US Bank Directory
Banks in Clay, WV
2 FDIC-insured banks operate 3 offices in Clay, West Virginia.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Clay
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 3 locations in Clay, according to the FDIC. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Clay
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Clay County Bank has the most locations in Clay, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Clay County Bank Bank · 2
Clay County Bank has 2 branches in Clay, 2 across West Virginia and 2 nationwide. FDIC records list its main office in Clay, WV and show it operating since 1902. With $135.9 million in total assets on June 30, 2026, it ranks No. 3,435 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clay location is its main office at 150 Main St, dating to 1902; the newest, at 2236 Main St, to 1986. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office150 Main St, 25043
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Clay Branch2236 Main St, 25043
Peoples Bank Bank · 1
Peoples Bank has 1 branch in Clay, 26 across West Virginia and 135 nationwide. FDIC records list its main office in Marietta, OH and show it operating since 1902. With $9.53 billion in total assets on June 30, 2026, it ranks No. 169 of 4,232 U.S. banks by total assets. The Clay Branch at 2043 Main St dates to 1987 in FDIC branch records. Its published hours do not list Saturday.
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Clay Branch2043 Main St, 25043
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Peoples Bank branch locator (All The Places), checked Oct 10, 2026
Banking in Clay: the local picture
Short answer: 2 banks run 3 branches in Clay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 1 has its main office in Clay and 1 out of state, according to the FDIC.
The bank with the longest record here is Clay County Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Clay County Bank's office at 150 Main St, dating to 1902; the newest is Peoples Bank's at 2043 Main St, from 1987.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Clay
Short answer: None of the 1 Clay location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Clay, and where the nearest one is if they do not.
Short answer: No branches in Clay: Chase (nearest in Elkview, 22 mi), Wells Fargo, Bank of America, PNC Bank (nearest in Morgantown, 102 mi), U.S. Bank, Truist (nearest in Summersville, 18 mi), Fifth Third Bank (nearest in Charleston, 29 mi), Huntington (nearest in Charleston, 31 mi), Regions Bank, TD Bank, BMO.
| Bank | In Clay | Nearest branch if none here |
|---|---|---|
| Chase | None | Elkview, 22 miles away |
| Wells Fargo | None | none in West Virginia |
| Bank of America | None | none in West Virginia |
| PNC Bank | None | Morgantown, 102 miles away |
| U.S. Bank | None | none in West Virginia |
| Truist | None | Summersville, 18 miles away |
| Fifth Third Bank | None | Charleston, 29 miles away |
| Huntington | None | Charleston, 31 miles away |
| Regions Bank | None | none in West Virginia |
| TD Bank | None | none in West Virginia |
| BMO | None | none in West Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clay to the nearest branch in West Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clay residents like anyone else.
Banks near Clay
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Summersville (18 miles) and Gassaway (22 miles). Summersville, 18 miles away, has the most banks nearby: 6.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Summersville, WV | 18 mi | 6 | 6 |
| Banks in Gassaway, WV | 22 mi | 2 | 2 |
| Banks in Elkview, WV | 22 mi | 2 | 2 |
| Banks in Montgomery, WV | 24 mi | 2 | 2 |
| Banks in Sutton, WV | 26 mi | 3 | 4 |
| Banks in Spencer, WV | 27 mi | 3 | 3 |
| Banks in Fayetteville, WV | 29 mi | 3 | 3 |
| Banks in Cowen, WV | 29 mi | 2 | 2 |
Bank branch openings and closings in Clay
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Clay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Clay
Short answer: 1 institution has its main office in Clay: Clay County Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Clay County Bank | Bank | $135.9 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Clay by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clay offices.
Short answer: Peoples Bank is the largest bank with offices in Clay, with $9.53 billion in total assets on June 30, 2026, No. 169 among U.S. banks by total assets. Clay County Bank is second with $135.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Peoples Bank | $9.53 billion | No. 169 | 1 | Marietta, OH |
| Clay County Bank | $135.9 million | No. 3,435 | 2 | Clay, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Clay: FAQ
How many banks are in Clay, WV?
Clay has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Clay?
Clay County Bank, with 2. Peoples Bank has 1.
Is there a Peoples Bank in Clay, WV?
Yes. FDIC data lists 1 Peoples Bank branch in Clay as of September 5, 2026. The address and directions are under Peoples Bank above.
Is there a Chase in Clay, WV?
No. FDIC data lists no Chase branch in Clay as of September 5, 2026. The nearest is in Elkview, about 22 miles away in a straight line.
Which banks in Clay are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Clay?
Clay County Bank has its main office in Clay, according to the FDIC.
What is the oldest bank in Clay?
Clay County Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Did any bank branches open or close in Clay in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Clay?
Nearby cities with more banks include Summersville, Gassaway, Elkview. Summersville is 18 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Peoples Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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