US Bank Directory
Banks in Charlotte Amalie, VI
3 FDIC-insured banks operate 8 offices in Charlotte Amalie, U.S. Virgin Islands, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Charlotte Amalie
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 10 locations in Charlotte Amalie, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Charlotte Amalie
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Banco Popular de Puerto Rico has the most locations in Charlotte Amalie, with 4. It is followed by FirstBank Puerto Rico (3). 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Banco Popular de Puerto Rico Bank · 4
Banco Popular de Puerto Rico has 4 branches in Charlotte Amalie, 7 across U.S. Virgin Islands and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1999. With $63.34 billion in total assets on June 30, 2026, it ranks No. 45 of 4,232 U.S. banks by total assets. The Main Office Branch at 193 Altona & Welgunst dates to 1993 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office Branch193 Altona & Welgunst, 00802
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Red Hook BranchEstate Smith Bay #1, 2, And 3 East End Quarter, 00801
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Fort Mylner BranchFort Mylner Shopping Center, Parcels 2-1, 2-2, 2-3, 00801
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Sugar State BranchLock Shart Gardens Shopping Center, Estate Thomas, 00801
FirstBank Puerto Rico Bank · 3
FirstBank Puerto Rico has 3 branches in Charlotte Amalie, 7 across U.S. Virgin Islands and 11 nationwide. FDIC records list its main office in Santurce, PR and show it operating since 1949. With $19.22 billion in total assets on June 30, 2026, it ranks No. 108 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Charlotte Amalie location is the St. Thomas Ii Branch at Port Of Sales Mall 9100 Havenside Su, dating to 1967; the newest, at 4700 Estate Charlotte Amalie, S. 101, to 1994. It does not publish hours in the sources this page uses; check its site before you go.
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Waterfront Branch11a & 11b Curacao Gade, 00802
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Firstbank Plaza Branch4700 Estate Charlotte Amalie, S. 101, 00802
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St. Thomas Ii BranchPort Of Sales Mall 9100 Havenside Su, 00802
Oriental Bank Bank · 1
Oriental Bank has 1 branch in Charlotte Amalie, 2 across U.S. Virgin Islands and 1 nationwide. FDIC records list its main office in San Juan, PR and show it operating since 1965. With $12.04 billion in total assets on June 30, 2026, it ranks No. 147 of 4,232 U.S. banks by total assets. The Charlotte Amalie Branch at 214c Altona And Welgunst dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Charlotte Amalie Branch214c Altona And Welgunst, 00802
St. Thomas Credit Union Credit union · 1
St. Thomas Credit Union has 1 office in Charlotte Amalie, 1 across U.S. Virgin Islands. It is based in Charlotte Amali, VI and $89.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office5027 Norre Gade, 00802
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Vitelco Employees Credit Union Credit union · 1
Vitelco Employees Credit Union has 1 office in Charlotte Amalie, 2 across U.S. Virgin Islands. It is based in Charlotte Amali, VI and $1.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3082 Kronprindsens Gade Ste 206, 00802
All hours
Mon to Wed 10 am to 2 pm; Thu 10 am to 12 pm; Fri 10 am to 2 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Charlotte Amalie
2 credit unions have 2 offices here: St. Thomas Credit Union and Vitelco Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Charlotte Amalie page has every office in the state's directory.
Banking in Charlotte Amalie: the local picture
Short answer: 3 banks run 8 branches in Charlotte Amalie according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Charlotte Amalie and 3 out of state, according to the FDIC.
The bank with the longest record here is FirstBank Puerto Rico, operating since 1949 according to the FDIC. In FDIC branch records, the longest-running branch is FirstBank Puerto Rico's office at Port Of Sales Mall 9100 Havenside Su, dating to 1967; the newest is Oriental Bank's at 214c Altona And Welgunst, from 2019.
2 credit unions have 2 offices in Charlotte Amalie, according to the NCUA. Who can join each one is on the credit unions page.
