US Bank Directory
Banks in Black River Falls, WI
3 FDIC-insured banks operate 4 offices in Black River Falls, Wisconsin, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Black River Falls
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 7 locations in Black River Falls, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Black River Falls
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Security Financial Bank has the most locations in Black River Falls, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Co-op Credit Union Credit union · 3
Co-op Credit Union has 3 officees in Black River Falls, 9 across Wisconsin. It is based in Black River Fal, WI and $615.0 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Black River Falls locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office100 E Main St, 54615
All hours
Mon to Thu 9 am to 4:30 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Tiger Credit Union - In-School Branch1200 Pierce St, 54615
All hours
Mon not published; Tue 12 pm to 1 pm; Wed not published; Thu 12 pm to 1 pm; Fri to Sun not published
Hours: NCUA, March 31, 2026
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Cty A Drive Up330 County Road A, 54615
Security Financial Bank Bank · 2
Security Financial Bank has 2 branches in Black River Falls, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in Durand, WI and show it operating since 1934. With $1.04 billion in total assets on June 30, 2026, it ranks No. 1,016 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Black River Falls location is the Highway 54 Branch at 660 Highway 54 East, dating to 1996; the newest, at 8 Main St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Highway 54 Branch660 Highway 54 East, 54615
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Black River Falls Main Office Branch8 Main St, 54615
Black River Country Bank Bank · 1
Black River Country Bank has 1 branch in Black River Falls, 2 across Wisconsin and 2 nationwide. FDIC records list its main office in Black River Falls, WI and show it operating since 1907. With $101.8 million in total assets on June 30, 2026, it ranks No. 3,686 of 4,232 U.S. banks by total assets. Its main office at 221 Main St dates to 1907 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office221 Main St, 54615
Waumandee State Bank Bank · 1
Waumandee State Bank has 1 branch in Black River Falls, 8 across Wisconsin and 8 nationwide. FDIC records list its main office in Waumandee, WI and show it operating since 1914. With $345.5 million in total assets on June 30, 2026, it ranks No. 2,280 of 4,232 U.S. banks by total assets. The Black River Falls Branch at 203 Main St dates to 1935 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Black River Falls Branch203 Main St, 54615
Join a credit union in Black River Falls
1 credit union has 3 offices here: Co-op Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Black River Falls page has every office in the state's directory.
Banking in Black River Falls: the local picture
Short answer: 3 banks run 4 branches in Black River Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 1 has its main office in Black River Falls, 2 elsewhere in Wisconsin, according to the FDIC.
The bank with the longest record here is Black River Country Bank, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is Black River Country Bank's office at 221 Main St, dating to 1907; the newest is Security Financial Bank's at 8 Main St, from 2021.
The only credit union with an office here is Co-op Credit Union.
Of the 2 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Black River Falls
Short answer: None of the 2 Black River Falls locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Black River Falls, and where the nearest one is if they do not.
Short answer: No branches in Black River Falls: Chase (nearest in Stevens Point, 64 mi), Wells Fargo (nearest in Onalaska, 34 mi), Bank of America, PNC Bank (nearest in West Bend, 147 mi), U.S. Bank (nearest in Onalaska, 35 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 162 mi), Regions Bank, TD Bank, BMO (nearest in Onalaska, 34 mi).
| Bank | In Black River Falls | Nearest branch if none here |
|---|---|---|
| Chase | None | Stevens Point, 64 miles away |
| Wells Fargo | None | Onalaska, 34 miles away |
| Bank of America | None | none in Wisconsin |
| PNC Bank | None | West Bend, 147 miles away |
| U.S. Bank | None | Onalaska, 35 miles away |
| Truist | None | none in Wisconsin |
| Fifth Third Bank | None | none in Wisconsin |
| Huntington | None | Milwaukee, 162 miles away |
| Regions Bank | None | none in Wisconsin |
| TD Bank | None | none in Wisconsin |
| BMO | None | Onalaska, 34 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Black River Falls to the nearest branch in Wisconsin.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Black River Falls residents like anyone else.
Banks near Black River Falls
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Neillsville (22 miles) and Whitehall (24 miles). Sparta, 25 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Neillsville, WI | 22 mi | 2 | 2 |
| Banks in Whitehall, WI | 24 mi | 3 | 3 |
| Banks in Sparta, WI | 25 mi | 4 | 5 |
| Banks in Tomah, WI | 27 mi | 3 | 4 |
| Banks in Osseo, WI | 27 mi | 2 | 2 |
| Banks in Bangor, WI | 29 mi | 2 | 2 |
| Banks in West Salem, WI | 30 mi | 3 | 4 |
| Banks in Augusta, WI | 30 mi | 2 | 2 |
Bank branch openings and closings in Black River Falls
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Black River Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Black River Falls
Short answer: 1 institution has its main office in Black River Falls: Black River Country Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Black River Country Bank | Bank | $101.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Black River Falls by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Black River Falls offices.
Short answer: Security Financial Bank is the largest bank with offices in Black River Falls, with $1.04 billion in total assets on June 30, 2026, No. 1,016 among U.S. banks by total assets. Waumandee State Bank is second with $345.5 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Security Financial Bank | $1.04 billion | No. 1,016 | 2 | Durand, WI |
| Waumandee State Bank | $345.5 million | No. 2,280 | 1 | Waumandee, WI |
| Black River Country Bank | $101.8 million | No. 3,686 | 1 | Black River Falls, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Black River Falls: FAQ
How many banks are in Black River Falls, WI?
Black River Falls has 3 banks with 4 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Black River Falls?
Security Financial Bank, with 2. Waumandee State Bank has 1 and Black River Country Bank has 1.
Is there a Security Financial Bank in Black River Falls, WI?
Yes. FDIC data lists 2 Security Financial Bank branches in Black River Falls as of September 5, 2026. Its branches are listed under Security Financial Bank above, with the address and directions for each.
Is there a Waumandee State Bank in Black River Falls, WI?
Yes. FDIC data lists 1 Waumandee State Bank branch in Black River Falls as of September 5, 2026. The address and directions are under Waumandee State Bank above.
Is there a Black River Country Bank in Black River Falls, WI?
Yes. FDIC data lists 1 Black River Country Bank branch in Black River Falls as of September 5, 2026, the main office at 221 Main St. The address and directions are under Black River Country Bank above.
Is there a Chase in Black River Falls, WI?
No. FDIC data lists no Chase branch in Black River Falls as of September 5, 2026. The nearest is in Stevens Point, about 64 miles away in a straight line.
Which banks in Black River Falls are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Black River Falls?
Black River Country Bank has its main office in Black River Falls, according to the FDIC.
What is the oldest bank in Black River Falls?
Black River Country Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Which credit unions can I join in Black River Falls?
Co-op Credit Union has an office in Black River Falls. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Black River Falls in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Black River Falls?
Nearby cities with more banks include Neillsville, Whitehall, Sparta. Neillsville is 22 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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