US Bank Directory
Banks in South Boston, VA
7 FDIC-insured banks operate 8 offices in South Boston, Virginia, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: South Boston
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 11 locations in South Boston, according to the FDIC and the NCUA. 11 of them have coordinates on record and are on the map. 6 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in South Boston
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Carter Bank & Trust has the most locations in South Boston, with 2. The other 6 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Carter Bank & Trust Bank · 2
Carter Bank & Trust has 2 branches in South Boston, 51 across Virginia and 66 nationwide. FDIC records list its main office in Martinsville, VA and show it operating since 2006. With $4.80 billion in total assets on June 30, 2026, it ranks No. 293 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running South Boston location is the Downtown South Boston Branch at 222 Main St, dating to 1985; the newest, at 4013 Halifax Rd, to 1992. It does not publish hours in the sources this page uses; check its site before you go.
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Downtown South Boston Branch222 Main St, 24592
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Centerville Branch4013 Halifax Rd, 24592
Halifax County Community Credit Union Credit union · 2
Halifax County Community Credit Union has 2 officees in South Boston, 2 across Virginia. It is based in South Boston, VA and $7.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 South Boston locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1176 Huell Matthews Hwy, 24592
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Halifax County Community Federal Credit Union1176 Huell Matthews Hwy, 24592
All hours
Mon to Fri 9 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Atlantic Union Bank Bank · 1
Atlantic Union Bank has 1 branch in South Boston, 130 across Virginia and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The South Boston Office at 3609 Old Halifax Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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South Boston Office3609 Old Halifax Rd, 24592
Benchmark Community Bank Bank · 1
Benchmark Community Bank has 1 branch in South Boston, 14 across Virginia and 18 nationwide. FDIC records list its main office in Kenbridge, VA and show it operating since 1971. With $1.41 billion in total assets on June 30, 2026, it ranks No. 786 of 4,232 U.S. banks by total assets. The South Boston Branch at 1135 Huell Matthews Hwy dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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South Boston Branch1135 Huell Matthews Hwy, 24592
First Horizon Bank · 1
First Horizon has 1 branch in South Boston, 8 across Virginia and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The South Boston Ii Branch at 410 Main St dates to 1917 in FDIC branch records. Its published hours do not list Saturday.
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South Boston Ii Branch410 Main St, 24592
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026
First National Bank Bank · 1
First National Bank has 1 branch in South Boston, 20 across Virginia and 20 nationwide. FDIC records list its main office in Altavista, VA and show it operating since 1908. With $1.14 billion in total assets on June 30, 2026, it ranks No. 933 of 4,232 U.S. banks by total assets. The Halifax Road Branch at 4027 Halifax Road dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Halifax Road Branch4027 Halifax Road, 24592
Truist Bank · 1
Truist has 1 branch in South Boston, 259 across Virginia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The South Boston Branch at 4030 Halifax Rd dates to 1923 in FDIC branch records. It opens on Saturday.
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South Boston Branch4030 Halifax Rd, 24592
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Urw Community Credit Union Credit union · 1
Urw Community Credit Union has 1 office in South Boston, 6 across Virginia. It is based in Danville, VA and $225.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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South Boston Branch4018 Halifax Rd, 24592
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in South Boston, 179 across Virginia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The South Boston Branch at 3300 Halifax Rd dates to 1974 in FDIC branch records. It opens on Saturday.
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South Boston Branch3300 Halifax Rd, 24592
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in South Boston
2 credit unions have 3 offices here: Halifax County Community Credit Union and Urw Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in South Boston page has every office in the state's directory.
Banking in South Boston: the local picture
Short answer: 7 banks run 8 branches in South Boston according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 0 have their main office in South Boston, 4 elsewhere in Virginia and 3 out of state, according to the FDIC.
The bank with the longest record here is First Horizon, operating since 1864 according to the FDIC. In FDIC branch records, the longest-running branch is First Horizon's office at 410 Main St, dating to 1917; the newest is First National Bank's at 4027 Halifax Road, from 2025.
2 credit unions have 3 offices in South Boston, according to the NCUA. Who can join each one is on the credit unions page.
Of the 6 locations with published hours. 2 open on Saturday. 5 locations have no published hours in these sources.
Banks open on Saturday in South Boston
Short answer: 2 of the 6 South Boston locations with published hours open on Saturday, run by 2 institutions.
