Banks in Winona, TX

Bank branch map: Winona

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Winona, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Winona

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The First National Bank of Hughes Springs and The First National Bank of Winnsboro have the most locations in Winona, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The First National Bank of Hughes Springs 1 branch · main office Hughes Springs, TX Bank · 1

The First National Bank of Hughes Springs has 1 branch in Winona, 17 across Texas and 17 nationwide. FDIC records list its main office in Hughes Springs, TX and show it operating since 1903. With $319.5 million in total assets on June 30, 2026, it ranks No. 2,386 of 4,232 U.S. banks by total assets. The Winona Branch at 315 N Main St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Winona Branch

  315 N Main St, 75792

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Hughes Springs: profile, branches and contacts

The First National Bank of Winnsboro 1 branch · main office Winnsboro, TX Bank · 1

The First National Bank of Winnsboro has 1 branch in Winona, 3 across Texas and 3 nationwide. FDIC records list its main office in Winnsboro, TX and show it operating since 1893. With $158.2 million in total assets on June 30, 2026, it ranks No. 3,263 of 4,232 U.S. banks by total assets. The Winona-Owentown Branch at 11120 State Highway 155 North dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Winona-Owentown Branch

  11120 State Highway 155 North, 75792

  Hours: see the bank's site
  DirectionsWebsite

The First National Bank of Winnsboro: profile, branches and contacts

Banking in Winona: the local picture

Short answer: 2 banks run 2 branches in Winona according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Winona, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is The First National Bank of Winnsboro, operating since 1893 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank of Winnsboro's office at 11120 State Highway 155 North, dating to 1995; the newest is The First National Bank of Hughes Springs's at 315 N Main St, from 2009.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Winona, and where the nearest one is if they do not.

Short answer: No branches in Winona: Chase (nearest in Lindale, 14 mi), Wells Fargo (nearest in Terrell, 67 mi), Bank of America (nearest in Tyler, 15 mi), PNC Bank (nearest in Tyler, 17 mi), U.S. Bank (nearest in Dallas, 99 mi), Truist (nearest in Caddo Mills, 73 mi), Fifth Third Bank (nearest in Mesquite, 87 mi), Huntington (nearest in Tyler, 15 mi), Regions Bank (nearest in Tyler, 14 mi), TD Bank, BMO (nearest in Dallas, 97 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winona to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winona residents like anyone else.

Banks near Winona

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Big Sandy (6 miles) and Hawkins (10 miles). Tyler, 16 miles away, has the most banks nearby: 26.

Bank branch openings and closings in Winona

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Winona between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Winona by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winona offices.

Short answer: The First National Bank of Hughes Springs is the largest bank with offices in Winona, with $319.5 million in total assets on June 30, 2026, No. 2,386 among U.S. banks by total assets. The First National Bank of Winnsboro is second with $158.2 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Winona: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.