US Bank Directory
Banks in Rice Lake, WI
5 FDIC-insured banks operate 5 offices in Rice Lake, Wisconsin, and 3 credit unions have 5 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Rice Lake
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 10 locations in Rice Lake, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rice Lake
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 5 banks share the most locations in Rice Lake, with 1 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Royal Credit Union Credit union · 3
Royal Credit Union has 3 officees in Rice Lake, 49 across Wisconsin. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rice Lake Office1421 S Main St, 54868
All hours
Mon to Fri 8 am to 5:30 pm; Sat 8 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Hilltop Elementary Rcu202 Cameron Rd, 54868
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Tainter Elementary Rcu2201 Carrie Ave, 54868
CCFBank Bank · 1
CCFBank has 1 branch in Rice Lake, 16 across Wisconsin and 22 nationwide. FDIC records list its main office in Altoona, WI and show it operating since 2001. With $1.81 billion in total assets on June 30, 2026, it ranks No. 647 of 4,232 U.S. banks by total assets. The Rice Lake Knapp Street Branch at 1204 W Knapp St dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rice Lake Knapp Street Branch1204 W Knapp St, 54868
Dairy State Bank Bank · 1
Dairy State Bank has 1 branch in Rice Lake, 12 across Wisconsin and 12 nationwide. FDIC records list its main office in Rice Lake, WI and show it operating since 1953. With $730.3 million in total assets on June 30, 2026, it ranks No. 1,346 of 4,232 U.S. banks by total assets. Its main office at 16 S Main St dates to 1953 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office16 S Main St, 54868
Johnson Bank Bank · 1
Johnson Bank has 1 branch in Rice Lake, 32 across Wisconsin and 32 nationwide. FDIC records list its main office in Racine, WI and show it operating since 1970. With $7.07 billion in total assets on June 30, 2026, it ranks No. 219 of 4,232 U.S. banks by total assets. The Rice Lake Main 18000 Branch at 2019 Cenex Dr dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rice Lake Main 18000 Branch2019 Cenex Dr, 54868
Sterling Bank Bank · 1
Sterling Bank has 1 branch in Rice Lake, 4 across Wisconsin and 4 nationwide. FDIC records list its main office in Barron, WI and show it operating since 1885. With $352.4 million in total assets on June 30, 2026, it ranks No. 2,257 of 4,232 U.S. banks by total assets. The Rice Lake Branch at 311 N Main St dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rice Lake Branch311 N Main St, 54868
Superior Choice Credit Union Credit union · 1
Superior Choice Credit Union has 1 office in Rice Lake, 10 across Wisconsin. It is based in Superior, WI and $725.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Rice Lake501 Macauley Ave, 54868
All hours
Mon to Fri 8:30 am to 5 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
U.S. Bank Bank · 1
U.S. Bank has 1 branch in Rice Lake, 90 across Wisconsin and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Rice Lake Cedar Mall Branch at 2950 S Main St dates to 1985 in FDIC branch records. It opens on Saturday.
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Rice Lake Cedar Mall Branch2950 S Main St, 54868
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Westconsin Credit Union Credit union · 1
Westconsin Credit Union has 1 office in Rice Lake, 21 across Wisconsin. It is based in Menomonie, WI and $2.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Rice Lake21 E Burton St, 54868
All hours
Mon 9 am to 5 pm; Tue to Fri not published; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Rice Lake
3 credit unions have 5 offices here: Royal Credit Union, Westconsin Credit Union and Superior Choice Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rice Lake page has every office in the state's directory.
Banking in Rice Lake: the local picture
Short answer: 5 banks run 5 branches in Rice Lake according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 1 has its main office in Rice Lake, 3 elsewhere in Wisconsin and 1 out of state, according to the FDIC.
The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is CCFBank's office at 1204 W Knapp St, dating to 1919; the newest is Johnson Bank's at 2019 Cenex Dr, from 2007.
3 credit unions have 5 offices in Rice Lake, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 6 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Rice Lake
Short answer: 3 of the 4 Rice Lake locations with published hours open on Saturday, run by 3 institutions.
