Banks in St John, VI

Bank branch map: St John

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in St John, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in St John

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: FirstBank Puerto Rico and Merchants Commercial Bank have the most locations in St John, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FirstBank Puerto Rico 1 branch · main office Santurce, PR Bank · 1

FirstBank Puerto Rico has 1 branch in St John, 7 across U.S. Virgin Islands and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. The St. John Branch at The Marketplace, Unit #106 dates to 1958 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• St. John Branch

  The Marketplace, Unit #106, 00830

  Hours: see the bank's site
  DirectionsWebsite

FirstBank Puerto Rico: profile, branches and contacts

Merchants Commercial Bank 1 branch · main office St Thomas, VI Bank · 1

Merchants Commercial Bank has 1 branch in St John, 2 across U.S. Virgin Islands. FDIC records list its main office in St Thomas, VI and show it operating since 2006. With $506.0 million in total assets on June 30, 2026, it ranks No. 1,781 of 4,232 U.S. banks by total assets. The St. John Branch at Parcel 18-21estate Enighed - Islandia Building 1st Fl dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• St. John Branch

  Parcel 18-21estate Enighed - Islandia Building 1st Fl, 00830

  Hours: see the bank's site
  DirectionsWebsite

Merchants Commercial Bank: profile, branches and contacts

Banking in St John: the local picture

Short answer: 2 banks run 2 branches in St John according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in St John, 1 elsewhere in U.S. Virgin Islands and 1 out of state, according to the FDIC.

The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is FirstBank Puerto Rico's office at The Marketplace, Unit #106, dating to 1958; the newest is Merchants Commercial Bank's at Parcel 18-21estate Enighed - Islandia Building 1st Fl, from 2010.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in St John, and where the nearest one is if they do not.

Short answer: No branches in St John: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of St John to the nearest branch in U.S. Virgin Islands.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to St John residents like anyone else.

Banks near St John

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Charlotte Amalie (9 miles) and Christiansted (41 miles). Christiansted, 41 miles away, has the most banks nearby: 4.

Bank branch openings and closings in St John

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in St John between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in St John by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its St John offices.

Short answer: FirstBank Puerto Rico is the largest bank with offices in St John, with $19.22 billion in total assets on June 30, 2026, No. 108 among U.S. banks by total assets. Merchants Commercial Bank is second with $506.0 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in St John: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.