US Bank Directory
Banks in Chatham, VA
5 FDIC-insured banks operate 6 offices in Chatham, Virginia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Chatham
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in Chatham, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Chatham
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Citizens Bank has the most locations in Chatham, with 2. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 2
First Citizens Bank has 2 branches in Chatham, 36 across Virginia and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Chatham location is the Chatham Branch at 1 S Main St, dating to 1931; the newest, at 13720 Us Highway 29, to 1996. Its published hours do not list Saturday.
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Chatham Branch1 S Main St, 24531
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
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Chatham Express Branch13720 Us Highway 29, 24531
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in Chatham, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Chatham Office at 13880 Us Highway 29 dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chatham Office13880 Us Highway 29, 24531
Carter Bank & Trust Bank · 1
Carter Bank & Trust has 1 branch in Chatham, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. The Chatham Branch at 140 S Main St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chatham Branch140 S Main St, 24531
First National Bank Bank · 1
First National Bank has 1 branch in Chatham, 20 across Virginia and 20 nationwide. FDIC records list its main office in Altavista, VA and show it operating since 1908. With $1.14 billion in total assets on June 30, 2026, it ranks No. 933 of 4,232 U.S. banks by total assets. The Chatham Branch at 55 N Main St dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Chatham Branch55 N Main St, 24531
Truist Bank · 1
Truist has 1 branch in Chatham, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Chatham Branch at 148 Tightsqueeze Rd dates to 1988 in FDIC branch records. Its published hours do not list Saturday.
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Chatham Branch148 Tightsqueeze Rd, 24531
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Urw Community Credit Union Credit union · 1
Urw Community Credit Union has 1 office in Chatham, 6 across Virginia. It is based in Danville, VA and $225.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Chatham Branch13413 Us Highway 29, 24531
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Chatham
1 credit union has 1 office here: Urw Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Chatham page has every office in the state's directory.
Banking in Chatham: the local picture
Short answer: 5 banks run 6 branches in Chatham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Chatham, 3 elsewhere in Virginia and 2 out of state, according to the FDIC.
The bank with the longest record here is Truist, operating since 1872 according to the FDIC. In FDIC branch records, the longest-running branch is First Citizens Bank's office at 1 S Main St, dating to 1931; the newest is Atlantic Union Bank's at 13880 Us Highway 29, from 1999.
The only credit union with an office here is Urw Community Credit Union.
Of the 3 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Chatham
Short answer: None of the 3 Chatham locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Chatham, and where the nearest one is if they do not.
Short answer: In Chatham: Truist (1). No branches in Chatham: Chase (nearest in Charlottesville, 98 mi), Wells Fargo (nearest in Danville, 16 mi), Bank of America (nearest in Lynchburg, 41 mi), PNC Bank (nearest in Fredericksburg, 143 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 168 mi), BMO.
| Bank | In Chatham | Nearest branch if none here |
|---|---|---|
| Truist | 1 branch | here |
| Chase | None | Charlottesville, 98 miles away |
| Wells Fargo | None | Danville, 16 miles away |
| Bank of America | None | Lynchburg, 41 miles away |
| PNC Bank | None | Fredericksburg, 143 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 168 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Chatham to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Chatham residents like anyone else.
Banks near Chatham
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Gretna (10 miles) and Danville (14 miles). Danville, 14 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Gretna, VA | 10 mi | 2 | 2 |
| Banks in Danville, VA | 14 mi | 9 | 20 |
| Banks in Altavista, VA | 23 mi | 4 | 5 |
| Banks in Martinsville, VA | 27 mi | 8 | 11 |
| Banks in South Boston, VA | 27 mi | 7 | 8 |
| Banks in Moneta, VA | 28 mi | 4 | 4 |
| Banks in Hardy, VA | 28 mi | 5 | 5 |
| Banks in Collinsville, VA | 29 mi | 3 | 3 |
Bank branch openings and closings in Chatham
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Chatham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Chatham by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Chatham offices.
Short answer: Truist is the largest bank with offices in Chatham, with $548.35 billion in total assets on June 30, 2026, No. 9 among U.S. banks by total assets. First Citizens Bank is second with $236.32 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Citizens Bank | $236.32 billion | No. 19 | 2 | Raleigh, NC |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| Carter Bank & Trust | $4.80 billion | No. 293 | 1 | Martinsville, VA |
| First National Bank | $1.14 billion | No. 933 | 1 | Altavista, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Chatham: FAQ
How many banks are in Chatham, VA?
Chatham has 5 banks with 6 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Chatham?
First Citizens Bank, with 2. Truist has 1 and Atlantic Union Bank has 1.
Is there a First Citizens Bank in Chatham, VA?
Yes. FDIC data lists 2 First Citizens Bank branches in Chatham as of September 5, 2026. Its branches are listed under First Citizens Bank above, with the address and directions for each.
Is there a Truist in Chatham, VA?
Yes. FDIC data lists 1 Truist branch in Chatham as of September 5, 2026. The address and directions are under Truist above.
Is there a Atlantic Union Bank in Chatham, VA?
Yes. FDIC data lists 1 Atlantic Union Bank branch in Chatham as of September 5, 2026. The address and directions are under Atlantic Union Bank above.
Is there a Chase in Chatham, VA?
No. FDIC data lists no Chase branch in Chatham as of September 5, 2026. The nearest is in Charlottesville, about 98 miles away in a straight line.
Which banks in Chatham are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Chatham?
Truist has the longest record among banks with a branch here: the FDIC shows it operating since 1872.
Which credit unions can I join in Chatham?
Urw Community Credit Union has an office in Chatham. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Chatham in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Chatham?
Nearby cities with more banks include Gretna, Danville, Altavista. Gretna is 10 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 6 branches: First Citizens Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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