- U.S. Bank: 1 of 1 branch (2950 S Main St: Saturday 9 am to 12 pm)
- Royal Credit Union: 1 of 3 offices (1421 S Main St: Saturday 8 am to 12 pm)
- Westconsin Credit Union: 1 of 1 office (21 E Burton St: Saturday 8:30 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rice Lake, and where the nearest one is if they do not.
Short answer: In Rice Lake: U.S. Bank (1). No branches in Rice Lake: Chase (nearest in Hudson, 61 mi), Wells Fargo (nearest in Eau Claire, 48 mi), Bank of America, PNC Bank (nearest in West Bend, 228 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 245 mi), Regions Bank, TD Bank, BMO (nearest in Spooner, 24 mi).
| Bank | In Rice Lake | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 1 branch | here |
| Chase | None | Hudson, 61 miles away |
| Wells Fargo | None | Eau Claire, 48 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 228 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 245 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Spooner, 24 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rice Lake to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rice Lake residents like anyone else.
Banks near Rice Lake
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Barron (9 miles) and Chetek (14 miles). Spooner, 24 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Barron, WI | 9 mi | 2 | 2 |
| Banks in Chetek, WI | 14 mi | 2 | 2 |
| Banks in Cumberland, WI | 14 mi | 3 | 3 |
| Banks in Spooner, WI | 24 mi | 4 | 4 |
| Banks in Bloomer, WI | 30 mi | 4 | 4 |
| Banks in Ladysmith, WI | 31 mi | 4 | 4 |
| Banks in Amery, WI | 33 mi | 2 | 2 |
| Banks in Luck, WI | 36 mi | 2 | 2 |
Bank branch openings and closings in Rice Lake
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rice Lake between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Rice Lake
Short answer: 1 institution has its main office in Rice Lake: Dairy State Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Dairy State Bank | Bank | $730.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Rice Lake by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rice Lake offices.
Short answer: U.S. Bank is the largest bank with offices in Rice Lake, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Johnson Bank is second with $7.07 billion. 1 of the 5 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 1 | Cincinnati, OH |
| Johnson Bank | $7.07 billion | No. 219 | 1 | Racine, WI |
| CCFBank | $1.81 billion | No. 647 | 1 | Altoona, WI |
| Dairy State Bank | $730.3 million | No. 1,346 | 1 | Rice Lake, WI |
| Sterling Bank | $352.4 million | No. 2,257 | 1 | Barron, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rice Lake: FAQ
How many banks are in Rice Lake, WI?
Rice Lake has 5 banks with 5 branches and 3 credit unions with 5 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rice Lake?
U.S. Bank, with 1. Johnson Bank has 1 and CCFBank has 1.
Is there a U.S. Bank in Rice Lake, WI?
Yes. FDIC data lists 1 U.S. Bank branch in Rice Lake as of September 5, 2026. The address and directions are under U.S. Bank above.
Is there a Johnson Bank in Rice Lake, WI?
Yes. FDIC data lists 1 Johnson Bank branch in Rice Lake as of September 5, 2026. The address and directions are under Johnson Bank above.
Is there a CCFBank in Rice Lake, WI?
Yes. FDIC data lists 1 CCFBank branch in Rice Lake as of September 5, 2026. The address and directions are under CCFBank above.
Is there a Chase in Rice Lake, WI?
No. FDIC data lists no Chase branch in Rice Lake as of September 5, 2026. The nearest is in Hudson, about 61 miles away in a straight line.
Which banks in Rice Lake are open on Saturday?
U.S. Bank, Royal Credit Union and Westconsin Credit Union publish Saturday hours for one or more Rice Lake locations. The Saturday section above lists each one with its hours. 6 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Rice Lake?
Dairy State Bank has its main office in Rice Lake, according to the FDIC.
What is the oldest bank in Rice Lake?
U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.
Which credit unions can I join in Rice Lake?
Royal Credit Union, Westconsin Credit Union and Superior Choice Credit Union have offices in Rice Lake. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rice Lake in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rice Lake?
Nearby cities with more banks include Barron, Chetek, Cumberland. Barron is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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