- Wells Fargo: 1 of 1 branch (3300 Halifax Rd: Saturday 9 am to 2 pm)
- Truist: 1 of 1 branch (4030 Halifax Rd: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in South Boston, and where the nearest one is if they do not.
Short answer: In South Boston: Wells Fargo (1), Truist (1). No branches in South Boston: Chase (nearest in Chesterfield, 83 mi), Bank of America (nearest in Lynchburg, 47 mi), PNC Bank (nearest in Williamsburg, 124 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Dumfries, 156 mi), BMO.
| Bank | In South Boston | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Chesterfield, 83 miles away |
| Bank of America | None | Lynchburg, 47 miles away |
| PNC Bank | None | Williamsburg, 124 miles away |
| U.S. Bank | None | none in Virginia |
| Fifth Third Bank | None | none in Virginia |
| Huntington | None | none in Virginia |
| Regions Bank | None | none in Virginia |
| TD Bank | None | Dumfries, 156 miles away |
| BMO | None | none in Virginia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of South Boston to the nearest branch in Virginia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to South Boston residents like anyone else.
Banks near South Boston
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Clarksville (20 miles) and Brookneal (23 miles). Danville, 29 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Clarksville, VA | 20 mi | 3 | 3 |
| Banks in Brookneal, VA | 23 mi | 2 | 2 |
| Banks in Chase City, VA | 26 mi | 3 | 3 |
| Banks in Chatham, VA | 27 mi | 5 | 6 |
| Banks in Danville, VA | 29 mi | 9 | 20 |
| Banks in Gretna, VA | 30 mi | 2 | 2 |
| Banks in Keysville, VA | 32 mi | 2 | 2 |
| Banks in Altavista, VA | 34 mi | 4 | 5 |
Bank branch openings and closings in South Boston
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in South Boston between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in South Boston
Short answer: 1 institution has its main office in South Boston: Halifax County Community Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Halifax County Community Credit Union | Credit union | $7.2 million | 2 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in South Boston by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its South Boston offices.
Short answer: Wells Fargo is the largest bank with offices in South Boston, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Truist is second with $548.35 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| First Horizon | $84.12 billion | No. 38 | 1 | Memphis, TN |
| Atlantic Union Bank | $38.02 billion | No. 59 | 1 | Richmond City, VA |
| Carter Bank & Trust | $4.80 billion | No. 293 | 2 | Martinsville, VA |
| Benchmark Community Bank | $1.41 billion | No. 786 | 1 | Kenbridge, VA |
| First National Bank | $1.14 billion | No. 933 | 1 | Altavista, VA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in South Boston: FAQ
How many banks are in South Boston, VA?
South Boston has 7 banks with 8 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in South Boston?
Carter Bank & Trust, with 2. Wells Fargo has 1 and Truist has 1.
Is there a Carter Bank & Trust in South Boston, VA?
Yes. FDIC data lists 2 Carter Bank & Trust branches in South Boston as of September 5, 2026. Its branches are listed under Carter Bank & Trust above, with the address and directions for each.
Is there a Wells Fargo in South Boston, VA?
Yes. FDIC data lists 1 Wells Fargo branch in South Boston as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a Truist in South Boston, VA?
Yes. FDIC data lists 1 Truist branch in South Boston as of September 5, 2026. The address and directions are under Truist above.
Is there a Chase in South Boston, VA?
No. FDIC data lists no Chase branch in South Boston as of September 5, 2026. The nearest is in Chesterfield, about 83 miles away in a straight line.
Which banks in South Boston are open on Saturday?
Wells Fargo and Truist publish Saturday hours for one or more South Boston locations. The Saturday section above lists each one with its hours. 5 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in South Boston?
Halifax County Community Credit Union has its main office in South Boston, according to the FDIC and the NCUA.
What is the oldest bank in South Boston?
First Horizon has the longest record among banks with a branch here: the FDIC shows it operating since 1864.
Which credit unions can I join in South Boston?
Halifax County Community Credit Union and Urw Community Credit Union have offices in South Boston. Check each credit union's membership rules before you apply.
Did any bank branches open or close in South Boston in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near South Boston?
Nearby cities with more banks include Clarksville, Brookneal, Chase City. Clarksville is 20 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 8 branches: First Horizon, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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