US Bank Directory
Banks in Middlebury, VT
4 FDIC-insured banks operate 6 offices in Middlebury, Vermont, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Middlebury
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 7 locations in Middlebury, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Middlebury
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The National Bank of Middlebury has the most locations in Middlebury, with 3. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The National Bank of Middlebury Bank · 3
The National Bank of Middlebury has 3 branches in Middlebury, 7 across Vermont and 7 nationwide. FDIC records list its main office in Middlebury, VT and show it operating since 1831. With $553.5 million in total assets on June 30, 2026, it ranks No. 1,669 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middlebury location is its main office at 30 Main St, dating to 1831; the newest, at 240 Court St, to 1974. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office30 Main St, 05753
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Motor Branch15 Seymour St, 05753
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Middlebury Route 7 South Branch240 Court St, 05753
Citizens Bank · 1
Citizens has 1 branch in Middlebury, 10 across Vermont and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Rte 7 / Middlebury Branch at 36 Middle Rd N dates to 1928 in FDIC branch records. It opens on Saturday.
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Rte 7 / Middlebury Branch36 Middle Rd N, 05753
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
KeyBank Bank · 1
KeyBank has 1 branch in Middlebury, 10 across Vermont and 952 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1849. With $188.56 billion in total assets on June 30, 2026, it ranks No. 23 of 4,232 U.S. banks by total assets. The Middlebury Branch at 47 Creek Rd dates to 1978 in FDIC branch records. Its published hours do not list Saturday.
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Middlebury Branch47 Creek Rd, 05753
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: KeyBank branch locator (All The Places), checked Oct 10, 2026
M&T Bank Bank · 1
M&T Bank has 1 branch in Middlebury, 33 across Vermont and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Middlebury Branch at 114 S Village Grn dates to 1960 in FDIC branch records. It opens on Saturday.
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Middlebury Branch114 S Village Grn, 05753
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Vermont Credit Union Credit union · 1
Vermont Credit Union has 1 office in Middlebury, 9 across Vermont. It is based in So Burlington, VT and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Middlebury Office1 Court St, 05753
All hours
Mon 8:30 am to 6 pm; Tue to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Middlebury
1 credit union has 1 office here: Vermont Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middlebury page has every office in the state's directory.
Banking in Middlebury: the local picture
Short answer: 4 banks run 6 branches in Middlebury according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Middlebury and 3 out of state, according to the FDIC.
The bank with the longest record here is The National Bank of Middlebury, operating since 1831 according to the FDIC. In FDIC branch records, the longest-running branch is The National Bank of Middlebury's office at 30 Main St, dating to 1831; the newest is KeyBank's at 47 Creek Rd, from 1978.
The only credit union with an office here is Vermont Credit Union.
Of the 4 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Middlebury
Short answer: 3 of the 4 Middlebury locations with published hours open on Saturday, run by 3 institutions.
- Citizens: 1 of 1 branch (36 Middle Rd N: Saturday 9 am to 12 pm)
- M&T Bank: 1 of 1 branch (114 S Village Grn: Saturday 9 am to 12 pm)
- Vermont Credit Union: 1 of 1 office (1 Court St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Middlebury, and where the nearest one is if they do not.
Short answer: No branches in Middlebury: Chase (nearest in South Burlington, 30 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Shelburne, 26 mi), BMO.
| Bank | In Middlebury | Nearest branch if none here |
|---|---|---|
| Chase | None | South Burlington, 30 miles away |
| Wells Fargo | None | none in Vermont |
| Bank of America | None | none in Vermont |
| PNC Bank | None | none in Vermont |
| U.S. Bank | None | none in Vermont |
| Truist | None | none in Vermont |
| Fifth Third Bank | None | none in Vermont |
| Huntington | None | none in Vermont |
| Regions Bank | None | none in Vermont |
| TD Bank | None | Shelburne, 26 miles away |
| BMO | None | none in Vermont |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middlebury to the nearest branch in Vermont.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middlebury residents like anyone else.
Banks near Middlebury
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bristol (10 miles) and Vergennes (12 miles). Vergennes, 12 miles away, has the most banks nearby: 3.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bristol, VT | 10 mi | 2 | 2 |
| Banks in Vergennes, VT | 12 mi | 3 | 3 |
| Banks in Brandon, VT | 15 mi | 2 | 2 |
| Banks in Hinesburg, VT | 23 mi | 2 | 2 |
| Banks in Randolph, VT | 25 mi | 2 | 3 |
| Banks in Shelburne, VT | 26 mi | 3 | 3 |
| Banks in Fair Haven, VT | 29 mi | 2 | 2 |
| Banks in Bethel, VT | 29 mi | 3 | 3 |
Bank branch openings and closings in Middlebury
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Middlebury between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Middlebury
Short answer: 1 institution has its main office in Middlebury: The National Bank of Middlebury.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The National Bank of Middlebury | Bank | $553.5 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Middlebury by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middlebury offices.
Short answer: Citizens is the largest bank with offices in Middlebury, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. M&T Bank is second with $218.79 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| KeyBank | $188.56 billion | No. 23 | 1 | Cleveland, OH |
| The National Bank of Middlebury | $553.5 million | No. 1,669 | 3 | Middlebury, VT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Middlebury: FAQ
How many banks are in Middlebury, VT?
Middlebury has 4 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Middlebury?
The National Bank of Middlebury, with 3. Citizens has 1 and M&T Bank has 1.
Is there a Citizens in Middlebury, VT?
Yes. FDIC data lists 1 Citizens branch in Middlebury as of September 5, 2026. The address and directions are under Citizens above.
Is there a M&T Bank in Middlebury, VT?
Yes. FDIC data lists 1 M&T Bank branch in Middlebury as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Chase in Middlebury, VT?
No. FDIC data lists no Chase branch in Middlebury as of September 5, 2026. The nearest is in South Burlington, about 30 miles away in a straight line.
Which banks in Middlebury are open on Saturday?
Citizens, M&T Bank and Vermont Credit Union publish Saturday hours for one or more Middlebury locations. The Saturday section above lists each one with its hours. 3 of the 7 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Middlebury?
The National Bank of Middlebury has its main office in Middlebury, according to the FDIC.
What is the oldest bank in Middlebury?
The National Bank of Middlebury has the longest record among banks with a branch here: the FDIC shows it operating since 1831.
Which credit unions can I join in Middlebury?
Vermont Credit Union has an office in Middlebury. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Middlebury in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Middlebury?
Nearby cities with more banks include Bristol, Vergennes, Brandon. Bristol is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 6 branches: Citizens, KeyBank, M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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