US Bank Directory
Banks in Stephens City, VA
6 FDIC-insured banks operate 6 offices in Stephens City, Virginia.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Stephens City
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Stephens City, according to the FDIC. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Stephens City
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Stephens City, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank Of Clarke Bank · 1
Bank Of Clarke has 1 branch in Stephens City, 14 across Virginia and 15 nationwide. FDIC records list its main office in Berryville, VA and show it operating since 1881. With $1.85 billion in total assets on June 30, 2026, it ranks No. 641 of 4,232 U.S. banks by total assets. The Stephens City Branch at 382 Fairfax Pike dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stephens City Branch382 Fairfax Pike, 22655
Capon Valley Bank Bank · 1
Capon Valley Bank has 1 branch in Stephens City, 3 across Virginia and 6 nationwide. FDIC records list its main office in Wardensville, WV and show it operating since 1918. With $244.2 million in total assets on June 30, 2026, it ranks No. 2,758 of 4,232 U.S. banks by total assets. The Capon Valley Bank - Stephens City Branch at 5511 Main St dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Capon Valley Bank - Stephens City Branch5511 Main St, 22655
City National Bank of West Virginia Bank · 1
City National Bank of West Virginia has 1 branch in Stephens City, 13 across Virginia and 97 nationwide. FDIC records list its main office in Charleston, WV and show it operating since 1957. With $6.76 billion in total assets on June 30, 2026, it ranks No. 229 of 4,232 U.S. banks by total assets. The Stephens City Branch at 100 Elizabeth Dr dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Stephens City Branch100 Elizabeth Dr, 22655
First Bank Bank · 1
First Bank has 1 branch in Stephens City, 31 across Virginia and 33 nationwide. FDIC records list its main office in Strasburg, VA and show it operating since 1907. With $2.07 billion in total assets on June 30, 2026, it ranks No. 589 of 4,232 U.S. banks by total assets. The Sherando Financial Center Branch at 695 Fairfax Pike dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Sherando Financial Center Branch695 Fairfax Pike, 22655
FNB Bank Bank · 1
FNB Bank has 1 branch in Stephens City, 1 across Virginia and 8 nationwide. FDIC records list its main office in Romney, WV and show it operating since 1910. With $277.9 million in total assets on June 30, 2026, it ranks No. 2,589 of 4,232 U.S. banks by total assets. The Warrior Drive Branch at 731 Warrior Dr dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Warrior Drive Branch731 Warrior Dr, 22655
Truist Bank · 1
Truist has 1 branch in Stephens City, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Stephens City Branch at 330 Fairfax Pike dates to 1975 in FDIC branch records. It opens on Saturday.
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Stephens City Branch330 Fairfax Pike, 22655
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Stephens City: the local picture
Short answer: 6 banks run 6 branches in Stephens City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Stephens City, 2 elsewhere in Virginia and 4 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Truist's office at 330 Fairfax Pike, dating to 1975; the newest is FNB Bank's at 731 Warrior Dr, from 2023.
Of the 1 location with published hours. 1 opens on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in Stephens City
Short answer: 1 of the 1 Stephens City location with published hours opens on Saturday, run by 1 institution.
- Truist: 1 of 1 branch (330 Fairfax Pike: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Stephens City, and where the nearest one is if they do not.
Short answer: In Stephens City: Truist (1). No branches in Stephens City: Chase (nearest in Purcellville, 27 mi), Wells Fargo (nearest in Winchester, 5 mi), Bank of America (nearest in Purcellville, 27 mi), PNC Bank (nearest in Warrenton, 33 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Leesburg, 35 mi), BMO.
| Bank | In Stephens City | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Purcellville, 27 miles away |
| Wells Fargo | None | Winchester, 5 miles away |
| Bank of America | None | Purcellville, 27 miles away |
| PNC Bank | None | Warrenton, 33 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Leesburg, 35 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Stephens City to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Stephens City residents like anyone else.
Banks near Stephens City
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Winchester (7 miles) and Strasburg (10 miles). Winchester, 7 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Winchester, VA | 7 mi | 12 | 28 |
| Banks in Strasburg, VA | 10 mi | 3 | 3 |
| Banks in Front Royal, VA | 10 mi | 7 | 10 |
| Banks in Berryville, VA | 13 mi | 2 | 2 |
| Banks in Woodstock, VA | 22 mi | 6 | 7 |
| Banks in Marshall, VA | 24 mi | 2 | 2 |
| Banks in Middleburg, VA | 26 mi | 5 | 5 |
| Banks in Purcellville, VA | 27 mi | 8 | 8 |
Bank branch openings and closings in Stephens City
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Stephens City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Stephens City by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Stephens City offices.
Short answer: Truist is the largest bank with offices in Stephens City, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. City National Bank of West Virginia is second with $6.76 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| City National Bank of West Virginia | $6.76 billion | No. 229 | 1 | Charleston, WV |
| First Bank | $2.07 billion | No. 589 | 1 | Strasburg, VA |
| Bank Of Clarke | $1.85 billion | No. 641 | 1 | Berryville, VA |
| FNB Bank | $277.9 million | No. 2,589 | 1 | Romney, WV |
| Capon Valley Bank | $244.2 million | No. 2,758 | 1 | Wardensville, WV |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Stephens City: FAQ
How many banks are in Stephens City, VA?
Stephens City has 6 banks with 6 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Stephens City?
Truist, with 1. City National Bank of West Virginia has 1 and First Bank has 1.
Is there a Truist in Stephens City, VA?
Yes. FDIC data lists 1 Truist branch in Stephens City as of September 5, 2026. The address and directions are under Truist above.
Is there a City National Bank of West Virginia in Stephens City, VA?
Yes. FDIC data lists 1 City National Bank of West Virginia branch in Stephens City as of September 5, 2026. The address and directions are under City National Bank of West Virginia above.
Is there a First Bank in Stephens City, VA?
Yes. FDIC data lists 1 First Bank branch in Stephens City as of September 5, 2026. The address and directions are under First Bank above.
Is there a Chase in Stephens City, VA?
No. FDIC data lists no Chase branch in Stephens City as of September 5, 2026. The nearest is in Purcellville, about 27 miles away in a straight line.
Which banks in Stephens City are open on Saturday?
Truist publishes Saturday hours for one or more Stephens City locations. The Saturday section above lists each one with its hours. 5 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Stephens City?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Did any bank branches open or close in Stephens City in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Stephens City?
Nearby cities with more banks include Winchester, Strasburg, Front Royal. Winchester is 7 miles away with 12 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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