US Bank Directory

Banks in Christiansted, VI

4 FDIC-insured banks operate 7 offices in Christiansted, U.S. Virgin Islands, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Christiansted

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 10 locations in Christiansted, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 3 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Christiansted

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Banco Popular de Puerto Rico, FirstBank Puerto Rico and United Fidelity Bank, fsb have the most locations in Christiansted, with 2 each. 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

FirstBank Puerto Rico 2 branches · main office Santurce, PR Bank · 2

FirstBank Puerto Rico has 2 branches in Christiansted, 7 across U.S. Virgin Islands and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Christiansted location is the Orange Grove Branch at 4 Orange Grove Shopp Ctr # 5, dating to 1981; the newest, at Sunny Isle Shopping Center, to 2002. It does not publish hours in the sources this page uses; check its site before you go.

  • Orange Grove Branch
    4 Orange Grove Shopp Ctr # 5, 00820
    Hours: see the bank's site
  • Sunny Isle
    Sunny Isle Shopping Center, 00820
    Hours: see the bank's site
FirstBank Puerto Rico: profile, branches and contacts
Mid-island Credit Union 2 offices · main office Christiansted, VI Credit union · 2

Mid-island Credit Union has 2 officees in Christiansted, 2 across U.S. Virgin Islands. It is based in Christiansted, VI and $18.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Christiansted locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    4366 Peters Rest, 00820
    (340) 778-6297Today 8:30 am to 3:30 pm
    All hours

    Mon to Fri 8:30 am to 3:30 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Mid Island Federal Credit Union
    366 Peters Rest, 00820
    (340) 778-6792Today: hours not published
    All hours

    Mon 8 am to 2:30 pm; Tue to Thu not published; Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Mid-island Credit Union: profile, branches and contacts
United Fidelity Bank, fsb 2 branches · main office Evansville, IN Bank · 2

United Fidelity Bank, fsb has 2 branches in Christiansted, 2 across U.S. Virgin Islands and 20 nationwide. FDIC records list its main office in Evansville, IN and show it operating since 1931. With $6.49 billion in total assets on June 30, 2026, it ranks No. 239 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Christiansted location is the Saint Croix Branch at 5025 Anchor Way, dating to 1995; the newest, at 6702 Peters Road, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Saint Croix Branch
    5025 Anchor Way, 00820
    Hours: see the bank's site
  • Estate Peter'S Branch
    6702 Peters Road, 00820
    Hours: see the bank's site
United Fidelity Bank, fsb: profile, branches and contacts
Christiansted Credit Union 1 office · main office Christiansted, VI Credit union · 1

Christiansted Credit Union has 1 office in Christiansted, 1 across U.S. Virgin Islands. It is based in Christiansted, VI and $33.7 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    43 King St, 00820
    (340) 773-5444Today 8:30 am to 4 pm
    All hours

    Mon to Fri 8:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Christiansted Credit Union: profile, branches and contacts
Oriental Bank 1 branch · main office San Juan, PR Bank · 1

Oriental Bank has 1 branch in Christiansted, 2 across U.S. Virgin Islands and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. The Christiansted Branch at 4500 Estate Diamond dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Christiansted Branch
    4500 Estate Diamond, 00820
    Hours: see the bank's site
Oriental Bank: profile, branches and contacts

Join a credit union in Christiansted

2 credit unions have 3 offices here: Mid-island Credit Union and Christiansted Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Christiansted page has every office in the state's directory.

Banking in Christiansted: the local picture

Short answer: 4 banks run 7 branches in Christiansted according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Christiansted and 4 out of state, according to the FDIC.

The bank with the longest record here is United Fidelity Bank, fsb, operating since 1931 according to the FDIC. In FDIC branch records, the longest-running branch is FirstBank Puerto Rico's office at 4 Orange Grove Shopp Ctr # 5, dating to 1981; the newest is Oriental Bank's at 4500 Estate Diamond, from 2019.

2 credit unions have 3 offices in Christiansted, according to the NCUA. Who can join each one is on the credit unions page.

