US Bank Directory
Banks in Cross Lanes, WV
2 FDIC-insured banks operate 2 offices in Cross Lanes, West Virginia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cross Lanes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Cross Lanes, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cross Lanes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist and City National Bank of West Virginia have the most locations in Cross Lanes, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
City National Bank of West Virginia Bank · 1
City National Bank of West Virginia has 1 branch in Cross Lanes, 58 across West Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Cross Lanes Branch at 308 Goff Mountain Rd dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cross Lanes Branch308 Goff Mountain Rd, 25313
Peoples Credit Union Credit union · 1
Peoples Credit Union has 1 office in Cross Lanes, 4 across West Virginia. It is based in Nitro, WV and $131.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Cross Lanes102 Lakeview Dr, 25313
All hours
Mon 9 am to 5 pm; Tue not published; Wed 9 am to 5 pm; Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Truist Bank · 1
Truist has 1 branch in Cross Lanes, 42 across West Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Cross Lanes Branch at 5560 Big Tyler Rd dates to 1986 in FDIC branch records. It opens on Saturday.
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Cross Lanes Branch5560 Big Tyler Rd, 25313
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Cross Lanes
1 credit union has 1 office here: Peoples Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cross Lanes page has every office in the state's directory.
Banking in Cross Lanes: the local picture
Short answer: 2 banks run 2 branches in Cross Lanes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Cross Lanes, 1 elsewhere in West Virginia and 1 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is City National Bank of West Virginia's office at 308 Goff Mountain Rd, dating to 1972; the newest is Truist's at 5560 Big Tyler Rd, from 1986.
The only credit union with an office here is Peoples Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.
Banks open on Saturday in Cross Lanes
Short answer: 1 of the 2 Cross Lanes locations with published hours opens on Saturday, run by 1 institution.
- Truist: 1 of 1 branch (5560 Big Tyler Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cross Lanes, and where the nearest one is if they do not.
Short answer: In Cross Lanes: Truist (1). No branches in Cross Lanes: Chase (nearest in South Charleston, 6 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 131 mi), U.S. Bank, Fifth Third Bank (nearest in Hurricane, 8 mi), Huntington (nearest in Nitro, 3 mi), Regions Bank, TD Bank, BMO.
| Bank | In Cross Lanes | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | South Charleston, 6 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 131 miles away |
| U.S. Bank | None | none in West Virginia |
| Fifth Third Bank | None | Hurricane, 8 miles away |
| Huntington | None | Nitro, 3 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cross Lanes to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cross Lanes residents like anyone else.
Banks near Cross Lanes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Nitro (2 miles) and Saint Albans (3 miles). Hurricane, 10 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Nitro, WV | 2 mi | 3 | 3 |
| Banks in Saint Albans, WV | 3 mi | 2 | 2 |
| Banks in Dunbar, WV | 5 mi | 2 | 2 |
| Banks in South Charleston, WV | 7 mi | 4 | 6 |
| Banks in Sissonville, WV | 8 mi | 2 | 2 |
| Banks in Scott Depot, WV | 8 mi | 2 | 2 |
| Banks in Winfield, WV | 10 mi | 2 | 2 |
| Banks in Hurricane, WV | 10 mi | 9 | 12 |
Bank branch openings and closings in Cross Lanes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cross Lanes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cross Lanes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cross Lanes offices.
Short answer: Truist is the largest bank with offices in Cross Lanes, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. City National Bank of West Virginia is second with $6.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 1 | Charleston, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cross Lanes: FAQ
How many banks are in Cross Lanes, WV?
Cross Lanes has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cross Lanes?
Truist, with 1. City National Bank of West Virginia has 1.
Is there a Truist in Cross Lanes, WV?
Yes. FDIC data lists 1 Truist branch in Cross Lanes as of September 5, 2026. The address and directions are under Truist above.
Is there a City National Bank of West Virginia in Cross Lanes, WV?
Yes. FDIC data lists 1 City National Bank of West Virginia branch in Cross Lanes as of September 5, 2026. The address and directions are under City National Bank of West Virginia above.
Is there a Chase in Cross Lanes, WV?
No. FDIC data lists no Chase branch in Cross Lanes as of September 5, 2026. The nearest is in South Charleston, about 6 miles away in a straight line.
Which banks in Cross Lanes are open on Saturday?
Truist publishes Saturday hours for one or more Cross Lanes locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Cross Lanes?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Cross Lanes?
Peoples Credit Union has an office in Cross Lanes. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cross Lanes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cross Lanes?
Nearby cities with more banks include Nitro, Saint Albans, Dunbar. Nitro is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 2 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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