US Bank Directory

Banks in Chippewa Falls, WI

9 FDIC-insured banks operate 11 offices in Chippewa Falls, Wisconsin, and 3 credit unions have 10 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Chippewa Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 12 banks and credit unions operate 21 locations in Chippewa Falls, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 7 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

20 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Chippewa Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Northwestern Bank has the most locations in Chippewa Falls, with 3. The other 8 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Royal Credit Union 8 offices · main office Eau Claire, WI Credit union · 8

Royal Credit Union has 8 officees in Chippewa Falls, 49 across Wisconsin. It is based in Eau Claire, WI and $5.90 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Chippewa Falls locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Chippewa Falls South Office
    1031 Woodward Ave, 54729
    (715) 833-8111Today 10 am to 6 pm
    All hours

    Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Hillcrest Elementary Rcu
    1200 Miles St, 54729
    (715) 726-2405Hours as filed: School $ense branch
  • Stillson Elementary Rcu
    17250 County Highway J, 54729
    (715) 726-2412Hours as filed: School $ense Branch
  • Chippewa Falls Downtown Office
    215 Bay St, 54729
    (715) 833-8111Today 8 am to 5 pm
    All hours

    Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat 8 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Parkview Elementary Rcu
    501 Jefferson Ave, 54729
    (715) 720-3750Hours as filed: School $ense branch
  • Halmstead Elementary Rcu
    565 E South Ave, 54729
    (715) 726-2415Hours as filed: School $ense branch
  • Southview Elementary Rcu
    615 A St, 54729
    (715) 726-2411Hours as filed: School $ense branch
  • Chippewa Falls Middle School Rcu
    750 Tropicana Blvd, 54729
    (715) 726-2400Hours as filed: School $ense branch
Royal Credit Union: profile, branches and contacts
Northwestern Bank 3 branches · main office Chippewa Falls, WI Bank · 3

Northwestern Bank has 3 branches in Chippewa Falls, 7 across Wisconsin and 7 nationwide. FDIC records list its main office in Chippewa Falls, WI and show it operating since 1904. With $725.6 million in total assets on June 30, 2026, it ranks No. 1,351 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chippewa Falls location is its main office at 202 N Bridge St, dating to 1904; the newest, at 17152 County Highway J, to 1969. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    202 N Bridge St, 54729
    Hours: see the bank's site
  • Lafayette Branch
    17152 County Highway J, 54729
    Hours: see the bank's site
  • Chippewa Drive-Up Branch
    20 East Central Street, 54729
    Hours: see the bank's site
Northwestern Bank: profile, branches and contacts
Associated Bank Associated Bank, National Association · 1 branch · main office Green Bay, WI Bank · 1

Associated Bank has 1 branch in Chippewa Falls, 136 across Wisconsin and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. The 35 W Columbia St Branch at 35 W Columbia St dates to 1943 in FDIC branch records. It opens on Saturday.

  • 35 W Columbia St Branch
    35 W Columbia St, 54729
    (715) 723-1355Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026

Associated Bank: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Chippewa Falls, 145 across Wisconsin and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Chippewa Falls Branch at 411 N Bridge St dates to 1873 in FDIC branch records. Its published hours do not list Saturday.

  • Chippewa Falls Branch
    411 N Bridge St, 54729
    (715) 723-5531Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
CCFBank 1 branch · main office Altoona, WI Bank · 1

CCFBank has 1 branch in Chippewa Falls, 16 across Wisconsin and 22 nationwide. FDIC records list its main office in Altoona, WI and show it operating since 2001. With $1.81 billion in total assets on June 30, 2026, it ranks No. 647 of 4,232 U.S. banks by total assets. The Chippewa Falls Hallie Branch at 2727 Commercial Blvd dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chippewa Falls Hallie Branch
    2727 Commercial Blvd, 54729
    Hours: see the bank's site
CCFBank: profile, branches and contacts
Citizens State Bank 1 branch · main office Cadott, WI Bank · 1