Of the 3 locations with published hours. None open on Saturday. 7 locations have no published hours in these sources.

Banks by ZIP code in Christiansted

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 00820 has the most bank and credit union offices in Christiansted (9), followed by 00822 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
0082096FirstBank Puerto Rico, Mid-island Credit Union, United Fidelity Bank, fsb
0082211Banco Popular de Puerto Rico

Saturday hours in Christiansted

Short answer: None of the 3 Christiansted locations with published hours lists Saturday hours. 7 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 7 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Christiansted, and where the nearest one is if they do not.

Short answer: No branches in Christiansted: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

BankIn ChristianstedNearest branch if none here
ChaseNonenone in U.S. Virgin Islands
Wells FargoNonenone in U.S. Virgin Islands
Bank of AmericaNonenone in U.S. Virgin Islands
PNC BankNonenone in U.S. Virgin Islands
U.S. BankNonenone in U.S. Virgin Islands
TruistNonenone in U.S. Virgin Islands
Fifth Third BankNonenone in U.S. Virgin Islands
HuntingtonNonenone in U.S. Virgin Islands
Regions BankNonenone in U.S. Virgin Islands
TD BankNonenone in U.S. Virgin Islands
BMONonenone in U.S. Virgin Islands

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Christiansted to the nearest branch in U.S. Virgin Islands.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Christiansted residents like anyone else.

Banks near Christiansted

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Frederiksted (9 miles) and St John (41 miles). Charlotte Amalie, 43 miles away, has the most banks nearby: 3.

CityDistanceBanksBranches
Banks in Frederiksted, VI9 mi22
Banks in St John, VI41 mi22
Banks in Charlotte Amalie, VI43 mi38

Bank branch openings and closings in Christiansted

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Christiansted between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Christiansted

Short answer: 2 institutions have their main office in Christiansted: Mid-island Credit Union and Christiansted Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Mid-island Credit UnionCredit union$18.2 million2
Christiansted Credit UnionCredit union$33.7 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Christiansted by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Christiansted offices.

Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Christiansted, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Banco Popular de Puerto Rico$63.34 billionNo. 452San Juan, PR
FirstBank Puerto Rico$19.22 billionNo. 1082Santurce, PR
Oriental Bank$12.04 billionNo. 1471San Juan, PR
United Fidelity Bank, fsb$6.49 billionNo. 2392Evansville, IN

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Christiansted: FAQ

How many banks are in Christiansted, VI?

Christiansted has 4 banks with 7 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Christiansted?

Banco Popular de Puerto Rico, with 2. FirstBank Puerto Rico has 2 and United Fidelity Bank, fsb has 2.

Is there a Banco Popular de Puerto Rico in Christiansted, VI?

Yes. FDIC data lists 2 Banco Popular de Puerto Rico branches in Christiansted as of September 5, 2026. Its branches are listed under Banco Popular de Puerto Rico above, with the address and directions for each.

Is there a FirstBank Puerto Rico in Christiansted, VI?

Yes. FDIC data lists 2 FirstBank Puerto Rico branches in Christiansted as of September 5, 2026. Its branches are listed under FirstBank Puerto Rico above, with the address and directions for each.

Is there a United Fidelity Bank, fsb in Christiansted, VI?

Yes. FDIC data lists 2 United Fidelity Bank, fsb branches in Christiansted as of September 5, 2026. Its branches are listed under United Fidelity Bank, fsb above, with the address and directions for each.

Which banks in Christiansted are open on Saturday?

None of the 3 locations with published hours lists Saturday hours. 7 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Christiansted?

Mid-island Credit Union and Christiansted Credit Union have their main office in Christiansted, according to the FDIC and the NCUA.

What is the oldest bank in Christiansted?

United Fidelity Bank, fsb has the longest record among banks with a branch here: the FDIC shows it operating since 1931.

Which credit unions can I join in Christiansted?

Mid-island Credit Union and Christiansted Credit Union have offices in Christiansted. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Christiansted in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Christiansted?

Nearby cities with more banks include Frederiksted, St John, Charlotte Amalie. Frederiksted is 9 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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