US Bank Directory

Banks in Lynnwood, WA

16 FDIC-insured banks operate 25 offices in Lynnwood, Washington, and 7 credit unions have 8 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Lynnwood

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 23 banks and credit unions operate 33 locations in Lynnwood, according to the FDIC and the NCUA. 33 of them have coordinates on record and are on the map. 24 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

33 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Lynnwood

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of America and Wells Fargo have the most locations in Lynnwood, with 4 each. 12 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of America Bank of America, National Association · 4 branches · main office Charlotte, NC Bank · 4

Bank of America has 4 branches in Lynnwood, 119 across Washington and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynnwood location is the Lynnwood Branch at 5727 196th St Sw, dating to 1952; the newest, at 1424 164th St Sw, to 2008. 2 of its 4 Lynnwood locations with published hours open on Saturday.

  • Martha Lake Branch
    1424 164th St Sw, 98087
    (425) 745-2767Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • North Lynnwood Branch
    17308 Highway 99, 98037
    (425) 742-2177Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Alderwood Branch
    3220 188th St Sw, 98037
    (425) 744-1132Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 10 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Lynnwood Branch
    5727 196th St Sw, 98036
    (425) 775-6411Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 10 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 4 branches · main office Sioux Falls, SD Bank · 4

Wells Fargo has 4 branches in Lynnwood, 112 across Washington and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynnwood location is the Lynnwood Branch at 4325 198th St Sw, dating to 1971; the newest, at 12926 Mukilteo Speedway Ste F, to 2015. 2 of its 4 Lynnwood locations with published hours open on Saturday.

  • Mukilteo Branch
    12926 Mukilteo Speedway Ste F, 98087
    (425) 903-8599Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Alderwood Branch
    2628 196th St Sw, 98036
    (425) 774-2155Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Lynnwood Branch
    4325 198th St Sw, 98036
    (425) 775-4538Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • West Lynnwood Branch
    6400 196th St Sw, 98036
    (425) 712-0600Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
U.S. Bank U.S. Bank National Association · 3 branches · main office Cincinnati, OH Bank · 3

U.S. Bank has 3 branches in Lynnwood, 136 across Washington and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynnwood location is the 44Th Avenue Branch at 4411 196th St Sw, dating to 1969; the newest, at 2820 164th St Sw, to 2009. 2 of its 3 Lynnwood locations with published hours open on Saturday.

  • Lynnwood Terrace Branch
    21111 Highway 99, 98036
    (425) 412-9124Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • Alderwood Mall Fred Meyer Branch
    2820 164th St Sw, 98087
    (425) 787-5940Today 10 am to 6 pm
    All hours

    Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

  • 44Th Avenue Branch
    4411 196th St Sw, 98036
    (425) 775-5466Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026

U.S. Bank: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Lynnwood, 149 across Washington and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lynnwood location is the Lynnwood Financial Center Branch at 4001 Alderwood Mall Blvd, dating to 1979; the newest, at 2902 164th St Sw, to 2010. 1 of its 2 Lynnwood locations with published hours open on Saturday.

  • Alderwood Mall Pkwy & 164Th Banking Center
    2902 164th St Sw, 98087
    (425) 742-3965Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Lynnwood Financial Center Branch
    4001 Alderwood Mall Blvd, 98036
    (425) 771-7283Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

Chase: profile, branches and contacts
Sound Credit Union 2 offices · main office Tacoma, WA Credit union · 2

Sound Credit Union has 2 officees in Lynnwood, 28 across Washington. It is based in Tacoma, WA and $3.45 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Lynnwood locations with published hours open on Saturday.

Who can join: see the credit union's site.

  • Alderwood
    2502 196Th St Sw Ste 110, 98036
    (253) 383-2016Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

  • Lynnwood Branch
    5901 196Th St Sw, 98036
    (253) 383-2016Today 9 am to 5:30 pm
    All hours

    Mon to Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Sound Credit Union: profile, branches and contacts
1st Security Bank of Washington 1 branch · main office Mountlake Terrace, WA Bank · 1

1st Security Bank of Washington has 1 branch in Lynnwood, 26 across Washington and 31 nationwide. FDIC records list its main office in Mountlake Terrace, WA and show it operating since 2004. With $3.18 billion in total assets on June 30, 2026, it ranks No. 408 of 4,232 U.S. banks by total assets. The Lynnwood at 19002 33rd Ave W dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

1st Security Bank of Washington: profile, branches and contacts
Bank of Hope 1 branch · main office Los Angeles, CA Bank · 1

Bank of Hope has 1 branch in Lynnwood, 5 across Washington and 78 nationwide. FDIC records list its main office in Los Angeles, CA and show it operating since 1986. With $18.99 billion in total assets on June 30, 2026, it ranks No. 110 of 4,232 U.S. banks by total assets. The Lynnwood at 17410 Highway 99 dates to 2005 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Bank of Hope: profile, branches and contacts
Boeing Employees Credit Union 1 office · main office Tukwila, WA Credit union · 1

Boeing Employees Credit Union has 1 office in Lynnwood, 69 across Washington. It is based in Tukwila, WA and $30.01 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Lynnwood Neighborhood Financial Center
    19220 Alderwood Mall Pkwy, 98036
    (800) 233-2328Today 9 am to 6 pm
    All hours

    Mon to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Boeing Employees Credit Union: profile, branches and contacts
Columbia Bank 1 branch · main office Roseburg, OR Bank · 1

Columbia Bank has 1 branch in Lynnwood, 111 across Washington and 369 nationwide. FDIC records list its main office in Roseburg, OR and show it operating since 1953. With $65.37 billion in total assets on June 30, 2026, it ranks No. 44 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 19520 Highway 99 dates to 1916 in FDIC branch records. Its published hours do not list Saturday.

  • Lynnwood Branch
    19520 Highway 99, 98036
    (425) 775-6666Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Columbia Bank branch locator (All The Places), checked Oct 10, 2026

Columbia Bank: profile, branches and contacts
First Citizens Bank First-Citizens Bank & Trust Company · 1 branch · main office Raleigh, NC Bank · 1

First Citizens Bank has 1 branch in Lynnwood, 7 across Washington and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 2600 162nd St Sw dates to 2021 in FDIC branch records. Its published hours do not list Saturday.

  • Lynnwood Branch
    2600 162nd St Sw, 98087
    (425) 412-9044Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026

First Citizens Bank: profile, branches and contacts
Gesa Credit Union 1 office · main office Richland, WA Credit union · 1

Gesa Credit Union has 1 office in Lynnwood, 44 across Washington. It is based in Richland, WA and $6.72 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lynnwood Branch
    3405 188Th St Sw Ste 201, 98037
    (206) 628-4010Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Gesa Credit Union: profile, branches and contacts
Harborstone Credit Union 1 office · main office Tacoma, WA Credit union · 1

Harborstone Credit Union has 1 office in Lynnwood, 32 across Washington. It is based in Tacoma, WA and $3.05 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Lynnwood
    19419 Highway 99, 98036
    (206) 367-7328Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Harborstone Credit Union: profile, branches and contacts
Heritage Bank 1 branch · main office Olympia, WA Bank · 1

Heritage Bank has 1 branch in Lynnwood, 61 across Washington and 69 nationwide. FDIC records list its main office in Olympia, WA and show it operating since 1927. With $8.42 billion in total assets on June 30, 2026, it ranks No. 193 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 19510 58th Ave W dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lynnwood Branch
    19510 58th Ave W, 98036
    Hours: see the bank's site
Heritage Bank: profile, branches and contacts
KeyBank KeyBank National Association · 1 branch · main office Cleveland, OH Bank · 1

KeyBank has 1 branch in Lynnwood, 139 across Washington and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 19820 44th Ave W dates to 1970 in FDIC branch records. It opens on Saturday.

  • Lynnwood Branch
    19820 44th Ave W, 98036
    (425) 775-7266Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 10 am to 1:30 pm; Sun not published

    Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026

KeyBank: profile, branches and contacts
Mechanics Bank 1 branch · main office Walnut Creek, CA Bank · 1

Mechanics Bank has 1 branch in Lynnwood, 28 across Washington and 169 nationwide. FDIC records list its main office in Walnut Creek, CA and show it operating since 1905. With $21.25 billion in total assets on June 30, 2026, it ranks No. 102 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 19405 44th Ave W dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lynnwood Branch
    19405 44th Ave W, 98036
    Hours: see the bank's site
Mechanics Bank: profile, branches and contacts
Mountain Pacific Bank 1 branch · main office Everett, WA Bank · 1

Mountain Pacific Bank has 1 branch in Lynnwood, 6 across Washington and 6 nationwide. FDIC records list its main office in Everett, WA and show it operating since 2006. With $896.4 million in total assets on June 30, 2026, it ranks No. 1,150 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 19705 Highway 99 dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lynnwood Branch
    19705 Highway 99, 98036
    Hours: see the bank's site
Mountain Pacific Bank: profile, branches and contacts
Navy Federal Credit Union 1 office · main office Vienna, VA Credit union · 1

