US Bank Directory

Banks in Cross Plains, WI

2 FDIC-insured banks operate 4 offices in Cross Plains, Wisconsin.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cross Plains

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 4 locations in Cross Plains, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cross Plains

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Lake Ridge Bank has the most locations in Cross Plains, with 3. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Lake Ridge Bank 3 branches · main office Middleton, WI Bank · 3

Lake Ridge Bank has 3 branches in Cross Plains, 20 across Wisconsin and 20 nationwide. FDIC records list its main office in Middleton, WI and show it operating since 1908. With $3.35 billion in total assets on June 30, 2026, it ranks No. 384 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cross Plains location is the Cross Plains Branch - Motor at 2535 Main St, dating to 1991; the newest, at 1205 Main St, to 2023. It does not publish hours in the sources this page uses; check its site before you go.

  • Cross Plains Admin Branch
    1205 Main St, 53528
    Hours: see the bank's site
  • Cross Plains Branch - Motor
    2535 Main St, 53528
    Hours: see the bank's site
  • Cross Plains Branch - Main
    2615 Westview Ct, 53528
    Hours: see the bank's site
Lake Ridge Bank: profile, branches and contacts
The Park Bank 1 branch · main office Madison, WI Bank · 1

The Park Bank has 1 branch in Cross Plains, 10 across Wisconsin and 10 nationwide. FDIC records list its main office in Madison, WI and show it operating since 1966. With $1.54 billion in total assets on June 30, 2026, it ranks No. 734 of 4,232 U.S. banks by total assets. The Park Bank - Cross Plains Branch at 2407 Brewery Road dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Park Bank - Cross Plains Branch
    2407 Brewery Road, 53528
    Hours: see the bank's site
The Park Bank: profile, branches and contacts

Banking in Cross Plains: the local picture

Short answer: 2 banks run 4 branches in Cross Plains according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Cross Plains, 2 elsewhere in Wisconsin, according to the FDIC.

The bank with the longest record here is Lake Ridge Bank, operating since 1908 according to the FDIC. In FDIC branch records, the longest-running branch is Lake Ridge Bank's office at 2535 Main St, dating to 1991; the newest is The Park Bank's at 2407 Brewery Road, from 2023.

None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cross Plains, and where the nearest one is if they do not.

Short answer: No branches in Cross Plains: Chase (nearest in Madison, 7 mi), Wells Fargo (nearest in Middleton, 8 mi), Bank of America, PNC Bank (nearest in Lake Geneva, 71 mi), U.S. Bank (nearest in Madison, 7 mi), Truist, Fifth Third Bank, Huntington (nearest in Elm Grove, 80 mi), Regions Bank, TD Bank, BMO (nearest in Middleton, 7 mi).

BankIn Cross PlainsNearest branch if none here
ChaseNoneMadison, 7 miles away
Wells FargoNoneMiddleton, 8 miles away
Bank of AmericaNonenone in Wisconsin
PNC BankNoneLake Geneva, 71 miles away
U.S. BankNoneMadison, 7 miles away
TruistNonenone in Wisconsin
Fifth Third BankNonenone in Wisconsin
HuntingtonNoneElm Grove, 80 miles away
Regions BankNonenone in Wisconsin
TD BankNonenone in Wisconsin
BMONoneMiddleton, 7 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cross Plains to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cross Plains residents like anyone else.

Banks near Cross Plains

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Middleton (7 miles) and Mount Horeb (8 miles). Madison, 12 miles away, has the most banks nearby: 20.

Bank branch openings and closings in Cross Plains

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cross Plains between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cross Plains by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cross Plains offices.

Short answer: Lake Ridge Bank is the largest bank with offices in Cross Plains, with $3.35 billion in total assets on June 30, 2026, No. 384 among U.S. banks by total assets. The Park Bank is second with $1.54 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Lake Ridge Bank$3.35 billionNo. 3843Middleton, WI
The Park Bank$1.54 billionNo. 7341Madison, WI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cross Plains: FAQ

How many banks are in Cross Plains, WI?

Cross Plains has 2 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cross Plains?

Lake Ridge Bank, with 3. The Park Bank has 1.

Is there a Lake Ridge Bank in Cross Plains, WI?

Yes. FDIC data lists 3 Lake Ridge Bank branches in Cross Plains as of September 5, 2026. Its branches are listed under Lake Ridge Bank above, with the address and directions for each.

Is there a The Park Bank in Cross Plains, WI?

Yes. FDIC data lists 1 The Park Bank branch in Cross Plains as of September 5, 2026. The address and directions are under The Park Bank above.

Is there a Chase in Cross Plains, WI?

No. FDIC data lists no Chase branch in Cross Plains as of September 5, 2026. The nearest is in Madison, about 7 miles away in a straight line.

What is the oldest bank in Cross Plains?

Lake Ridge Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1908.

Did any bank branches open or close in Cross Plains in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cross Plains?

Nearby cities with more banks include Middleton, Mount Horeb, Verona. Middleton is 7 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds