US Bank Directory

Banks in White Oak, TX

1 FDIC-insured bank operates 1 office in White Oak, Texas, and 1 credit union has 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: White Oak

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in White Oak, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in White Oak

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: VeraBank is the only bank with an office in White Oak. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Longview Credit Union 2 offices · main office White Oak, TX Credit union · 2

Longview Credit Union has 2 officees in White Oak, 3 across Texas. It is based in White Oak, TX and $3.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 White Oak locations with published hours lists Saturday hours.

Who can join: see the credit union's site.

  • Main Office main office
    108 Carmon Ct, 75693
    (903) 297-4522Today 12 pm to 1 pm
    All hours

    Mon to Fri 12 pm to 1 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

  • Longview Fcu
    108 Carmon Ct, 75693
    (903) 297-4522Today 12 pm to 1 pm
    All hours

    Mon to Fri 12 pm to 1 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Longview Credit Union: profile, branches and contacts
VeraBank 1 branch · main office Henderson, TX Bank · 1

VeraBank has 1 branch in White Oak, 43 across Texas and 43 nationwide. FDIC records list its main office in Henderson, TX and show it operating since 1930. With $4.58 billion in total assets on June 30, 2026, it ranks No. 304 of 4,232 U.S. banks by total assets. The White Oak Branch at 1101 S White Oak Rd dates to 1972 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • White Oak Branch
    1101 S White Oak Rd, 75693
    Hours: see the bank's site
VeraBank: profile, branches and contacts

Join a credit union in White Oak

1 credit union has 2 offices here: Longview Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in White Oak page has every office in the state's directory.

Banking in White Oak: the local picture

Short answer: 1 bank runs 1 branch in White Oak according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

VeraBank has its main office in Henderson, TX, according to the FDIC.

The bank with the longest record here is VeraBank, operating since 1930 according to the FDIC.

The only credit union with an office here is Longview Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in White Oak

Short answer: None of the 2 White Oak locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in White Oak, and where the nearest one is if they do not.

Short answer: No branches in White Oak: Chase (nearest in Longview, 5 mi), Wells Fargo (nearest in Texarkana, 79 mi), Bank of America (nearest in Tyler, 28 mi), PNC Bank (nearest in Longview, 6 mi), U.S. Bank (nearest in Dallas, 115 mi), Truist (nearest in Caddo Mills, 88 mi), Fifth Third Bank (nearest in Mesquite, 104 mi), Huntington (nearest in Longview, 7 mi), Regions Bank (nearest in Longview, 7 mi), TD Bank, BMO (nearest in Dallas, 115 mi).

BankIn White OakNearest branch if none here
ChaseNoneLongview, 5 miles away
Wells FargoNoneTexarkana, 79 miles away
Bank of AmericaNoneTyler, 28 miles away
PNC BankNoneLongview, 6 miles away
U.S. BankNoneDallas, 115 miles away
TruistNoneCaddo Mills, 88 miles away
Fifth Third BankNoneMesquite, 104 miles away
HuntingtonNoneLongview, 7 miles away
Regions BankNoneLongview, 7 miles away
TD BankNonenone in Texas
BMONoneDallas, 115 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of White Oak to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to White Oak residents like anyone else.

Banks near White Oak

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Gladewater (4 miles) and Longview (7 miles). Longview, 7 miles away, has the most banks nearby: 19.

Bank branch openings and closings in White Oak

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in White Oak between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in White Oak

Short answer: 1 institution has its main office in White Oak: Longview Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Longview Credit UnionCredit union$3.2 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in White Oak by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its White Oak offices.

Short answer: VeraBank is the largest bank with offices in White Oak, with $4.58 billion in total assets on June 30, 2026, No. 304 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
VeraBank$4.58 billionNo. 3041Henderson, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in White Oak: FAQ

How many banks are in White Oak, TX?

White Oak has 1 bank with 1 branch and 1 credit union with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a VeraBank in White Oak, TX?

Yes. FDIC data lists 1 VeraBank branch in White Oak as of September 5, 2026. The address and directions are under VeraBank above.

Is there a Chase in White Oak, TX?

No. FDIC data lists no Chase branch in White Oak as of September 5, 2026. The nearest is in Longview, about 5 miles away in a straight line.

Which banks in White Oak are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

Which banks are headquartered in White Oak?

Longview Credit Union has its main office in White Oak, according to the FDIC and the NCUA.

What is the oldest bank in White Oak?

VeraBank has the longest record among banks with a branch here: the FDIC shows it operating since 1930.

Which credit unions can I join in White Oak?

Longview Credit Union has an office in White Oak. Check each credit union's membership rules before you apply.

Did any bank branches open or close in White Oak in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near White Oak?

Nearby cities with more banks include Gladewater, Longview, Kilgore. Gladewater is 4 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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