Navy Federal Credit Union has 1 office in Lynnwood, 13 across Washington. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Lynnwood Wa
    2701 184Th St Sw Ste 100A, 98037
    (888) 842-6328Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Navy Federal Credit Union: profile, branches and contacts
Pacific Crest Bank 1 branch · main office Lynnwood, WA Bank · 1

Pacific Crest Bank has 1 branch in Lynnwood, 1 across Washington and 1 nationwide. FDIC records list its main office in Lynnwood, WA and show it operating since 1998. With $318.5 million in total assets on June 30, 2026, it ranks No. 2,391 of 4,232 U.S. banks by total assets. Its main office at 3500 188th St Sw dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    3500 188th St Sw, 98037
    Hours: see the bank's site
Pacific Crest Bank: profile, branches and contacts
Seattle Metropolitan Credit Union 1 office · main office Seattle, WA Credit union · 1

Seattle Metropolitan Credit Union has 1 office in Lynnwood, 8 across Washington. It is based in Seattle, WA and $1.14 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Lynnwood
    19718 Highway 99 Ste 101, 98036
    (206) 398-5895Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 10 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Seattle Metropolitan Credit Union: profile, branches and contacts
UniBank 1 branch · main office Lynnwood, WA Bank · 1

UniBank has 1 branch in Lynnwood, 4 across Washington and 4 nationwide. FDIC records list its main office in Lynnwood, WA and show it operating since 2006. With $393.0 million in total assets on June 30, 2026, it ranks No. 2,100 of 4,232 U.S. banks by total assets. Its main office at 19315 Highway 99 dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    19315 Highway 99, 98036
    Hours: see the bank's site
UniBank: profile, branches and contacts
US Metro Bank 1 branch · main office Garden Grove, CA Bank · 1

US Metro Bank has 1 branch in Lynnwood, 2 across Washington and 11 nationwide. FDIC records list its main office in Garden Grove, CA and show it operating since 2006. With $1.64 billion in total assets on June 30, 2026, it ranks No. 687 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 3301 184th St Sw dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lynnwood Branch
    3301 184th St Sw, 98037
    Hours: see the bank's site
US Metro Bank: profile, branches and contacts
Verity Credit Union 1 office · main office Seattle, WA Credit union · 1

Verity Credit Union has 1 office in Lynnwood, 7 across Washington. It is based in Seattle, WA and $762.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Alderwood Branch
    18530 33Rd Ave W, 98037
    (425) 712-0379Today 10 am to 6 pm
    All hours

    Mon to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published

    Hours: NCUA, March 31, 2026

Verity Credit Union: profile, branches and contacts
WaFd Bank 1 branch · main office Seattle, WA Bank · 1

WaFd Bank has 1 branch in Lynnwood, 75 across Washington and 214 nationwide. FDIC records list its main office in Seattle, WA and show it operating since 1917. With $27.58 billion in total assets on June 30, 2026, it ranks No. 79 of 4,232 U.S. banks by total assets. The Lynnwood Branch at 5809 196th St Sw dates to 1917 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lynnwood Branch
    5809 196th St Sw, 98036
    Hours: see the bank's site
WaFd Bank: profile, branches and contacts

Join a credit union in Lynnwood

7 credit unions have 8 offices here: Sound Credit Union, Navy Federal Credit Union, Boeing Employees Credit Union, Gesa Credit Union, Harborstone Credit Union and Seattle Metropolitan Credit Union and 1 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lynnwood page has every office in the state's directory.

Banking in Lynnwood: the local picture

Short answer: 16 banks run 25 branches in Lynnwood according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 16 banks, 2 have their main office in Lynnwood, 4 elsewhere in Washington and 10 out of state, according to the FDIC.

The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Columbia Bank's office at 19520 Highway 99, dating to 1916; the newest is US Metro Bank's at 3301 184th St Sw, from 2023.

7 credit unions have 8 offices in Lynnwood, according to the NCUA. Who can join each one is on the credit unions page.

Of the 24 locations with published hours. 13 open on Saturday. 9 locations have no published hours in these sources.

Banks by ZIP code in Lynnwood

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 98036 has the most bank and credit union offices in Lynnwood (20), followed by 98037 (8) and 98087 (5). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
980362016Wells Fargo, Sound Credit Union, U.S. Bank
9803787Bank of America, Bank of Hope, Gesa Credit Union
9808755Bank of America, Chase, First Citizens Bank

Banks and credit unions open on Saturday in Lynnwood

Short answer: 13 of the 24 Lynnwood locations with published hours open on Saturday, run by 10 institutions.

