer Appalachia Credit UnionCredit union$245.5 million1
Star Usa Credit UnionCredit union$158.0 million1
the State Credit UnionCredit union$94.9 million1
Members Choice Wv Credit UnionCredit union$93.1 million1
Camc Credit UnionCredit union$79.2 million1
Wv National Guard Credit UnionCredit union$51.9 million1
Charleston Credit UnionCredit union$15.3 million1
Cha-tel Credit UnionCredit union$11.4 million1
Local No. 317 I.a.f.f. Credit UnionCredit union$10.1 million1
Charleston Postal Credit UnionCredit union$5.1 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Charleston by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charleston offices.

Short answer: Chase is the largest bank with offices in Charleston, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 11 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 13Columbus, OH
Truist$548.35 billionNo. 94Charlotte, NC
Fifth Third Bank$299.18 billionNo. 142Cincinnati, OH
Huntington$283.07 billionNo. 152Columbus, OH
United Bank$33.64 billionNo. 653Fairfax, VA
WesBanco$27.75 billionNo. 783Wheeling, WV
Burke & Herbert Bank$10.98 billionNo. 1512Alexandria, VA
Peoples Bank$9.53 billionNo. 1691Marietta, OH
City National Bank of West Virginia$6.76 billionNo. 2294Charleston, WV
The Poca Valley Bank$666.2 millionNo. 1,4282Walton, WV

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Charleston: FAQ

How many banks are in Charleston, WV?

Charleston has 11 banks with 27 branches and 12 credit unions with 14 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Charleston?

Truist, with 4. City National Bank of West Virginia has 4 and Chase has 3.

Is there a Truist in Charleston, WV?

Yes. FDIC data lists 4 Truist branches in Charleston as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a City National Bank of West Virginia in Charleston, WV?

Yes. FDIC data lists 4 City National Bank of West Virginia branches in Charleston as of September 5, 2026, the main office at 3601 Maccorkle Ave Se. Its branches are listed under City National Bank of West Virginia above, with the address and directions for each.

Is there a Chase in Charleston, WV?

Yes. FDIC data lists 3 Chase branches in Charleston as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Which banks in Charleston are open on Saturday?

Truist, Chase, Fifth Third Bank and Pioneer Appalachia Credit Union and 1 more publish Saturday hours for one or more Charleston locations. The Saturday section above lists each one with its hours. 13 of the 41 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Charleston?

City National Bank of West Virginia, Element Credit Union, Pioneer Appalachia Credit Union, Star Usa Credit Union and the State Credit Union and 7 more have their main office in Charleston, according to the FDIC and the NCUA.

What is the oldest bank in Charleston?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Charleston?

Element Credit Union, Pioneer Appalachia Credit Union, Star Usa Credit Union and the State Credit Union and 8 more have offices in Charleston. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Charleston in the past year?

FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Charleston?

Nearby cities with more banks include South Charleston, Dunbar, Sissonville. South Charleston is 4 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 13 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (14 of 27 branches: Chase, Fifth Third Bank, Huntington, Peoples Bank, Truist, United Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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