US Bank Directory
Banks in Cottage Grove, WI
4 FDIC-insured banks operate 4 offices in Cottage Grove, Wisconsin, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Cottage Grove
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Cottage Grove, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Cottage Grove
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Cottage Grove, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Sun Prairie Bank · 1
Bank of Sun Prairie has 1 branch in Cottage Grove, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in Sun Prairie, WI and show it operating since 1903. With $841.2 million in total assets on June 30, 2026, it ranks No. 1,208 of 4,232 U.S. banks by total assets. The Cottage Grove Branch at 419 W Cottage Grove Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cottage Grove Branch419 W Cottage Grove Rd, 53527
Lake Ridge Bank Bank · 1
Lake Ridge Bank has 1 branch in Cottage Grove, 20 across Wisconsin and 20 nationwide. FDIC records list its main office in Middleton, WI and show it operating since 1908. With $3.35 billion in total assets on June 30, 2026, it ranks No. 384 of 4,232 U.S. banks by total assets. The Cottage Grove Branch at 341 W Cottage Grove Rd dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cottage Grove Branch341 W Cottage Grove Rd, 53527
One Community Bank Bank · 1
One Community Bank has 1 branch in Cottage Grove, 20 across Wisconsin and 20 nationwide. FDIC records list its main office in Oregon, WI and show it operating since 1976. With $2.63 billion in total assets on June 30, 2026, it ranks No. 483 of 4,232 U.S. banks by total assets. The Cottage Grove Branch at 1565 Landmark Dr dates to 2024 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cottage Grove Branch1565 Landmark Dr, 53527
Summit Credit Union Credit union · 1
Summit Credit Union has 1 office in Cottage Grove, 57 across Wisconsin. It is based in Madison, WI and $8.30 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Main Office main office1709 Landmark Dr, 53527
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
UMB Bank Bank · 1
UMB Bank has 1 branch in Cottage Grove, 13 across Wisconsin and 207 nationwide. FDIC records list its main office in Kansas City, MO and show it operating since 1902. With $71.90 billion in total assets on June 30, 2026, it ranks No. 40 of 4,232 U.S. banks by total assets. The Cottage Grove Branch at 580 N Main St dates to 2007 in FDIC branch records. Its published hours do not list Saturday.
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Cottage Grove Branch580 N Main St, 53527
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: UMB Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Cottage Grove
1 credit union has 1 office here: Summit Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cottage Grove page has every office in the state's directory.
Banking in Cottage Grove: the local picture
Short answer: 4 banks run 4 branches in Cottage Grove according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Cottage Grove, 3 elsewhere in Wisconsin and 1 out of state, according to the FDIC.
The bank with the longest record here is UMB Bank, operating since 1902 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Sun Prairie's office at 419 W Cottage Grove Rd, dating to 2004; the newest is One Community Bank's at 1565 Landmark Dr, from 2024.
The only credit union with an office here is Summit Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.
Credit unions open on Saturday in Cottage Grove
Short answer: 1 of the 2 Cottage Grove locations with published hours opens on Saturday, run by 1 institution.
- Summit Credit Union: 1 of 1 office (1709 Landmark Dr: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Cottage Grove, and where the nearest one is if they do not.
Short answer: No branches in Cottage Grove: Chase (nearest in Madison, 6 mi), Wells Fargo (nearest in Madison, 6 mi), Bank of America, PNC Bank (nearest in Pewaukee, 49 mi), U.S. Bank (nearest in Madison, 6 mi), Truist, Fifth Third Bank, Huntington (nearest in Elm Grove, 57 mi), Regions Bank, TD Bank, BMO (nearest in Madison, 6 mi).
| Bank | In Cottage Grove | Nearest branch if none here |
|---|---|---|
| Chase | None | Madison, 6 miles away |
| Wells Fargo | None | Madison, 6 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | Pewaukee, 49 miles away |
| U.S. Bank | None | Madison, 6 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Elm Grove, 57 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Madison, 6 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cottage Grove to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cottage Grove residents like anyone else.
Banks near Cottage Grove
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Sun Prairie (7 miles) and Monona (7 miles). Madison, 11 miles away, has the most banks nearby: 20.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Sun Prairie, WI | 7 mi | 10 | 12 |
| Banks in Monona, WI | 7 mi | 3 | 4 |
| Banks in Madison, WI | 11 mi | 20 | 53 |
| Banks in Cambridge, WI | 11 mi | 2 | 2 |
| Banks in Stoughton, WI | 12 mi | 3 | 5 |
| Banks in Fitchburg, WI | 13 mi | 5 | 6 |
| Banks in Waunakee, WI | 14 mi | 6 | 6 |
| Banks in Oregon, WI | 14 mi | 3 | 3 |
Bank branch openings and closings in Cottage Grove
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Cottage Grove between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Cottage Grove by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cottage Grove offices.
Short answer: UMB Bank is the largest bank with offices in Cottage Grove, with $71.90 billion in total assets on June 30, 2026, No. 40 among U.S. banks by total assets. Lake Ridge Bank is second with $3.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| UMB Bank | $71.90 billion | No. 40 | 1 | Kansas City, MO |
| Lake Ridge Bank | $3.35 billion | No. 384 | 1 | Middleton, WI |
| One Community Bank | $2.63 billion | No. 483 | 1 | Oregon, WI |
| Bank of Sun Prairie | $841.2 million | No. 1,208 | 1 | Sun Prairie, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Cottage Grove: FAQ
How many banks are in Cottage Grove, WI?
Cottage Grove has 4 banks with 4 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Cottage Grove?
UMB Bank, with 1. Lake Ridge Bank has 1 and One Community Bank has 1.
Is there a UMB Bank in Cottage Grove, WI?
Yes. FDIC data lists 1 UMB Bank branch in Cottage Grove as of September 5, 2026. The address and directions are under UMB Bank above.
Is there a Lake Ridge Bank in Cottage Grove, WI?
Yes. FDIC data lists 1 Lake Ridge Bank branch in Cottage Grove as of September 5, 2026. The address and directions are under Lake Ridge Bank above.
Is there a One Community Bank in Cottage Grove, WI?
Yes. FDIC data lists 1 One Community Bank branch in Cottage Grove as of September 5, 2026. The address and directions are under One Community Bank above.
Is there a Chase in Cottage Grove, WI?
No. FDIC data lists no Chase branch in Cottage Grove as of September 5, 2026. The nearest is in Madison, about 6 miles away in a straight line.
Which banks in Cottage Grove are open on Saturday?
Summit Credit Union publishes Saturday hours for one or more Cottage Grove locations. The Saturday section above lists each one with its hours. 3 of the 5 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Cottage Grove?
UMB Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1902.
Which credit unions can I join in Cottage Grove?
Summit Credit Union has an office in Cottage Grove. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Cottage Grove in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Cottage Grove?
Nearby cities with more banks include Sun Prairie, Monona, Madison. Sun Prairie is 7 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 4 branches: UMB Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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