US Bank Directory
Banks in Monona, WI
3 FDIC-insured banks operate 4 offices in Monona, Wisconsin, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Monona
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Monona, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Monona
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Lake Ridge Bank has the most locations in Monona, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Lake Ridge Bank Bank · 2
Lake Ridge Bank has 2 branches in Monona, 20 across Wisconsin and 20 nationwide. FDIC records list its main office in Middleton, WI and show it operating since 1908. With $3.35 billion in total assets on June 30, 2026, it ranks No. 384 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Monona location is the Monona Branch - Bridge Rd at 6430 Bridge Rd, dating to 2008; the newest, at 5515 Monona Dr, to 2023. It does not publish hours in the sources this page uses; check its site before you go.
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Monona Branch - Monona Dr5515 Monona Dr, 53716
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Monona Branch - Bridge Rd6430 Bridge Rd, 53713
BMO Bank · 1
BMO has 1 branch in Monona, 145 across Wisconsin and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Monona Grove Branch at 4613 Monona Dr dates to 1957 in FDIC branch records. It opens on Saturday.
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Monona Grove Branch4613 Monona Dr, 53716
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 1
Chase has 1 branch in Monona, 65 across Wisconsin and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Monona Branch at 2251 W Broadway dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Monona Branch2251 W Broadway, 53713
Summit Credit Union Credit union · 1
Summit Credit Union has 1 office in Monona, 57 across Wisconsin. It is based in Madison, WI and $8.30 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Monona5809 Monona Dr, 53716
All hours
Mon to Fri 7:30 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
University of Wisconsin Credit Union Credit union · 1
University of Wisconsin Credit Union has 1 office in Monona, 42 across Wisconsin. It is based in Madison, WI and $6.60 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Pier 37200 E Broadway, 53716
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Monona
2 credit unions have 2 offices here: Summit Credit Union and University of Wisconsin Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Monona page has every office in the state's directory.
Banking in Monona: the local picture
Short answer: 3 banks run 4 branches in Monona according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Monona, 1 elsewhere in Wisconsin and 2 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 4613 Monona Dr, dating to 1957; the newest is Lake Ridge Bank's at 5515 Monona Dr, from 2023.
2 credit unions have 2 offices in Monona, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Monona
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 53716 has the most bank and credit union offices in Monona (4), followed by 53713 (2). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 53716 | 4 | 4 | BMO, Lake Ridge Bank, Summit Credit Union |
| 53713 | 2 | 2 | Chase, Lake Ridge Bank |
Banks and credit unions open on Saturday in Monona
Short answer: 3 of the 3 Monona locations with published hours open on Saturday, run by 3 institutions.
- BMO: 1 of 1 branch (4613 Monona Dr: Saturday 9 am to 12 pm)
- Summit Credit Union: 1 of 1 office (5809 Monona Dr: Saturday 9 am to 12 pm)
- University of Wisconsin Credit Union: 1 of 1 office (200 E Broadway: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Monona, and where the nearest one is if they do not.
Short answer: In Monona: Chase (1), BMO (1). No branches in Monona: Wells Fargo (nearest in Madison, 5 mi), Bank of America, PNC Bank (nearest in Lake Geneva, 56 mi), U.S. Bank (nearest in Madison, 3 mi), Truist, Fifth Third Bank, Huntington (nearest in Elm Grove, 64 mi), Regions Bank, TD Bank.
| Bank | In Monona | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| BMO | 1 branch | here |
| Wells Fargo | None | Madison, 5 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | Lake Geneva, 56 miles away |
| U.S. Bank | None | Madison, 3 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Elm Grove, 64 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Monona to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Monona residents like anyone else.
Banks near Monona
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Madison (4 miles) and Fitchburg (6 miles). Madison, 4 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Madison, WI | 4 mi | 20 | 53 |
| Banks in Fitchburg, WI | 6 mi | 5 | 6 |
| Banks in Cottage Grove, WI | 7 mi | 4 | 4 |
| Banks in Oregon, WI | 9 mi | 3 | 3 |
| Banks in Middleton, WI | 9 mi | 10 | 11 |
| Banks in Sun Prairie, WI | 9 mi | 10 | 12 |
| Banks in Waunakee, WI | 11 mi | 6 | 6 |
| Banks in Stoughton, WI | 11 mi | 3 | 5 |
Bank branch openings and closings in Monona
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Monona between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Monona by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Monona offices.
Short answer: Chase is the largest bank with offices in Monona, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. BMO is second with $254.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| Lake Ridge Bank | $3.35 billion | No. 384 | 2 | Middleton, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Monona: FAQ
How many banks are in Monona, WI?
Monona has 3 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Monona?
Lake Ridge Bank, with 2. Chase has 1 and BMO has 1.
Is there a Lake Ridge Bank in Monona, WI?
Yes. FDIC data lists 2 Lake Ridge Bank branches in Monona as of September 5, 2026. Its branches are listed under Lake Ridge Bank above, with the address and directions for each.
Is there a Chase in Monona, WI?
Yes. FDIC data lists 1 Chase branch in Monona as of September 5, 2026. The address and directions are under Chase above.
Is there a BMO in Monona, WI?
Yes. FDIC data lists 1 BMO branch in Monona as of September 5, 2026. The address and directions are under BMO above.
Is there a Wells Fargo in Monona, WI?
No. FDIC data lists no Wells Fargo branch in Monona as of September 5, 2026. The nearest is in Madison, about 5 miles away in a straight line.
Which banks in Monona are open on Saturday?
BMO, Summit Credit Union and University of Wisconsin Credit Union publish Saturday hours for one or more Monona locations. The Saturday section above lists each one with its hours. 3 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Monona?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Monona?
Summit Credit Union and University of Wisconsin Credit Union have offices in Monona. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Monona in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Monona?
Nearby cities with more banks include Madison, Fitchburg, Cottage Grove. Madison is 4 miles away with 20 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: BMO) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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