US Bank Directory
Banks in Luray, VA
3 FDIC-insured banks operate 3 offices in Luray, Virginia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Luray
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Luray, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Luray
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Truist, Blue Ridge Bank and Pioneer Bank have the most locations in Luray, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Blue Ridge Bank Bank · 1
Blue Ridge Bank has 1 branch in Luray, 26 across Virginia and 27 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2000. With $2.31 billion in total assets on June 30, 2026, it ranks No. 542 of 4,232 U.S. banks by total assets. The Luray Branch at 17 W Main St dates to 1893 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Luray Branch17 W Main St, 22835
Partners 1st Credit Union Credit union · 1
Partners 1st Credit Union has 1 office in Luray, 5 across Virginia. It is based in Fort Wayne, IN and $548.4 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Partners 1St Fcu, Br. 88612 E Main St, 22835
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Pioneer Bank Bank · 1
Pioneer Bank has 1 branch in Luray, 7 across Virginia and 7 nationwide. FDIC records list its main office in Stanley, VA and show it operating since 1909. With $371.8 million in total assets on June 30, 2026, it ranks No. 2,181 of 4,232 U.S. banks by total assets. The Luray Branch at 800 E Main St dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Luray Branch800 E Main St, 22835
Truist Bank · 1
Truist has 1 branch in Luray, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Luray Branch at 1402 Us Highway 211 W dates to 2006 in FDIC branch records. It opens on Saturday.
-
Luray Branch1402 Us Highway 211 W, 22835
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Luray
1 credit union has 1 office here: Partners 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Luray page has every office in the state's directory.
Banking in Luray: the local picture
Short answer: 3 banks run 3 branches in Luray according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Luray, 2 elsewhere in Virginia and 1 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is Blue Ridge Bank's office at 17 W Main St, dating to 1893; the newest is Truist's at 1402 Us Highway 211 W, from 2006.
The only credit union with an office here is Partners 1st Credit Union.
Of the 2 locations with published hours. 2 open on Saturday. 2 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Luray
Short answer: 2 of the 2 Luray locations with published hours open on Saturday, run by 2 institutions.
- Truist: 1 of 1 branch (1402 Us Highway 211 W: Saturday 9 am to 12 pm)
- Partners 1st Credit Union: 1 of 1 office (612 E Main St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Luray, and where the nearest one is if they do not.
Short answer: In Luray: Truist (1). No branches in Luray: Chase (nearest in Charlottesville, 41 mi), Wells Fargo (nearest in Madison, 22 mi), Bank of America (nearest in Harrisonburg, 26 mi), PNC Bank (nearest in Warrenton, 36 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 54 mi), BMO.
| Bank | In Luray | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Charlottesville, 41 miles away |
| Wells Fargo | None | Madison, 22 miles away |
| Bank of America | None | Harrisonburg, 26 miles away |
| PNC Bank | None | Warrenton, 36 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Manassas, 54 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Luray to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Luray residents like anyone else.
Banks near Luray
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Woodstock (15 miles) and Shenandoah (15 miles). Harrisonburg, 27 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Woodstock, VA | 15 mi | 6 | 7 |
| Banks in Shenandoah, VA | 15 mi | 2 | 2 |
| Banks in Broadway, VA | 18 mi | 3 | 3 |
| Banks in Elkton, VA | 20 mi | 3 | 3 |
| Banks in Madison, VA | 22 mi | 2 | 2 |
| Banks in Front Royal, VA | 24 mi | 7 | 10 |
| Banks in Strasburg, VA | 24 mi | 3 | 3 |
| Banks in Harrisonburg, VA | 27 mi | 14 | 28 |
Bank branch openings and closings in Luray
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Luray between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Luray by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Luray offices.
Short answer: Truist is the largest bank with offices in Luray, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Blue Ridge Bank is second with $2.31 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| Blue Ridge Bank | $2.31 billion | No. 542 | 1 | Martinsville, VA |
| Pioneer Bank | $371.8 million | No. 2,181 | 1 | Stanley, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Luray: FAQ
How many banks are in Luray, VA?
Luray has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Luray?
Truist, with 1. Blue Ridge Bank has 1 and Pioneer Bank has 1.
Is there a Truist in Luray, VA?
Yes. FDIC data lists 1 Truist branch in Luray as of September 5, 2026. The address and directions are under Truist above.
Is there a Blue Ridge Bank in Luray, VA?
Yes. FDIC data lists 1 Blue Ridge Bank branch in Luray as of September 5, 2026. The address and directions are under Blue Ridge Bank above.
Is there a Pioneer Bank in Luray, VA?
Yes. FDIC data lists 1 Pioneer Bank branch in Luray as of September 5, 2026. The address and directions are under Pioneer Bank above.
Is there a Chase in Luray, VA?
No. FDIC data lists no Chase branch in Luray as of September 5, 2026. The nearest is in Charlottesville, about 41 miles away in a straight line.
Which banks in Luray are open on Saturday?
Truist and Partners 1st Credit Union publish Saturday hours for one or more Luray locations. The Saturday section above lists each one with its hours. 2 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Luray?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Luray?
Partners 1st Credit Union has an office in Luray. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Luray in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Luray?
Nearby cities with more banks include Woodstock, Shenandoah, Broadway. Woodstock is 15 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 3 branches: Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds