US Bank Directory
Banks in Floyd, VA
3 FDIC-insured banks operate 3 offices in Floyd, Virginia.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Floyd
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in Floyd, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Floyd
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Atlantic Union Bank, Carter Bank & Trust and SKYLINE NATIONAL BANK have the most locations in Floyd, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Floyd, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Floyd Branch at 680 E Main St dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Floyd Branch680 E Main St, 24091
Carter Bank & Trust Bank · 1
Carter Bank & Trust has 1 branch in Floyd, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Floyd Branch at 213 N Locust St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Floyd Branch213 N Locust St, 24091
SKYLINE NATIONAL BANK Bank · 1
SKYLINE NATIONAL BANK has 1 branch in Floyd, 17 across Virginia and 28 nationwide. FDIC records list its main office in Independence, VA and show it operating since 1900. With $1.33 billion in total assets on June 30, 2026, it ranks No. 829 of 4,232 U.S. banks by total assets. The Bank Of Floyd Branch at 212 E Main St dates to 1951 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Bank Of Floyd Branch212 E Main St, 24091
Banking in Floyd: the local picture
Short answer: 3 banks run 3 branches in Floyd according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Floyd, 3 elsewhere in Virginia, according to the FDIC.
The bank with the longest record here is SKYLINE NATIONAL BANK, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is SKYLINE NATIONAL BANK's office at 212 E Main St, dating to 1951; the newest is Atlantic Union Bank's at 680 E Main St, from 2008.
None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Floyd, and where the nearest one is if they do not.
Short answer: No branches in Floyd: Chase (nearest in Charlottesville, 126 mi), Wells Fargo (nearest in Christiansburg, 18 mi), Bank of America (nearest in Lynchburg, 70 mi), PNC Bank (nearest in Fredericksburg, 179 mi), U.S. Bank, Truist (nearest in Ferrum, 17 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 201 mi), BMO.
| Bank | In Floyd | Nearest branch if none here |
|---|---|---|
| Chase | None | Charlottesville, 126 miles away |
| Wells Fargo | None | Christiansburg, 18 miles away |
| Bank of America | None | Lynchburg, 70 miles away |
| PNC Bank | None | Fredericksburg, 179 miles away |
| U.S. Bank | None | none in Virginia |
| Truist | None | Ferrum, 17 miles away |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Manassas, 201 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Floyd to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Floyd residents like anyone else.
Banks near Floyd
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ferrum (17 miles) and Christiansburg (17 miles). Christiansburg, 17 miles away, has the most banks nearby: 11.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ferrum, VA | 17 mi | 2 | 2 |
| Banks in Christiansburg, VA | 17 mi | 11 | 14 |
| Banks in Stuart, VA | 19 mi | 4 | 4 |
| Banks in Radford, VA | 21 mi | 7 | 7 |
| Banks in Blacksburg, VA | 22 mi | 9 | 13 |
| Banks in Dublin, VA | 25 mi | 2 | 2 |
| Banks in Rocky Mount, VA | 25 mi | 6 | 7 |
| Banks in Hillsville, VA | 25 mi | 4 | 4 |
Bank branch openings and closings in Floyd
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Floyd between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Floyd by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Floyd offices.
Short answer: Atlantic Union Bank is the largest bank with offices in Floyd, with $38.02 billion in total assets on June 30, 2026, No. 59 among U.S. banks by total assets. Carter Bank & Trust is second with $4.80 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| Carter Bank & Trust | $4.80 billion | No. 293 | 1 | Martinsville, VA |
| SKYLINE NATIONAL BANK | $1.33 billion | No. 829 | 1 | Independence, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Floyd: FAQ
How many banks are in Floyd, VA?
Floyd has 3 banks with 3 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Floyd?
Atlantic Union Bank, with 1. Carter Bank & Trust has 1 and SKYLINE NATIONAL BANK has 1.
Is there a Atlantic Union Bank in Floyd, VA?
Yes. FDIC data lists 1 Atlantic Union Bank branch in Floyd as of September 5, 2026. The address and directions are under Atlantic Union Bank above.
Is there a Carter Bank & Trust in Floyd, VA?
Yes. FDIC data lists 1 Carter Bank & Trust branch in Floyd as of September 5, 2026. The address and directions are under Carter Bank & Trust above.
Is there a SKYLINE NATIONAL BANK in Floyd, VA?
Yes. FDIC data lists 1 SKYLINE NATIONAL BANK branch in Floyd as of September 5, 2026. The address and directions are under SKYLINE NATIONAL BANK above.
Is there a Chase in Floyd, VA?
No. FDIC data lists no Chase branch in Floyd as of September 5, 2026. The nearest is in Charlottesville, about 126 miles away in a straight line.
What is the oldest bank in Floyd?
SKYLINE NATIONAL BANK has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Did any bank branches open or close in Floyd in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Floyd?
Nearby cities with more banks include Ferrum, Christiansburg, Stuart. Ferrum is 17 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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