US Bank Directory
Banks in Melrose, WI
1 FDIC-insured bank operates 1 office in Melrose, Wisconsin, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Melrose
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Melrose, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Melrose
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Black River Country Bank is the only bank with an office in Melrose. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Black River Country Bank Bank · 1
Black River Country Bank has 1 branch in Melrose, 2 across Wisconsin and 2 nationwide. FDIC records list its main office in Black River Falls, WI and show it operating since 1907. With $101.8 million in total assets on June 30, 2026, it ranks No. 3,686 of 4,232 U.S. banks by total assets. The Melrose Branch at 401 N Washington St dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Melrose Branch401 N Washington St, 54642
Co-op Credit Union Credit union · 1
Co-op Credit Union has 1 office in Melrose, 9 across Wisconsin. It is based in Black River Fal, WI and $615.0 million in assets on March 31, 2026, according to its NCUA call report. It does not publish hours in the sources this page uses; check its site before you go.
Who can join: see the credit union's site.
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Melrose409 N Washington St, 54642
Join a credit union in Melrose
1 credit union has 1 office here: Co-op Credit Union. Each office is listed above with the phone it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Melrose page has every office in the state's directory.
Banking in Melrose: the local picture
Short answer: 1 bank runs 1 branch in Melrose according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Black River Country Bank has its main office in Black River Falls, WI, according to the FDIC.
The bank with the longest record here is Black River Country Bank, operating since 1907 according to the FDIC.
The only credit union with an office here is Co-op Credit Union.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Melrose, and where the nearest one is if they do not.
Short answer: No branches in Melrose: Chase (nearest in Stevens Point, 75 mi), Wells Fargo (nearest in Onalaska, 20 mi), Bank of America, PNC Bank (nearest in West Bend, 149 mi), U.S. Bank (nearest in Onalaska, 21 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 164 mi), Regions Bank, TD Bank, BMO (nearest in Onalaska, 20 mi).
| Bank | In Melrose | Nearest branch if none here |
|---|---|---|
| Chase | None | Stevens Point, 75 miles away |
| Wells Fargo | None | Onalaska, 20 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 149 miles away |
| U.S. Bank | None | Onalaska, 21 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 164 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Onalaska, 20 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melrose to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melrose residents like anyone else.
Banks near Melrose
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Black River Falls (13 miles) and Sparta (16 miles). Onalaska, 20 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Black River Falls, WI | 13 mi | 3 | 4 |
| Banks in Sparta, WI | 16 mi | 4 | 5 |
| Banks in Bangor, WI | 17 mi | 2 | 2 |
| Banks in West Salem, WI | 17 mi | 3 | 4 |
| Banks in Holmen, WI | 18 mi | 7 | 7 |
| Banks in Onalaska, WI | 20 mi | 9 | 11 |
| Banks in Whitehall, WI | 23 mi | 3 | 3 |
| Banks in Trempealeau, WI | 23 mi | 2 | 3 |
Bank branch openings and closings in Melrose
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Melrose between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Melrose by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melrose offices.
Short answer: Black River Country Bank is the largest bank with offices in Melrose, with $101.8 million in total assets on June 30, 2026, No. 3,686 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Black River Country Bank | $101.8 million | No. 3,686 | 1 | Black River Falls, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Melrose: FAQ
How many banks are in Melrose, WI?
Melrose has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a Black River Country Bank in Melrose, WI?
Yes. FDIC data lists 1 Black River Country Bank branch in Melrose as of September 5, 2026. The address and directions are under Black River Country Bank above.
Is there a Chase in Melrose, WI?
No. FDIC data lists no Chase branch in Melrose as of September 5, 2026. The nearest is in Stevens Point, about 75 miles away in a straight line.
What is the oldest bank in Melrose?
Black River Country Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Which credit unions can I join in Melrose?
Co-op Credit Union has an office in Melrose. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Melrose in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Melrose?
Nearby cities with more banks include Black River Falls, Sparta, Bangor. Black River Falls is 13 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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