US Bank Directory

Banks in Radford, VA

7 FDIC-insured banks operate 7 offices in Radford, Virginia, and 2 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Radford

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 9 banks and credit unions operate 10 locations in Radford, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 4 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Radford

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 7 banks share the most locations in Radford, with 1 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Inland Motor Employees Credit Union 2 offices · main office Radford, VA Credit union · 2

Inland Motor Employees Credit Union has 2 officees in Radford, 2 across Virginia. It is based in Radford, VA and $1.5 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Radford locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    501 W Main St, 24141
    (540) 731-6125Today 10 am to 4 pm
    All hours

    Mon to Fri 10 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Rock Rd. Branch
    201 W Rock Rd, 24141
    (540) 639-9046Today 10 am to 4 pm
    All hours

    Mon to Fri 10 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Inland Motor Employees Credit Union: profile, branches and contacts
Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Radford, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Radford Branch at 50 W Main St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Atlantic Union Bank: profile, branches and contacts
Carter Bank & Trust 1 branch · main office Martinsville, VA Bank · 1

Carter Bank & Trust has 1 branch in Radford, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Radford Branch at 1900 E Main St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Carter Bank & Trust: profile, branches and contacts
First Community Bank 1 branch · main office Bluefield, VA Bank · 1

First Community Bank has 1 branch in Radford, 26 across Virginia and 67 nationwide. FDIC records list its main office in Bluefield, VA and show it operating since 1920. With $3.61 billion in total assets on June 30, 2026, it ranks No. 365 of 4,232 U.S. banks by total assets. The Radford Branch at 1400 Tyler Ave dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

First Community Bank: profile, branches and contacts
First Nrv Credit Union 1 office · main office Radford, VA Credit union · 1

First Nrv Credit Union has 1 office in Radford, 2 across Virginia. It is based in Radford, VA and $39.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    900 W Main St, 24141
    (540) 639-0885Today 8 am to 5 pm
    All hours

    Mon to Fri 8 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

First Nrv Credit Union: profile, branches and contacts
SKYLINE NATIONAL BANK 1 branch · main office Independence, VA Bank · 1

SKYLINE NATIONAL BANK has 1 branch in Radford, 17 across Virginia and 28 nationwide. FDIC records list its main office in Independence, VA and show it operating since 1900. With $1.33 billion in total assets on June 30, 2026, it ranks No. 829 of 4,232 U.S. banks by total assets. The Fairlawn Branch at 7349 Peppers Ferry Blvd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Fairlawn Branch
    7349 Peppers Ferry Blvd, 24141
    Hours: see the bank's site
SKYLINE NATIONAL BANK: profile, branches and contacts
The Bank of Marion 1 branch · main office Marion, VA Bank · 1

The Bank of Marion has 1 branch in Radford, 16 across Virginia and 17 nationwide. FDIC records list its main office in Marion, VA and show it operating since 1874. With $634.1 million in total assets on June 30, 2026, it ranks No. 1,500 of 4,232 U.S. banks by total assets. The New River Valley-Branch Of The Bank Of Marion at 220 West Main Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • New River Valley-Branch Of The Bank Of Marion
    220 West Main Street, 24141
    Hours: see the bank's site
The Bank of Marion: profile, branches and contacts
The National Bank of Blacksburg 1 branch · main office Blacksburg, VA Bank · 1

The National Bank of Blacksburg has 1 branch in Radford, 28 across Virginia and 28 nationwide. FDIC records list its main office in Blacksburg, VA and show it operating since 1891. With $1.83 billion in total assets on June 30, 2026, it ranks No. 645 of 4,232 U.S. banks by total assets. The 2001 Norwood Street Branch at 2001 Norwood Street dates to 1920 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 2001 Norwood Street Branch
    2001 Norwood Street, 24143
    Hours: see the bank's site
The National Bank of Blacksburg: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Radford, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Radford Branch at 1201 E Main St dates to 1969 in FDIC branch records. It opens on Saturday.

  • Radford Branch
    1201 E Main St, 24141
    (540) 633-5401Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Join a credit union in Radford

2 credit unions have 3 offices here: Inland Motor Employees Credit Union and First Nrv Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Radford page has every office in the state's directory.

Banking in Radford: the local picture

Short answer: 7 banks run 7 branches in Radford according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 7 banks, 0 have their main office in Radford, 6 elsewhere in Virginia and 1 out of state, according to the FDIC.

