US Bank Directory
Banks in Shell Lake, WI
1 FDIC-insured bank operates 1 office in Shell Lake, Wisconsin.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Shell Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Shell Lake, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Shell Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Shell Lake State Bank is the only bank with an office in Shell Lake. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Shell Lake State Bank Bank · 1
Shell Lake State Bank has 1 branch in Shell Lake, 5 across Wisconsin and 5 nationwide. FDIC records list its main office in Shell Lake, WI and show it operating since 1916. With $361.8 million in total assets on June 30, 2026, it ranks No. 2,204 of 4,232 U.S. banks by total assets. Its main office at 101 Us Highway 63 dates to 1916 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office101 Us Highway 63, 54871
Banking in Shell Lake: the local picture
Short answer: 1 bank runs 1 branch in Shell Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Shell Lake State Bank has its main office in Shell Lake, according to the FDIC.
The bank with the longest record here is Shell Lake State Bank, operating since 1916 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Shell Lake, and where the nearest one is if they do not.
Short answer: No branches in Shell Lake: Chase (nearest in Hudson, 67 mi), Wells Fargo (nearest in Eau Claire, 66 mi), Bank of America, PNC Bank (nearest in West Bend, 245 mi), U.S. Bank (nearest in Cumberland, 15 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 263 mi), Regions Bank, TD Bank, BMO (nearest in Spooner, 6 mi).
| Bank | In Shell Lake | Nearest branch if none here |
|---|---|---|
| Chase | None | Hudson, 67 miles away |
| Wells Fargo | None | Eau Claire, 66 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 245 miles away |
| U.S. Bank | None | Cumberland, 15 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 263 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Spooner, 6 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shell Lake to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shell Lake residents like anyone else.
Banks near Shell Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Spooner (6 miles) and Cumberland (15 miles). Rice Lake, 19 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Spooner, WI | 6 mi | 4 | 4 |
| Banks in Cumberland, WI | 15 mi | 3 | 3 |
| Banks in Rice Lake, WI | 19 mi | 5 | 5 |
| Banks in Siren, WI | 22 mi | 2 | 2 |
| Banks in Barron, WI | 24 mi | 2 | 2 |
| Banks in Luck, WI | 30 mi | 2 | 2 |
| Banks in Hayward, WI | 30 mi | 5 | 5 |
| Banks in Chetek, WI | 32 mi | 2 | 2 |
Bank branch openings and closings in Shell Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Shell Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Shell Lake
Short answer: 1 institution has its main office in Shell Lake: Shell Lake State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Shell Lake State Bank | Bank | $361.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Shell Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shell Lake offices.
Short answer: Shell Lake State Bank is the largest bank with offices in Shell Lake, with $361.8 million in total assets on June 30, 2026, No. 2,204 among U.S. banks by total assets. 1 of the 1 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Shell Lake State Bank | $361.8 million | No. 2,204 | 1 | Shell Lake, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Shell Lake: FAQ
How many banks are in Shell Lake, WI?
Shell Lake has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Chase in Shell Lake, WI?
No. FDIC data lists no Chase branch in Shell Lake as of September 5, 2026. The nearest is in Hudson, about 67 miles away in a straight line.
Which banks are headquartered in Shell Lake?
Shell Lake State Bank has its main office in Shell Lake, according to the FDIC.
What is the oldest bank in Shell Lake?
Shell Lake State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1916.
Did any bank branches open or close in Shell Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Shell Lake?
Nearby cities with more banks include Spooner, Cumberland, Rice Lake. Spooner is 6 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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