  • Bank of America: 2 of 4 branches (3220 188th St Sw: Saturday 10 am to 2 pm, and 1 more)
  • Wells Fargo: 2 of 4 branches (12926 Mukilteo Speedway Ste F: Saturday 9 am to 2 pm, and 1 more)
  • U.S. Bank: 2 of 3 branches (2820 164th St Sw: Saturday 10 am to 2 pm, and 1 more)
  • Chase: 1 of 2 branches (4001 Alderwood Mall Blvd: Saturday 9 am to 1 pm)
  • KeyBank: 1 of 1 branch (19820 44th Ave W: Saturday 10 am to 1:30 pm)
  • Sound Credit Union: 1 of 2 offices (2502 196Th St Sw Ste 110: Saturday 9 am to 1 pm)
  • Navy Federal Credit Union: 1 of 1 office (2701 184Th St Sw Ste 100A: Saturday 9 am to 1 pm)
  • Boeing Employees Credit Union: 1 of 1 office (19220 Alderwood Mall Pkwy: Saturday 9 am to 1 pm)
  • Seattle Metropolitan Credit Union: 1 of 1 office (19718 Highway 99 Ste 101: Saturday 10 am to 2 pm)
  • Verity Credit Union: 1 of 1 office (18530 33Rd Ave W: Saturday 10 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 33 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Lynnwood, and where the nearest one is if they do not.

Short answer: In Lynnwood: Chase (2), Wells Fargo (4), Bank of America (4), U.S. Bank (3). No branches in Lynnwood: PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Seattle, 16 mi).

BankIn LynnwoodNearest branch if none here
Chase2 brancheshere
Wells Fargo4 brancheshere
Bank of America4 brancheshere
U.S. Bank3 brancheshere
PNC BankNonenone in Washington
TruistNonenone in Washington
Fifth Third BankNonenone in Washington
HuntingtonNonenone in Washington
Regions BankNonenone in Washington
TD BankNonenone in Washington
BMONoneSeattle, 16 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lynnwood to the nearest branch in Washington.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lynnwood residents like anyone else.

Banks near Lynnwood

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Mountlake Terrace (3 miles) and Mill Creek (4 miles). Edmonds, 4 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Lynnwood

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lynnwood between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Lynnwood

Short answer: 2 institutions have their main office in Lynnwood: UniBank and Pacific Crest Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
UniBankBank$393.0 million1
Pacific Crest BankBank$318.5 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Lynnwood by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lynnwood offices.

Short answer: Chase is the largest bank with offices in Lynnwood, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 2 of the 16 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Bank of America$2.65 trillionNo. 24Charlotte, NC
Wells Fargo$1.91 trillionNo. 44Sioux Falls, SD
U.S. Bank$705.55 billionNo. 63Cincinnati, OH
First Citizens Bank$236.32 billionNo. 191Raleigh, NC
KeyBank$188.56 billionNo. 231Cleveland, OH
Columbia Bank$65.37 billionNo. 441Roseburg, OR
WaFd Bank$27.58 billionNo. 791Seattle, WA
Mechanics Bank$21.25 billionNo. 1021Walnut Creek, CA
Bank of Hope$18.99 billionNo. 1101Los Angeles, CA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lynnwood: FAQ

How many banks are in Lynnwood, WA?

Lynnwood has 16 banks with 25 branches and 7 credit unions with 8 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Lynnwood?

Bank of America, with 4. Wells Fargo has 4 and U.S. Bank has 3.

Is there a Bank of America in Lynnwood, WA?

Yes. FDIC data lists 4 Bank of America branches in Lynnwood as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a Wells Fargo in Lynnwood, WA?

Yes. FDIC data lists 4 Wells Fargo branches in Lynnwood as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a U.S. Bank in Lynnwood, WA?

Yes. FDIC data lists 3 U.S. Bank branches in Lynnwood as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.

Which banks in Lynnwood are open on Saturday?

Bank of America, Wells Fargo, U.S. Bank and Chase and 6 more publish Saturday hours for one or more Lynnwood locations. The Saturday section above lists each one with its hours. 9 of the 33 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Lynnwood?

UniBank and Pacific Crest Bank have their main office in Lynnwood, according to the FDIC.

What is the oldest bank in Lynnwood?

Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.

Which credit unions can I join in Lynnwood?

Sound Credit Union, Navy Federal Credit Union, Boeing Employees Credit Union and Gesa Credit Union and 3 more have offices in Lynnwood. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Lynnwood in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Lynnwood?

Nearby cities with more banks include Mountlake Terrace, Mill Creek, Edmonds. Mountlake Terrace is 3 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 8 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (16 of 25 branches: Bank of America, Chase, Columbia Bank, First Citizens Bank, KeyBank, U.S. Bank and 1 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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