US Bank Directory

Banks in Port Ludlow, WA

1 FDIC-insured bank operates 1 office in Port Ludlow, Washington.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Port Ludlow

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Port Ludlow, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Port Ludlow

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Sound Community Bank is the only bank with an office in Port Ludlow. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Sound Community Bank 1 branch · main office Seattle, WA Bank · 1

Sound Community Bank has 1 branch in Port Ludlow, 9 across Washington and 9 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1953. With $1.07 billion in total assets on June 30, 2026, it ranks No. 991 of 4,232 U.S. banks by total assets. The Port Ludlow Branch at 9500 Oak Bay Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Port Ludlow Branch
    9500 Oak Bay Rd, 98365
    Hours: see the bank's site
Sound Community Bank: profile, branches and contacts

Banking in Port Ludlow: the local picture

Short answer: 1 bank runs 1 branch in Port Ludlow according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Sound Community Bank has its main office in Seattle, WA, according to the FDIC.

The bank with the longest record here is Sound Community Bank, operating since 1953 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Port Ludlow, and where the nearest one is if they do not.

Short answer: No branches in Port Ludlow: Chase (nearest in Freeland, 10 mi), Wells Fargo (nearest in Freeland, 10 mi), Bank of America (nearest in Poulsbo, 13 mi), PNC Bank, U.S. Bank (nearest in Freeland, 10 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 28 mi).

BankIn Port LudlowNearest branch if none here
ChaseNoneFreeland, 10 miles away
Wells FargoNoneFreeland, 10 miles away
Bank of AmericaNonePoulsbo, 13 miles away
PNC BankNonenone in Washington
U.S. BankNoneFreeland, 10 miles away
TruistNonenone in Washington
Fifth Third BankNonenone in Washington
HuntingtonNonenone in Washington
Regions BankNonenone in Washington
TD BankNonenone in Washington
BMONoneSeattle, 28 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Port Ludlow to the nearest branch in Washington.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Port Ludlow residents like anyone else.

Banks near Port Ludlow

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Freeland (10 miles) and Poulsbo (13 miles). Lynnwood, 20 miles away, has the most banks nearby: 16.

Bank branch openings and closings in Port Ludlow

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Port Ludlow between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Port Ludlow by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Port Ludlow offices.

Short answer: Sound Community Bank is the largest bank with offices in Port Ludlow, with $1.07 billion in total assets on June 30, 2026, No. 991 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Sound Community Bank$1.07 billionNo. 9911Seattle, WA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Port Ludlow: FAQ

How many banks are in Port Ludlow, WA?

Port Ludlow has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a Sound Community Bank in Port Ludlow, WA?

Yes. FDIC data lists 1 Sound Community Bank branch in Port Ludlow as of September 5, 2026. The address and directions are under Sound Community Bank above.

Is there a Chase in Port Ludlow, WA?

No. FDIC data lists no Chase branch in Port Ludlow as of September 5, 2026. The nearest is in Freeland, about 10 miles away in a straight line.

What is the oldest bank in Port Ludlow?

Sound Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1953.

Did any bank branches open or close in Port Ludlow in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Port Ludlow?

Nearby cities with more banks include Freeland, Poulsbo, Port Townsend. Freeland is 10 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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