US Bank Directory
Banks in Vergennes, VT
3 FDIC-insured banks operate 3 offices in Vergennes, Vermont, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Vergennes
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 5 locations in Vergennes, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Vergennes
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: M&T Bank, Community Bank and The National Bank of Middlebury have the most locations in Vergennes, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Community Bank Bank · 1
Community Bank has 1 branch in Vergennes, 29 across Vermont and 214 nationwide. FDIC records list its main office in Canton, NY and show it operating since 1866. With $17.45 billion in total assets on June 30, 2026, it ranks No. 114 of 4,232 U.S. banks by total assets. The Vergennes Branch at 25 Monkton Rd dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vergennes Branch25 Monkton Rd, 05491
M&T Bank Bank · 1
M&T Bank has 1 branch in Vergennes, 33 across Vermont and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Vergennes Branch at 3 N Maple St dates to 1962 in FDIC branch records. Its published hours do not list Saturday.
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Vergennes Branch3 N Maple St, 05491
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
One Credit Union Credit union · 1
One Credit Union has 1 office in Vergennes, 6 across Vermont. It is based in Springfield, VT and $263.2 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Vergennes Office48 Green St Suite 1, 05491
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The National Bank of Middlebury Bank · 1
The National Bank of Middlebury has 1 branch in Vergennes, 7 across Vermont and 7 nationwide. FDIC records list its main office in Middlebury, VT and show it operating since 1831. With $553.5 million in total assets on June 30, 2026, it ranks No. 1,669 of 4,232 U.S. banks by total assets. The Vergennes Branch at 29 Green St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Vergennes Branch29 Green St, 05491
Vermont Credit Union Credit union · 1
Vermont Credit Union has 1 office in Vergennes, 9 across Vermont. It is based in So Burlington, VT and $1.13 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Vergennes Office100 Panton Rd, 05491
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Vergennes
2 credit unions have 2 offices here: Vermont Credit Union and One Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Vergennes page has every office in the state's directory.
Banking in Vergennes: the local picture
Short answer: 3 banks run 3 branches in Vergennes according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Vergennes, 1 elsewhere in Vermont and 2 out of state, according to the FDIC.
The bank with the longest record here is The National Bank of Middlebury, operating since 1831 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 3 N Maple St, dating to 1962; the newest is The National Bank of Middlebury's at 29 Green St, from 2008.
2 credit unions have 2 offices in Vergennes, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in Vergennes
Short answer: None of the 3 Vergennes locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 5 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Vergennes, and where the nearest one is if they do not.
Short answer: No branches in Vergennes: Chase (nearest in South Burlington, 19 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Shelburne, 15 mi), BMO.
| Bank | In Vergennes | Nearest branch if none here |
|---|---|---|
| Chase | None | South Burlington, 19 miles away |
| Wells Fargo | None | none in Vermont |
| Bank of America | None | none in Vermont |
| PNC Bank | None | none in Vermont |
| U.S. Bank | None | none in Vermont |
| Truist | None | none in Vermont |
| Fifth Third Bank | None | none in Vermont |
| Huntington | None | none in Vermont |
| Regions Bank | None | none in Vermont |
| TD Bank | None | Shelburne, 15 miles away |
| BMO | None | none in Vermont |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Vergennes to the nearest branch in Vermont.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Vergennes residents like anyone else.
Banks near Vergennes
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Bristol (9 miles) and Middlebury (12 miles). South Burlington, 20 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Bristol, VT | 9 mi | 2 | 2 |
| Banks in Middlebury, VT | 12 mi | 4 | 6 |
| Banks in Hinesburg, VT | 14 mi | 2 | 2 |
| Banks in Shelburne, VT | 15 mi | 3 | 3 |
| Banks in South Burlington, VT | 20 mi | 10 | 14 |
| Banks in Williston, VT | 21 mi | 8 | 8 |
| Banks in Burlington, VT | 22 mi | 10 | 13 |
| Banks in Essex Junction, VT | 24 mi | 7 | 7 |
Bank branch openings and closings in Vergennes
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Vergennes between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Vergennes by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Vergennes offices.
Short answer: M&T Bank is the largest bank with offices in Vergennes, with $218.79 billion in total assets on June 30, 2026, No. 21 among U.S. banks by total assets. Community Bank is second with $17.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Community Bank | $17.45 billion | No. 114 | 1 | Canton, NY |
| The National Bank of Middlebury | $553.5 million | No. 1,669 | 1 | Middlebury, VT |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Vergennes: FAQ
How many banks are in Vergennes, VT?
Vergennes has 3 banks with 3 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Vergennes?
M&T Bank, with 1. Community Bank has 1 and The National Bank of Middlebury has 1.
Is there a M&T Bank in Vergennes, VT?
Yes. FDIC data lists 1 M&T Bank branch in Vergennes as of September 5, 2026. The address and directions are under M&T Bank above.
Is there a Community Bank in Vergennes, VT?
Yes. FDIC data lists 1 Community Bank branch in Vergennes as of September 5, 2026. The address and directions are under Community Bank above.
Is there a The National Bank of Middlebury in Vergennes, VT?
Yes. FDIC data lists 1 The National Bank of Middlebury branch in Vergennes as of September 5, 2026. The address and directions are under The National Bank of Middlebury above.
Is there a Chase in Vergennes, VT?
No. FDIC data lists no Chase branch in Vergennes as of September 5, 2026. The nearest is in South Burlington, about 19 miles away in a straight line.
Which banks in Vergennes are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Vergennes?
The National Bank of Middlebury has the longest record among banks with a branch here: the FDIC shows it operating since 1831.
Which credit unions can I join in Vergennes?
Vermont Credit Union and One Credit Union have offices in Vergennes. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Vergennes in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Vergennes?
Nearby cities with more banks include Bristol, Middlebury, Hinesburg. Bristol is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: M&T Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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