US Bank Directory
Banks in Front Royal, VA
7 FDIC-insured banks operate 10 offices in Front Royal, Virginia, and 1 credit union has 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Front Royal
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 13 locations in Front Royal, according to the FDIC and the NCUA. 12 of them have coordinates on record and are on the map. 8 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
12 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Front Royal
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo, United Bank and First Bank have the most locations in Front Royal, with 2 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Front Royal Credit Union Credit union · 3
Front Royal Credit Union has 3 officees in Front Royal, 3 across Virginia. It is based in Front Royal, VA and $86.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 3 Front Royal locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office230 N Royal Ave, 22630
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Front Royal Fcu113 South St, 22630
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Front Royal Fcu230 N Royal Ave, 22630
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Bank Bank · 2
First Bank has 2 branches in Front Royal, 31 across Virginia and 33 nationwide. FDIC records list its main office in Strasburg, VA and show it operating since 1907. With $2.07 billion in total assets on June 30, 2026, it ranks No. 589 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Front Royal location is the Front Royal Express Office Branch at 508 N Commerce Ave, dating to 1985; the newest, at 1717 N Shenandoah Ave, to 2002. It does not publish hours in the sources this page uses; check its site before you go.
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Front Royal Financial Center Branch1717 N Shenandoah Ave, 22630
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Front Royal Express Office Branch508 N Commerce Ave, 22630
United Bank Bank · 2
United Bank has 2 branches in Front Royal, 81 across Virginia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Front Royal location is the Front Royal Branch at 300 Warren Ave, dating to 1993; the newest, at 1729 N Shenandoah Ave, to 2003. 1 of its 2 Front Royal locations with published hours open on Saturday.
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Shenandoah Ave. Branch1729 N Shenandoah Ave, 22630
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
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Front Royal Branch300 Warren Ave, 22630
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: United Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Front Royal, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Front Royal location is the Royal Avenue Branch at 232 N Royal Ave, dating to 1973; the newest, at 256 Crooked Run Plz, to 2007. 1 of its 2 Front Royal locations with published hours open on Saturday.
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Royal Avenue Branch232 N Royal Ave, 22630
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Crooked Run Branch256 Crooked Run Plz, 22630
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Front Royal, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Front Royal Branch at 473 South St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Front Royal Branch473 South St, 22630
City National Bank of West Virginia Bank · 1
City National Bank of West Virginia has 1 branch in Front Royal, 13 across Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Front Royal Branch at 600 N Commerce Ave dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Front Royal Branch600 N Commerce Ave, 22630
Truist Bank · 1
Truist has 1 branch in Front Royal, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Royal Plaza Branch at 487 South St dates to 1982 in FDIC branch records. It opens on Saturday.
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Royal Plaza Branch487 South St, 22630
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Woodforest Bank · 1
Woodforest has 1 branch in Front Royal, 48 across Virginia and 743 nationwide. FDIC records list its main office in The Woodlands, TX and show it operating since 1980. With $8.98 billion in total assets on June 30, 2026, it ranks No. 181 of 4,232 U.S. banks by total assets. The Front Royal Walmart Branch at 10 Riverton Commons Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Front Royal Walmart Branch10 Riverton Commons Dr, 22630
Join a credit union in Front Royal
1 credit union has 3 offices here: Front Royal Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Front Royal page has every office in the state's directory.
Banking in Front Royal: the local picture
Short answer: 7 banks run 10 branches in Front Royal according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in Front Royal, 3 elsewhere in Virginia and 4 out of state, according to the FDIC.
The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 232 N Royal Ave, dating to 1973; the newest is Woodforest's at 10 Riverton Commons Dr, from 2008.
The only credit union with an office here is Front Royal Credit Union.
Of the 8 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Front Royal
Short answer: 3 of the 8 Front Royal locations with published hours open on Saturday, run by 3 institutions.
- Wells Fargo: 1 of 2 branches (256 Crooked Run Plz: Saturday 9 am to 2 pm)
- United Bank: 1 of 2 branches (300 Warren Ave: Saturday 9 am to 12 pm)
- Truist: 1 of 1 branch (487 South St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Front Royal, and where the nearest one is if they do not.
Short answer: In Front Royal: Wells Fargo (2), Truist (1). No branches in Front Royal: Chase (nearest in Purcellville, 30 mi), Bank of America (nearest in Purcellville, 30 mi), PNC Bank (nearest in Warrenton, 25 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Leesburg, 37 mi), BMO.
| Bank | In Front Royal | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 2 branches | here |
| Truist | 1 branch | here |
| Chase | None | Purcellville, 30 miles away |
| Bank of America | None | Purcellville, 30 miles away |
| PNC Bank | None | Warrenton, 25 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Leesburg, 37 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Front Royal to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Front Royal residents like anyone else.
Banks near Front Royal
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Strasburg (10 miles) and Stephens City (10 miles). Winchester, 17 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Strasburg, VA | 10 mi | 3 | 3 |
| Banks in Stephens City, VA | 10 mi | 6 | 6 |
| Banks in Winchester, VA | 17 mi | 12 | 28 |
| Banks in Woodstock, VA | 18 mi | 6 | 7 |
| Banks in Marshall, VA | 18 mi | 2 | 2 |
| Banks in Berryville, VA | 19 mi | 2 | 2 |
| Banks in Luray, VA | 24 mi | 3 | 3 |
| Banks in Middleburg, VA | 25 mi | 5 | 5 |
Bank branch openings and closings in Front Royal
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Front Royal between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Front Royal
Short answer: 1 institution has its main office in Front Royal: Front Royal Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Front Royal Credit Union | Credit union | $86.5 million | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Front Royal by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Front Royal offices.
Short answer: Wells Fargo is the largest bank with offices in Front Royal, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| United Bank | $33.64 billion | No. 65 | 2 | Fairfax, VA |
| Woodforest | $8.98 billion | No. 181 | 1 | The Woodlands, TX |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 1 | Charleston, WV |
| First Bank | $2.07 billion | No. 589 | 2 | Strasburg, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Front Royal: FAQ
How many banks are in Front Royal, VA?
Front Royal has 7 banks with 10 branches and 1 credit union with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Front Royal?
Wells Fargo, with 2. United Bank has 2 and First Bank has 2.
Is there a Wells Fargo in Front Royal, VA?
Yes. FDIC data lists 2 Wells Fargo branches in Front Royal as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a United Bank in Front Royal, VA?
Yes. FDIC data lists 2 United Bank branches in Front Royal as of September 5, 2026. Its branches are listed under United Bank above, with the address and directions for each.
Is there a First Bank in Front Royal, VA?
Yes. FDIC data lists 2 First Bank branches in Front Royal as of September 5, 2026. Its branches are listed under First Bank above, with the address and directions for each.
Is there a Chase in Front Royal, VA?
No. FDIC data lists no Chase branch in Front Royal as of September 5, 2026. The nearest is in Purcellville, about 30 miles away in a straight line.
Which banks in Front Royal are open on Saturday?
Wells Fargo, United Bank and Truist publish Saturday hours for one or more Front Royal locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Front Royal?
Front Royal Credit Union has its main office in Front Royal, according to the FDIC and the NCUA.
What is the oldest bank in Front Royal?
Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.
Which credit unions can I join in Front Royal?
Front Royal Credit Union has an office in Front Royal. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Front Royal in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Front Royal?
Nearby cities with more banks include Strasburg, Stephens City, Winchester. Strasburg is 10 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (5 of 10 branches: Truist, United Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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