Of the 2 locations with published hours. None open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Charlotte Amalie
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 00802 has the most bank and credit union offices in Charlotte Amalie (7), followed by 00801 (3). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 00802 | 7 | 5 | FirstBank Puerto Rico, Banco Popular de Puerto Rico, Oriental Bank |
| 00801 | 3 | 1 | Banco Popular de Puerto Rico |
Saturday hours in Charlotte Amalie
Short answer: None of the 2 Charlotte Amalie locations with published hours lists Saturday hours. 8 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Charlotte Amalie, and where the nearest one is if they do not.
Short answer: No branches in Charlotte Amalie: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Charlotte Amalie | Nearest branch if none here |
|---|---|---|
| Chase | None | none in U.S. Virgin Islands |
| Wells Fargo | None | none in U.S. Virgin Islands |
| Bank of America | None | none in U.S. Virgin Islands |
| PNC Bank | None | none in U.S. Virgin Islands |
| U.S. Bank | None | none in U.S. Virgin Islands |
| Truist | None | none in U.S. Virgin Islands |
| Fifth Third Bank | None | none in U.S. Virgin Islands |
| Huntington | None | none in U.S. Virgin Islands |
| Regions Bank | None | none in U.S. Virgin Islands |
| TD Bank | None | none in U.S. Virgin Islands |
| BMO | None | none in U.S. Virgin Islands |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Charlotte Amalie to the nearest branch in U.S. Virgin Islands.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Charlotte Amalie residents like anyone else.
Banks near Charlotte Amalie
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are St John (9 miles) and Frederiksted (42 miles). Christiansted, 43 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in St John, VI | 9 mi | 2 | 2 |
| Banks in Frederiksted, VI | 42 mi | 2 | 2 |
| Banks in Christiansted, VI | 43 mi | 4 | 7 |
Bank branch openings and closings in Charlotte Amalie
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Charlotte Amalie between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Charlotte Amalie by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Charlotte Amalie offices.
Short answer: Banco Popular de Puerto Rico is the largest bank with offices in Charlotte Amalie, with $63.34 billion in total assets on June 30, 2026, No. 45 among U.S. banks by total assets. FirstBank Puerto Rico is second with $19.22 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | $63.34 billion | No. 45 | 4 | San Juan, PR |
| FirstBank Puerto Rico | $19.22 billion | No. 108 | 3 | Santurce, PR |
| Oriental Bank | $12.04 billion | No. 147 | 1 | San Juan, PR |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Charlotte Amalie: FAQ
How many banks are in Charlotte Amalie, VI?
Charlotte Amalie has 3 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Charlotte Amalie?
Banco Popular de Puerto Rico, with 4. FirstBank Puerto Rico has 3 and Oriental Bank has 1.
Is there a Banco Popular de Puerto Rico in Charlotte Amalie, VI?
Yes. FDIC data lists 4 Banco Popular de Puerto Rico branches in Charlotte Amalie as of September 5, 2026. Its branches are listed under Banco Popular de Puerto Rico above, with the address and directions for each.
Is there a FirstBank Puerto Rico in Charlotte Amalie, VI?
Yes. FDIC data lists 3 FirstBank Puerto Rico branches in Charlotte Amalie as of September 5, 2026. Its branches are listed under FirstBank Puerto Rico above, with the address and directions for each.
Is there a Oriental Bank in Charlotte Amalie, VI?
Yes. FDIC data lists 1 Oriental Bank branch in Charlotte Amalie as of September 5, 2026. The address and directions are under Oriental Bank above.
Which banks in Charlotte Amalie are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 8 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Charlotte Amalie?
FirstBank Puerto Rico has the longest record among banks with a branch here: the FDIC shows it operating since 1949.
Which credit unions can I join in Charlotte Amalie?
St. Thomas Credit Union and Vitelco Employees Credit Union have offices in Charlotte Amalie. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Charlotte Amalie in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Charlotte Amalie?
Nearby cities with more banks include St John, Frederiksted, Christiansted. St John is 9 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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