US Bank Directory

Banks in Waunakee, WI

6 FDIC-insured banks operate 6 offices in Waunakee, Wisconsin, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Waunakee

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 7 banks and credit unions operate 7 locations in Waunakee, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Waunakee

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 6 banks share the most locations in Waunakee, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Associated Bank Associated Bank, National Association · 1 branch · main office Green Bay, WI Bank · 1

Associated Bank has 1 branch in Waunakee, 136 across Wisconsin and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The Waunakee Branch at 269 S Century Ave dates to 1889 in FDIC branch records. It opens on Saturday.

  • Waunakee Branch
    269 S Century Ave, 53597
    (608) 849-7511Today 9 am to 4 pm
    All hours

    Mon 9 am to 5 pm; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026

Associated Bank: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Waunakee, 145 across Wisconsin and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Waunakee Branch at 220 N Century Ave dates to 2000 in FDIC branch records. It opens on Saturday.

  • Waunakee Branch
    220 N Century Ave, 53597
    (608) 849-2401Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Fortifi Bank 1 branch · main office Berlin, WI Bank · 1

Fortifi Bank has 1 branch in Waunakee, 10 across Wisconsin and 10 nationwide. FDIC records list its main office in Berlin, WI and show it operating since 1876. With $750.4 million in total assets on June 30, 2026, it ranks No. 1,318 of 4,232 U.S. banks by total assets. The Waunakee Financial Center Branch at 1330 Montondon Avenue dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waunakee Financial Center Branch
    1330 Montondon Avenue, 53597
    Hours: see the bank's site
Fortifi Bank: profile, branches and contacts
Lake Ridge Bank 1 branch · main office Middleton, WI Bank · 1

Lake Ridge Bank has 1 branch in Waunakee, 20 across Wisconsin and 20 nationwide. FDIC records list its main office in Middleton, WI and show it operating since 1908. With $3.35 billion in total assets on June 30, 2026, it ranks No. 384 of 4,232 U.S. banks by total assets. The Waunakee Branch at 610 W Main St dates to 1912 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Lake Ridge Bank: profile, branches and contacts
One Community Bank 1 branch · main office Oregon, WI Bank · 1

One Community Bank has 1 branch in Waunakee, 20 across Wisconsin and 20 nationwide. FDIC records list its main office in Oregon, WI and show it operating since 1976. With $2.63 billion in total assets on June 30, 2026, it ranks No. 483 of 4,232 U.S. banks by total assets. The Waunakee Branch at 1351 Water Wheel Dr dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Waunakee Branch
    1351 Water Wheel Dr, 53597
    Hours: see the bank's site
One Community Bank: profile, branches and contacts
Summit Credit Union 1 office · main office Madison, WI Credit union · 1

Summit Credit Union has 1 office in Waunakee, 57 across Wisconsin. It is based in Madison, WI and $8.30 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Waunakee
    304 E Main St, 53597
    (608) 243-5000Today 7:30 am to 5:30 pm
    All hours

    Mon to Fri 7:30 am to 5:30 pm; Sat 8:30 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Summit Credit Union: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Waunakee, 90 across Wisconsin and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Waunakee Madison Branch at 127 W Main St dates to 1902 in FDIC branch records. It opens on Saturday.

  • Waunakee Madison Branch
    127 W Main St, 53597
    (608) 849-8300Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts

Join a credit union in Waunakee

1 credit union has 1 office here: Summit Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waunakee page has every office in the state's directory.

Banking in Waunakee: the local picture

Short answer: 6 banks run 6 branches in Waunakee according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 0 have their main office in Waunakee, 4 elsewhere in Wisconsin and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is Associated Bank's office at 269 S Century Ave, dating to 1889; the newest is One Community Bank's at 1351 Water Wheel Dr, from 2016.

The only credit union with an office here is Summit Credit Union.

Of the 4 locations with published hours. 4 open on Saturday. 3 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Waunakee

Short answer: 4 of the 4 Waunakee locations with published hours open on Saturday, run by 4 institutions.

  • U.S. Bank: 1 of 1 branch (127 W Main St: Saturday 9 am to 12 pm)
  • BMO: 1 of 1 branch (220 N Century Ave: Saturday 9 am to 12 pm)
  • Associated Bank: 1 of 1 branch (269 S Century Ave: Saturday 9 am to 12 pm)
  • Summit Credit Union: 1 of 1 office (304 E Main St: Saturday 8:30 am to 1 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Waunakee, and where the nearest one is if they do not.

Short answer: In Waunakee: U.S. Bank (1), BMO (1). No branches in Waunakee: Chase (nearest in Madison, 8 mi), Wells Fargo (nearest in Middleton, 7 mi), Bank of America, PNC Bank (nearest in Pewaukee, 62 mi), Truist, Fifth Third Bank, Huntington (nearest in Elm Grove, 70 mi), Regions Bank, TD Bank.

BankIn WaunakeeNearest branch if none here
U.S. Bank1 branchhere
BMO1 branchhere
ChaseNoneMadison, 8 miles away
Wells FargoNoneMiddleton, 7 miles away
Bank of AmericaNonenone in Wisconsin
PNC BankNonePewaukee, 62 miles away
TruistNonenone in Wisconsin
Fifth Third BankNonenone in Wisconsin
HuntingtonNoneElm Grove, 70 miles away
Regions BankNonenone in Wisconsin
TD BankNonenone in Wisconsin

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waunakee to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waunakee residents like anyone else.

Banks near Waunakee

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Middleton (7 miles) and Madison (8 miles). Madison, 8 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Waunakee

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Waunakee between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Waunakee by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waunakee offices.

Short answer: U.S. Bank is the largest bank with offices in Waunakee, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. BMO is second with $254.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
Associated Bank$51.76 billionNo. 491Green Bay, WI
Lake Ridge Bank$3.35 billionNo. 3841Middleton, WI
One Community Bank$2.63 billionNo. 4831Oregon, WI
Fortifi Bank$750.4 millionNo. 1,3181Berlin, WI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Waunakee: FAQ

How many banks are in Waunakee, WI?

Waunakee has 6 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Waunakee?

U.S. Bank, with 1. BMO has 1 and Associated Bank has 1.

Is there a U.S. Bank in Waunakee, WI?

Yes. FDIC data lists 1 U.S. Bank branch in Waunakee as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a BMO in Waunakee, WI?

Yes. FDIC data lists 1 BMO branch in Waunakee as of September 5, 2026. The address and directions are under BMO above.

Is there a Associated Bank in Waunakee, WI?

Yes. FDIC data lists 1 Associated Bank branch in Waunakee as of September 5, 2026. The address and directions are under Associated Bank above.

Is there a Chase in Waunakee, WI?

No. FDIC data lists no Chase branch in Waunakee as of September 5, 2026. The nearest is in Madison, about 8 miles away in a straight line.

Which banks in Waunakee are open on Saturday?

U.S. Bank, BMO, Associated Bank and Summit Credit Union publish Saturday hours for one or more Waunakee locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Waunakee?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Waunakee?

Summit Credit Union has an office in Waunakee. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Waunakee in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Waunakee?

Nearby cities with more banks include Middleton, Madison, Lodi. Middleton is 7 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 6 branches: Associated Bank, BMO, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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