US Bank Directory

Banks in Birchwood, WI

1 FDIC-insured bank operates 1 office in Birchwood, Wisconsin.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Birchwood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Birchwood, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Birchwood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Dairy State Bank is the only bank with an office in Birchwood. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Dairy State Bank 1 branch · main office Rice Lake, WI Bank · 1

Dairy State Bank has 1 branch in Birchwood, 12 across Wisconsin and 12 nationwide. FDIC records list its main office in Rice Lake, WI and show it operating since 1953. With $730.3 million in total assets on June 30, 2026, it ranks No. 1,346 of 4,232 U.S. banks by total assets. The Birchwood Branch at 124 N. Main Street dates to 1919 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Birchwood Branch
    124 N. Main Street, 54817
    Hours: see the bank's site
Dairy State Bank: profile, branches and contacts

Banking in Birchwood: the local picture

Short answer: 1 bank runs 1 branch in Birchwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Dairy State Bank has its main office in Rice Lake, WI, according to the FDIC.

The bank with the longest record here is Dairy State Bank, operating since 1953 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Birchwood, and where the nearest one is if they do not.

Short answer: No branches in Birchwood: Chase (nearest in Hudson, 74 mi), Wells Fargo (nearest in Eau Claire, 57 mi), Bank of America, PNC Bank (nearest in West Bend, 228 mi), U.S. Bank (nearest in Rice Lake, 15 mi), Truist, Fifth Third Bank, Huntington (nearest in Milwaukee, 246 mi), Regions Bank, TD Bank, BMO (nearest in Spooner, 20 mi).

BankIn BirchwoodNearest branch if none here
ChaseNoneHudson, 74 miles away
Wells FargoNoneEau Claire, 57 miles away
Bank of AmericaNonenone in Wisconsin
PNC BankNoneWest Bend, 228 miles away
U.S. BankNoneRice Lake, 15 miles away
TruistNonenone in Wisconsin
Fifth Third BankNonenone in Wisconsin
HuntingtonNoneMilwaukee, 246 miles away
Regions BankNonenone in Wisconsin
TD BankNonenone in Wisconsin
BMONoneSpooner, 20 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Birchwood to the nearest branch in Wisconsin.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Birchwood residents like anyone else.

Banks near Birchwood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Rice Lake (14 miles) and Spooner (20 miles). Rice Lake, 14 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Birchwood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Birchwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Birchwood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Birchwood offices.

Short answer: Dairy State Bank is the largest bank with offices in Birchwood, with $730.3 million in total assets on June 30, 2026, No. 1,346 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Dairy State Bank$730.3 millionNo. 1,3461Rice Lake, WI

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Birchwood: FAQ

How many banks are in Birchwood, WI?

Birchwood has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Dairy State Bank in Birchwood, WI?

Yes. FDIC data lists 1 Dairy State Bank branch in Birchwood as of September 5, 2026. The address and directions are under Dairy State Bank above.

Is there a Chase in Birchwood, WI?

No. FDIC data lists no Chase branch in Birchwood as of September 5, 2026. The nearest is in Hudson, about 74 miles away in a straight line.

What is the oldest bank in Birchwood?

Dairy State Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1953.

Did any bank branches open or close in Birchwood in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Birchwood?

Nearby cities with more banks include Rice Lake, Spooner, Barron. Rice Lake is 14 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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