US Bank Directory

Banks in Bethel, VT

3 FDIC-insured banks operate 3 offices in Bethel, Vermont, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Bethel

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Bethel, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Bethel

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bar Harbor Bank & Trust, Mascoma Bank and Northfield Savings Bank have the most locations in Bethel, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

802 Credit Union 1 office · main office Barre, VT Credit union · 1

802 Credit Union has 1 office in Bethel, 12 across Vermont. It is based in Barre, VT and $500.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Bethel
    330 Main Street, 05032
    (802) 234-9232Today 8:30 am to 4:30 pm
    All hours

    Mon to Thu 8:30 am to 4:30 pm; Fri 8:30 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

802 Credit Union: profile, branches and contacts
Bar Harbor Bank & Trust 1 branch · main office Bar Harbor, ME Bank · 1

Bar Harbor Bank & Trust has 1 branch in Bethel, 11 across Vermont and 62 nationwide. FDIC records list its main office in Bar Harbor, ME and show it operating since 1887. With $4.73 billion in total assets on June 30, 2026, it ranks No. 297 of 4,232 U.S. banks by total assets. The Bethel/Royalton Branch at 1583 Vt 107 dates to 1973 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bethel/Royalton Branch
    1583 Vt 107, 05032
    Hours: see the bank's site
Bar Harbor Bank & Trust: profile, branches and contacts
Mascoma Bank 1 branch · main office Lebanon, NH Bank · 1

Mascoma Bank has 1 branch in Bethel, 13 across Vermont and 26 nationwide. FDIC records list its main office in Lebanon, NH and show it operating since 1899. With $3.03 billion in total assets on June 30, 2026, it ranks No. 423 of 4,232 U.S. banks by total assets. The Bethel Branch at 37 Main St dates to 1933 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Mascoma Bank: profile, branches and contacts
Northfield Savings Bank 1 branch · main office Northfield, VT Bank · 1

Northfield Savings Bank has 1 branch in Bethel, 13 across Vermont and 13 nationwide. FDIC records list its main office in Northfield, VT and show it operating since 1867. With $1.58 billion in total assets on June 30, 2026, it ranks No. 715 of 4,232 U.S. banks by total assets. The Bethel/Royalton Branch at 1875 Vermont Route 107 dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Bethel/Royalton Branch
    1875 Vermont Route 107, 05032
    Hours: see the bank's site
Northfield Savings Bank: profile, branches and contacts

Join a credit union in Bethel

1 credit union has 1 office here: 802 Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Bethel page has every office in the state's directory.

Banking in Bethel: the local picture

Short answer: 3 banks run 3 branches in Bethel according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Bethel, 1 elsewhere in Vermont and 2 out of state, according to the FDIC.

The bank with the longest record here is Northfield Savings Bank, operating since 1867 according to the FDIC. In FDIC branch records, the longest-running branch is Mascoma Bank's office at 37 Main St, dating to 1933; the newest is Northfield Savings Bank's at 1875 Vermont Route 107, from 1996.

The only credit union with an office here is 802 Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Bethel

Short answer: None of the 1 Bethel location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Bethel, and where the nearest one is if they do not.

Short answer: No branches in Bethel: Chase (nearest in Williston, 49 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Rutland, 23 mi), BMO.

BankIn BethelNearest branch if none here
ChaseNoneWilliston, 49 miles away
Wells FargoNonenone in Vermont
Bank of AmericaNonenone in Vermont
PNC BankNonenone in Vermont
U.S. BankNonenone in Vermont
TruistNonenone in Vermont
Fifth Third BankNonenone in Vermont
HuntingtonNonenone in Vermont
Regions BankNonenone in Vermont
TD BankNoneRutland, 23 miles away
BMONonenone in Vermont

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Bethel to the nearest branch in Vermont.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Bethel residents like anyone else.

Banks near Bethel

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Randolph (7 miles) and Woodstock (15 miles). Rutland, 22 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Bethel

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Bethel between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Bethel by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Bethel offices.

Short answer: Bar Harbor Bank & Trust is the largest bank with offices in Bethel, with $4.73 billion in total assets on June 30, 2026, No. 297 among U.S. banks by total assets. Mascoma Bank is second with $3.03 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bar Harbor Bank & Trust$4.73 billionNo. 2971Bar Harbor, ME
Mascoma Bank$3.03 billionNo. 4231Lebanon, NH
Northfield Savings Bank$1.58 billionNo. 7151Northfield, VT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Bethel: FAQ

How many banks are in Bethel, VT?

Bethel has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Bethel?

Bar Harbor Bank & Trust, with 1. Mascoma Bank has 1 and Northfield Savings Bank has 1.

Is there a Bar Harbor Bank & Trust in Bethel, VT?

Yes. FDIC data lists 1 Bar Harbor Bank & Trust branch in Bethel as of September 5, 2026. The address and directions are under Bar Harbor Bank & Trust above.

Is there a Mascoma Bank in Bethel, VT?

Yes. FDIC data lists 1 Mascoma Bank branch in Bethel as of September 5, 2026. The address and directions are under Mascoma Bank above.

Is there a Northfield Savings Bank in Bethel, VT?

Yes. FDIC data lists 1 Northfield Savings Bank branch in Bethel as of September 5, 2026. The address and directions are under Northfield Savings Bank above.

Is there a Chase in Bethel, VT?

No. FDIC data lists no Chase branch in Bethel as of September 5, 2026. The nearest is in Williston, about 49 miles away in a straight line.

Which banks in Bethel are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 3 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Bethel?

Northfield Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1867.

Which credit unions can I join in Bethel?

802 Credit Union has an office in Bethel. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Bethel in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Bethel?

Nearby cities with more banks include Randolph, Woodstock, Norwich. Randolph is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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