Citizens State Bank has 1 branch in Chippewa Falls, 6 across Wisconsin and 6 nationwide. FDIC records list its main office in Cadott, WI and show it operating since 1902. With $237.6 million in total assets on June 30, 2026, it ranks No. 2,794 of 4,232 U.S. banks by total assets. The Lake Wissota Branch at 17153 County Highway J dates to 1968 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lake Wissota Branch
    17153 County Highway J, 54729
    Hours: see the bank's site
Citizens State Bank: profile, branches and contacts
Independence State Bank 1 branch · main office Independence, WI Bank · 1

Independence State Bank has 1 branch in Chippewa Falls, 3 across Wisconsin and 3 nationwide. FDIC records list its main office in Independence, WI and show it operating since 1897. With $84.2 million in total assets on June 30, 2026, it ranks No. 3,820 of 4,232 U.S. banks by total assets. The Chippewa Falls Branch at 2495 Commercial Blvd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chippewa Falls Branch
    2495 Commercial Blvd, 54729
    Hours: see the bank's site
Independence State Bank: profile, branches and contacts
Marine Credit Union 1 office · main office La Crosse, WI Credit union · 1

Marine Credit Union has 1 office in Chippewa Falls, 17 across Wisconsin. It is based in La Crosse, WI and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Chippewa Falls
    302 Bay St, 54729
    (715) 438-6361Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Marine Credit Union: profile, branches and contacts
Nicolet Bank Nicolet National Bank · 1 branch · main office Green Bay, WI Bank · 1

Nicolet Bank has 1 branch in Chippewa Falls, 49 across Wisconsin and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Lake Hallie Branch at 2789 Commercial Blvd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lake Hallie Branch
    2789 Commercial Blvd, 54729
    Hours: see the bank's site
Nicolet Bank: profile, branches and contacts
Pillar Bank 1 branch · main office Baldwin, WI Bank · 1

Pillar Bank has 1 branch in Chippewa Falls, 7 across Wisconsin and 7 nationwide. FDIC records list its main office in Baldwin, WI and show it operating since 1883. With $267.0 million in total assets on June 30, 2026, it ranks No. 2,640 of 4,232 U.S. banks by total assets. The Chippewa Falls Branch at 2868 County Highway I dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Chippewa Falls Branch
    2868 County Highway I, 54729
    Hours: see the bank's site
Pillar Bank: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 1 branch · main office Cincinnati, OH Bank · 1

U.S. Bank has 1 branch in Chippewa Falls, 90 across Wisconsin and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. The Eau Claire Hallie Branch at 1660 County Highway Oo dates to 1968 in FDIC branch records. It opens on Saturday.

  • Eau Claire Hallie Branch
    1660 County Highway Oo, 54729
    (715) 839-6400Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Westconsin Credit Union 1 office · main office Menomonie, WI Credit union · 1

Westconsin Credit Union has 1 office in Chippewa Falls, 21 across Wisconsin. It is based in Menomonie, WI and $2.20 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Chippewa Falls Office
    1680 E Park Ave, 54729
    (800) 924-0022Today: hours not published
    All hours

    Mon 9 am to 5 pm; Tue to Fri not published; Sat 8:30 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Westconsin Credit Union: profile, branches and contacts

Join a credit union in Chippewa Falls

3 credit unions have 10 offices here: Royal Credit Union, Westconsin Credit Union and Marine Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chippewa Falls page has every office in the state's directory.

Banking in Chippewa Falls: the local picture

Short answer: 9 banks run 11 branches in Chippewa Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 9 banks, 1 has its main office in Chippewa Falls, 6 elsewhere in Wisconsin and 2 out of state, according to the FDIC.

The bank with the longest record here is U.S. Bank, operating since 1863 according to the FDIC. In FDIC branch records, the longest-running branch is BMO's office at 411 N Bridge St, dating to 1873; the newest is Nicolet Bank's at 2789 Commercial Blvd, from 2023.

3 credit unions have 10 offices in Chippewa Falls, according to the NCUA. Who can join each one is on the credit unions page.

Of the 7 locations with published hours. 5 open on Saturday. 14 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Chippewa Falls

Short answer: 5 of the 7 Chippewa Falls locations with published hours open on Saturday, run by 4 institutions.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 14 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Chippewa Falls, and where the nearest one is if they do not.

