US Bank Directory
Banks in Sparta, WI
4 FDIC-insured banks operate 5 offices in Sparta, Wisconsin, and 1 credit union has 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Sparta
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Sparta, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Sparta
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: River Bank has the most locations in Sparta, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
1st Community Credit Union Credit union · 2
1st Community Credit Union has 2 officees in Sparta, 4 across Wisconsin. It is based in Sparta, WI and $284.8 million in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Sparta locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Main Office main office1000 W Wisconsin St, 54656
All hours
Mon to Fri 8 am to 5 pm; Sat 8 am to 11:30 am; Sun not published
Hours: NCUA, March 31, 2026
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Sparta Lending Admin1020 W Wisconsin St, 54656
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
River Bank Bank · 2
River Bank has 2 branches in Sparta, 13 across Wisconsin and 13 nationwide. FDIC records list its main office in Stoddard, WI and show it operating since 1911. With $1.02 billion in total assets on June 30, 2026, it ranks No. 1,035 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sparta location is the Downtown Sparta Branch at 124 W Oak St, dating to 1934; the newest, at 900 Maple Ave, to 1999. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown Sparta Branch124 W Oak St, 54656
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Sparta Branch900 Maple Ave, 54656
Citizens First Bank Bank · 1
Citizens First Bank has 1 branch in Sparta, 6 across Wisconsin and 6 nationwide. FDIC records list its main office in Viroqua, WI and show it operating since 1912. With $344.5 million in total assets on June 30, 2026, it ranks No. 2,285 of 4,232 U.S. banks by total assets. The Sparta Branch at 835 W Wisconsin St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sparta Branch835 W Wisconsin St, 54656
Park Bank Bank · 1
Park Bank has 1 branch in Sparta, 3 across Wisconsin and 3 nationwide. FDIC records list its main office in Holmen, WI and show it operating since 1909. With $76.5 million in total assets on June 30, 2026, it ranks No. 3,883 of 4,232 U.S. banks by total assets. The Sparta Branch at 145 N Water St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sparta Branch145 N Water St, 54656
State Bank Financial Bank · 1
State Bank Financial has 1 branch in Sparta, 5 across Wisconsin and 5 nationwide. FDIC records list its main office in La Crosse, WI and show it operating since 1858. With $512.1 million in total assets on June 30, 2026, it ranks No. 1,764 of 4,232 U.S. banks by total assets. The Sparta Branch at 203 W Wisconsin St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sparta Branch203 W Wisconsin St, 54656
Join a credit union in Sparta
1 credit union has 2 offices here: 1st Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Sparta page has every office in the state's directory.
Banking in Sparta: the local picture
Short answer: 4 banks run 5 branches in Sparta according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Sparta, 4 elsewhere in Wisconsin, according to the FDIC.
The bank with the longest record here is State Bank Financial, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is River Bank's office at 124 W Oak St, dating to 1934; the newest is Park Bank's at 145 N Water St, from 2007.
The only credit union with an office here is 1st Community Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Credit unions open on Saturday in Sparta
Short answer: 1 of the 2 Sparta locations with published hours opens on Saturday, run by 1 institution.
- 1st Community Credit Union: 1 of 2 offices (1000 W Wisconsin St: Saturday 8 am to 11:30 am)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Sparta, and where the nearest one is if they do not.
Short answer: No branches in Sparta: Chase (nearest in Stevens Point, 73 mi), Wells Fargo (nearest in Onalaska, 19 mi), Bank of America, PNC Bank (nearest in West Bend, 137 mi), U.S. Bank (nearest in Onalaska, 20 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 151 mi), Regions Bank, TD Bank, BMO (nearest in Onalaska, 21 mi).
| Bank | In Sparta | Nearest branch if none here |
|---|---|---|
| Chase | None | Stevens Point, 73 miles away |
| Wells Fargo | None | Onalaska, 19 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 137 miles away |
| U.S. Bank | None | Onalaska, 20 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 151 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Onalaska, 21 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sparta to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sparta residents like anyone else.
Banks near Sparta
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bangor (9 miles) and West Salem (14 miles). La Crosse, 22 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bangor, WI | 9 mi | 2 | 2 |
| Banks in West Salem, WI | 14 mi | 3 | 4 |
| Banks in Tomah, WI | 16 mi | 3 | 4 |
| Banks in Onalaska, WI | 20 mi | 9 | 11 |
| Banks in Westby, WI | 20 mi | 2 | 2 |
| Banks in La Crosse, WI | 22 mi | 10 | 13 |
| Banks in Holmen, WI | 22 mi | 7 | 7 |
| Banks in Black River Falls, WI | 25 mi | 3 | 4 |
Bank branch openings and closings in Sparta
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Sparta between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Sparta
Short answer: 1 institution has its main office in Sparta: 1st Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| 1st Community Credit Union | Credit union | $284.8 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Sparta by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sparta offices.
Short answer: River Bank is the largest bank with offices in Sparta, with $1.02 billion in total assets on June 30, 2026, No. 1,035 among U.S. banks by total assets. State Bank Financial is second with $512.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| River Bank | $1.02 billion | No. 1,035 | 2 | Stoddard, WI |
| State Bank Financial | $512.1 million | No. 1,764 | 1 | La Crosse, WI |
| Citizens First Bank | $344.5 million | No. 2,285 | 1 | Viroqua, WI |
| Park Bank | $76.5 million | No. 3,883 | 1 | Holmen, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Sparta: FAQ
How many banks are in Sparta, WI?
Sparta has 4 banks with 5 branches and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Sparta?
River Bank, with 2. State Bank Financial has 1 and Citizens First Bank has 1.
Is there a River Bank in Sparta, WI?
Yes. FDIC data lists 2 River Bank branches in Sparta as of September 5, 2026. Its branches are listed under River Bank above, with the address and directions for each.
Is there a State Bank Financial in Sparta, WI?
Yes. FDIC data lists 1 State Bank Financial branch in Sparta as of September 5, 2026. The address and directions are under State Bank Financial above.
Is there a Citizens First Bank in Sparta, WI?
Yes. FDIC data lists 1 Citizens First Bank branch in Sparta as of September 5, 2026. The address and directions are under Citizens First Bank above.
Is there a Chase in Sparta, WI?
No. FDIC data lists no Chase branch in Sparta as of September 5, 2026. The nearest is in Stevens Point, about 73 miles away in a straight line.
Which banks in Sparta are open on Saturday?
1st Community Credit Union publishes Saturday hours for one or more Sparta locations. The Saturday section above lists each one with its hours. 5 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Sparta?
1st Community Credit Union has its main office in Sparta, according to the FDIC and the NCUA.
What is the oldest bank in Sparta?
State Bank Financial has the longest record among banks with a branch here: the FDIC shows it operating since 1858.
Which credit unions can I join in Sparta?
1st Community Credit Union has an office in Sparta. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Sparta in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Sparta?
Nearby cities with more banks include Bangor, West Salem, Tomah. Bangor is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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