The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is The National Bank of Blacksburg's office at 2001 Norwood Street, dating to 1920; the newest is The Bank of Marion's at 220 West Main Street, from 2023.

2 credit unions have 3 offices in Radford, according to the NCUA. Who can join each one is on the credit unions page.

Of the 4 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.

Banks by ZIP code in Radford

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 24141 has the most bank and credit union offices in Radford (9), followed by 24143 (1). Offices are spread across 2 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
2414198Inland Motor Employees Credit Union, Atlantic Union Bank, Carter Bank & Trust
2414311The National Bank of Blacksburg

Banks open on Saturday in Radford

Short answer: 1 of the 4 Radford locations with published hours opens on Saturday, run by 1 institution.

  • Truist: 1 of 1 branch (1201 E Main St: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Radford, and where the nearest one is if they do not.

Short answer: In Radford: Truist (1). No branches in Radford: Chase (nearest in Charlottesville, 129 mi), Wells Fargo (nearest in Christiansburg, 8 mi), Bank of America (nearest in Lynchburg, 78 mi), PNC Bank (nearest in Fredericksburg, 184 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Manassas, 202 mi), BMO.

BankIn RadfordNearest branch if none here
Truist1 branchhere
ChaseNoneCharlottesville, 129 miles away
Wells FargoNoneChristiansburg, 8 miles away
Bank of AmericaNoneLynchburg, 78 miles away
PNC BankNoneFredericksburg, 184 miles away
U.S. BankNonenone in Virginia
Fifth Third BankNonenone in Virginia
HuntingtonNonenone in Virginia
Regions BankNonenone in Virginia
TD BankNoneManassas, 202 miles away
BMONonenone in Virginia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Radford to the nearest branch in Virginia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Radford residents like anyone else.

Banks near Radford

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Dublin (7 miles) and Christiansburg (8 miles). Christiansburg, 8 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Radford

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Radford between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Radford

Short answer: 2 institutions have their main office in Radford: Inland Motor Employees Credit Union and First Nrv Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Inland Motor Employees Credit UnionCredit union$1.5 million2
First Nrv Credit UnionCredit union$39.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Radford by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Radford offices.

Short answer: Truist is the largest bank with offices in Radford, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. Atlantic Union Bank is second with $38.02 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Truist$548.35 billionNo. 91Charlotte, NC
Atlantic Union Bank$38.02 billionNo. 591Richmond City, VA
Carter Bank & Trust$4.80 billionNo. 2931Martinsville, VA
First Community Bank$3.61 billionNo. 3651Bluefield, VA
The National Bank of Blacksburg$1.83 billionNo. 6451Blacksburg, VA
SKYLINE NATIONAL BANK$1.33 billionNo. 8291Independence, VA
The Bank of Marion$634.1 millionNo. 1,5001Marion, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Radford: FAQ

How many banks are in Radford, VA?

Radford has 7 banks with 7 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Radford?

Truist, with 1. Atlantic Union Bank has 1 and Carter Bank & Trust has 1.

Is there a Truist in Radford, VA?

Yes. FDIC data lists 1 Truist branch in Radford as of September 5, 2026. The address and directions are under Truist above.

Is there a Atlantic Union Bank in Radford, VA?

Yes. FDIC data lists 1 Atlantic Union Bank branch in Radford as of September 5, 2026. The address and directions are under Atlantic Union Bank above.

Is there a Carter Bank & Trust in Radford, VA?

Yes. FDIC data lists 1 Carter Bank & Trust branch in Radford as of September 5, 2026. The address and directions are under Carter Bank & Trust above.

Is there a Chase in Radford, VA?

No. FDIC data lists no Chase branch in Radford as of September 5, 2026. The nearest is in Charlottesville, about 129 miles away in a straight line.

Which banks in Radford are open on Saturday?

Truist publishes Saturday hours for one or more Radford locations. The Saturday section above lists each one with its hours. 6 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Radford?

Inland Motor Employees Credit Union and First Nrv Credit Union have their main office in Radford, according to the FDIC and the NCUA.

What is the oldest bank in Radford?

Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.

Which credit unions can I join in Radford?

Inland Motor Employees Credit Union and First Nrv Credit Union have offices in Radford. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Radford in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Radford?

Nearby cities with more banks include Dublin, Christiansburg, Blacksburg. Dublin is 7 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 3 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 7 branches: Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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