Short answer: In Chippewa Falls: U.S. Bank (1), BMO (1). No branches in Chippewa Falls: Chase (nearest in Hudson, 66 mi), Wells Fargo (nearest in Eau Claire, 9 mi), Bank of America, PNC Bank (nearest in West Bend, 190 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 207 mi), Regions Bank, TD Bank.

BankIn Chippewa FallsNearest branch if none here
U.S. Bank1 branchhere
BMO1 branchhere
ChaseNoneHudson, 66 miles away
Wells FargoNoneEau Claire, 9 miles away
Bank of AmericaNonenone in Wisconsin
PNC BankNoneWest Bend, 190 miles away
TruistNonenone in Wisconsin
Fifth Third BankNonenone in Wisconsin
HuntingtonNoneMilwaukee, 207 miles away
Regions BankNonenone in Wisconsin
TD BankNonenone in Wisconsin

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chippewa Falls to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chippewa Falls residents like anyone else.

Banks near Chippewa Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Altoona (8 miles) and Eau Claire (10 miles). Eau Claire, 10 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Chippewa Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Chippewa Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Chippewa Falls

Short answer: 1 institution has its main office in Chippewa Falls: Northwestern Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Northwestern BankBank$725.6 million3

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Chippewa Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chippewa Falls offices.

Short answer: U.S. Bank is the largest bank with offices in Chippewa Falls, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. BMO is second with $254.97 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
U.S. Bank$705.55 billionNo. 61Cincinnati, OH
BMO$254.97 billionNo. 161Chicago, IL
Associated Bank$51.76 billionNo. 491Green Bay, WI
Nicolet Bank$15.39 billionNo. 1261Green Bay, WI
CCFBank$1.81 billionNo. 6471Altoona, WI
Northwestern Bank$725.6 millionNo. 1,3513Chippewa Falls, WI
Pillar Bank$267.0 millionNo. 2,6401Baldwin, WI
Citizens State Bank$237.6 millionNo. 2,7941Cadott, WI
Independence State Bank$84.2 millionNo. 3,8201Independence, WI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Chippewa Falls: FAQ

How many banks are in Chippewa Falls, WI?

Chippewa Falls has 9 banks with 11 branches and 3 credit unions with 10 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Chippewa Falls?

Northwestern Bank, with 3. U.S. Bank has 1 and BMO has 1.

Is there a Northwestern Bank in Chippewa Falls, WI?

Yes. FDIC data lists 3 Northwestern Bank branches in Chippewa Falls as of September 5, 2026, the main office at 202 N Bridge St. Its branches are listed under Northwestern Bank above, with the address and directions for each.

Is there a U.S. Bank in Chippewa Falls, WI?

Yes. FDIC data lists 1 U.S. Bank branch in Chippewa Falls as of September 5, 2026. The address and directions are under U.S. Bank above.

Is there a BMO in Chippewa Falls, WI?

Yes. FDIC data lists 1 BMO branch in Chippewa Falls as of September 5, 2026. The address and directions are under BMO above.

Is there a Chase in Chippewa Falls, WI?

No. FDIC data lists no Chase branch in Chippewa Falls as of September 5, 2026. The nearest is in Hudson, about 66 miles away in a straight line.

Which banks in Chippewa Falls are open on Saturday?

U.S. Bank, Associated Bank, Royal Credit Union and Westconsin Credit Union publish Saturday hours for one or more Chippewa Falls locations. The Saturday section above lists each one with its hours. 14 of the 21 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Chippewa Falls?

Northwestern Bank has its main office in Chippewa Falls, according to the FDIC.

What is the oldest bank in Chippewa Falls?

U.S. Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1863.

Which credit unions can I join in Chippewa Falls?

Royal Credit Union, Westconsin Credit Union and Marine Credit Union have offices in Chippewa Falls. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Chippewa Falls in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Chippewa Falls?

Nearby cities with more banks include Altoona, Eau Claire, Bloomer. Altoona is 8 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 9 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (3 of 11 branches: Associated Bank, BMO, U.S. Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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