US Bank Directory
Banks in Ladysmith, WI
4 FDIC-insured banks operate 4 offices in Ladysmith, Wisconsin, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Ladysmith
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Ladysmith, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Ladysmith
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Ladysmith, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
CCFBank Bank · 1
CCFBank has 1 branch in Ladysmith, 16 across Wisconsin and 22 nationwide. FDIC records list its main office in Altoona, WI and show it operating since 2001. With $1.81 billion in total assets on June 30, 2026, it ranks No. 647 of 4,232 U.S. banks by total assets. The Ladysmith Branch at 810 Miner Ave W dates to 2001 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ladysmith Branch810 Miner Ave W, 54848
Connexus Credit Union Credit union · 1
Connexus Credit Union has 1 office in Ladysmith, 11 across Wisconsin. It is based in Wausau, WI and $4.15 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ladysmith701 Miner Ave W, 54848
All hours
Mon to Wed not published; Thu 9 am to 5 pm; Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Cumberland Federal Bank, FSB Bank · 1
Cumberland Federal Bank, FSB has 1 branch in Ladysmith, 2 across Wisconsin and 2 nationwide. FDIC records list its main office in Cumberland, WI and show it operating since 1934. With $341.6 million in total assets on June 30, 2026, it ranks No. 2,296 of 4,232 U.S. banks by total assets. The Cumberland Federal Bank - Ladysmith Branch at 312 W 9th St N dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Cumberland Federal Bank - Ladysmith Branch312 W 9th St N, 54848
Ladysmith Federal Savings and Loan Association Bank · 1
Ladysmith Federal Savings and Loan Association has 1 branch in Ladysmith, 1 across Wisconsin and 1 nationwide. FDIC records list its main office in Ladysmith, WI and show it operating since 1934. With $93.2 million in total assets on June 30, 2026, it ranks No. 3,747 of 4,232 U.S. banks by total assets. Its main office at 119 W 4th St N dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office119 W 4th St N, 54848
Security Financial Bank Bank · 1
Security Financial Bank has 1 branch in Ladysmith, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in Durand, WI and show it operating since 1934. With $1.04 billion in total assets on June 30, 2026, it ranks No. 1,016 of 4,232 U.S. banks by total assets. The Ladysmith Branch at 200 Miner Ave W dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ladysmith Branch200 Miner Ave W, 54848
Superior Choice Credit Union Credit union · 1
Superior Choice Credit Union has 1 office in Ladysmith, 10 across Wisconsin. It is based in Superior, WI and $725.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ladysmith Branch407 Lake Ave W, 54848
All hours
Mon to Fri 8:30 am to 5 pm; Sat closed; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Ladysmith
2 credit unions have 2 offices here: Connexus Credit Union and Superior Choice Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Ladysmith page has every office in the state's directory.
Banking in Ladysmith: the local picture
Short answer: 4 banks run 4 branches in Ladysmith according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Ladysmith, 3 elsewhere in Wisconsin, according to the FDIC.
The bank with the longest record here is Security Financial Bank, operating since 1934 according to the FDIC. In FDIC branch records, the longest-running branch is Security Financial Bank's office at 200 Miner Ave W, dating to 1920; the newest is Cumberland Federal Bank, FSB's at 312 W 9th St N, from 2020.
2 credit unions have 2 offices in Ladysmith, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Ladysmith
Short answer: None of the 2 Ladysmith locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Ladysmith, and where the nearest one is if they do not.
Short answer: No branches in Ladysmith: Chase (nearest in Hudson, 86 mi), Wells Fargo (nearest in Eau Claire, 49 mi), Bank of America, PNC Bank (nearest in West Bend, 203 mi), U.S. Bank (nearest in Rice Lake, 30 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 221 mi), Regions Bank, TD Bank, BMO (nearest in Chippewa Falls, 39 mi).
| Bank | In Ladysmith | Nearest branch if none here |
|---|---|---|
| Chase | None | Hudson, 86 miles away |
| Wells Fargo | None | Eau Claire, 49 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 203 miles away |
| U.S. Bank | None | Rice Lake, 30 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 221 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Chippewa Falls, 39 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ladysmith to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ladysmith residents like anyone else.
Banks near Ladysmith
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Cornell (21 miles) and Chetek (28 miles). Chippewa Falls, 40 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Cornell, WI | 21 mi | 2 | 2 |
| Banks in Chetek, WI | 28 mi | 2 | 2 |
| Banks in Rice Lake, WI | 31 mi | 5 | 5 |
| Banks in Bloomer, WI | 31 mi | 4 | 4 |
| Banks in Barron, WI | 37 mi | 2 | 2 |
| Banks in Phillips, WI | 37 mi | 2 | 2 |
| Banks in Thorp, WI | 38 mi | 2 | 2 |
| Banks in Chippewa Falls, WI | 40 mi | 9 | 11 |
Bank branch openings and closings in Ladysmith
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ladysmith between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Ladysmith
Short answer: 1 institution has its main office in Ladysmith: Ladysmith Federal Savings and Loan Association.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Ladysmith Federal Savings and Loan Association | Bank | $93.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Ladysmith by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ladysmith offices.
Short answer: CCFBank is the largest bank with offices in Ladysmith, with $1.81 billion in total assets on June 30, 2026, No. 647 among U.S. banks by total assets. Security Financial Bank is second with $1.04 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| CCFBank | $1.81 billion | No. 647 | 1 | Altoona, WI |
| Security Financial Bank | $1.04 billion | No. 1,016 | 1 | Durand, WI |
| Cumberland Federal Bank, FSB | $341.6 million | No. 2,296 | 1 | Cumberland, WI |
| Ladysmith Federal Savings and Loan Association | $93.2 million | No. 3,747 | 1 | Ladysmith, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ladysmith: FAQ
How many banks are in Ladysmith, WI?
Ladysmith has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Ladysmith?
CCFBank, with 1. Security Financial Bank has 1 and Cumberland Federal Bank, FSB has 1.
Is there a CCFBank in Ladysmith, WI?
Yes. FDIC data lists 1 CCFBank branch in Ladysmith as of September 5, 2026. The address and directions are under CCFBank above.
Is there a Security Financial Bank in Ladysmith, WI?
Yes. FDIC data lists 1 Security Financial Bank branch in Ladysmith as of September 5, 2026. The address and directions are under Security Financial Bank above.
Is there a Cumberland Federal Bank, FSB in Ladysmith, WI?
Yes. FDIC data lists 1 Cumberland Federal Bank, FSB branch in Ladysmith as of September 5, 2026. The address and directions are under Cumberland Federal Bank, FSB above.
Is there a Chase in Ladysmith, WI?
No. FDIC data lists no Chase branch in Ladysmith as of September 5, 2026. The nearest is in Hudson, about 86 miles away in a straight line.
Which banks in Ladysmith are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Ladysmith?
Ladysmith Federal Savings and Loan Association has its main office in Ladysmith, according to the FDIC.
What is the oldest bank in Ladysmith?
Security Financial Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1934.
Which credit unions can I join in Ladysmith?
Connexus Credit Union and Superior Choice Credit Union have offices in Ladysmith. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Ladysmith in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ladysmith?
Nearby cities with more banks include Cornell, Chetek, Rice Lake. Cornell is 21 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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