US Bank Directory

Banks in Three Rivers, TX

2 FDIC-insured banks operate 2 offices in Three Rivers, Texas, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Three Rivers

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Three Rivers, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Three Rivers

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: SouthTrust Bank and First State Bank of Texas have the most locations in Three Rivers, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank of Texas 1 branch · main office Orange, TX Bank · 1

First State Bank of Texas has 1 branch in Three Rivers, 6 across Texas and 6 nationwide. FDIC records list its main office in Orange, TX and show it operating since 1914. With $353.6 million in total assets on June 30, 2026, it ranks No. 2,252 of 4,232 U.S. banks by total assets. The Three Rivers Branch at 422 Dibrell Avenue dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Three Rivers Branch
    422 Dibrell Avenue, 78071
    Hours: see the bank's site
First State Bank of Texas: profile, branches and contacts
SouthTrust Bank 1 branch · main office George West, TX Bank · 1

SouthTrust Bank has 1 branch in Three Rivers, 8 across Texas and 8 nationwide. FDIC records list its main office in George West, TX and show it operating since 1934. With $578.8 million in total assets on June 30, 2026, it ranks No. 1,610 of 4,232 U.S. banks by total assets. The Three Rivers Branch at 803 Harborth Avenue dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Three Rivers Branch
    803 Harborth Avenue, 78071
    Hours: see the bank's site
SouthTrust Bank: profile, branches and contacts
Synergy Credit Union 1 office · main office San Antonio, TX Credit union · 1

Synergy Credit Union has 1 office in Three Rivers, 7 across Texas. It is based in San Antonio, TX and $345.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Three Rivers Branch
    301 E Le Roy St, 78071
    (210) 750-8333Today 8 am to 4 pm
    All hours

    Mon to Thu 8 am to 4 pm; Fri 8 am to 3 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Synergy Credit Union: profile, branches and contacts

Join a credit union in Three Rivers

1 credit union has 1 office here: Synergy Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Three Rivers page has every office in the state's directory.

Banking in Three Rivers: the local picture

Short answer: 2 banks run 2 branches in Three Rivers according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Three Rivers, 2 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First State Bank of Texas, operating since 1914 according to the FDIC. In FDIC branch records, the longest-running branch is SouthTrust Bank's office at 803 Harborth Avenue, dating to 1991; the newest is First State Bank of Texas's at 422 Dibrell Avenue, from 2018.

The only credit union with an office here is Synergy Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Three Rivers

Short answer: None of the 1 Three Rivers location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Three Rivers, and where the nearest one is if they do not.

Short answer: No branches in Three Rivers: Chase (nearest in San Antonio, 63 mi), Wells Fargo (nearest in Kenedy, 30 mi), Bank of America (nearest in San Antonio, 63 mi), PNC Bank (nearest in San Antonio, 63 mi), U.S. Bank (nearest in Houston, 183 mi), Truist (nearest in San Antonio, 62 mi), Fifth Third Bank (nearest in San Antonio, 66 mi), Huntington (nearest in Goliad, 50 mi), Regions Bank (nearest in Austin, 116 mi), TD Bank, BMO (nearest in Dallas, 308 mi).

BankIn Three RiversNearest branch if none here
ChaseNoneSan Antonio, 63 miles away
Wells FargoNoneKenedy, 30 miles away
Bank of AmericaNoneSan Antonio, 63 miles away
PNC BankNoneSan Antonio, 63 miles away
U.S. BankNoneHouston, 183 miles away
TruistNoneSan Antonio, 62 miles away
Fifth Third BankNoneSan Antonio, 66 miles away
HuntingtonNoneGoliad, 50 miles away
Regions BankNoneAustin, 116 miles away
TD BankNonenone in Texas
BMONoneDallas, 308 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Three Rivers to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Three Rivers residents like anyone else.

Banks near Three Rivers

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are George West (12 miles) and Beeville (27 miles). Beeville, 27 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Three Rivers

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Three Rivers between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Three Rivers by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Three Rivers offices.

Short answer: SouthTrust Bank is the largest bank with offices in Three Rivers, with $578.8 million in total assets on June 30, 2026, No. 1,610 among U.S. banks by total assets. First State Bank of Texas is second with $353.6 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
SouthTrust Bank$578.8 millionNo. 1,6101George West, TX
First State Bank of Texas$353.6 millionNo. 2,2521Orange, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Three Rivers: FAQ

How many banks are in Three Rivers, TX?

Three Rivers has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Three Rivers?

SouthTrust Bank, with 1. First State Bank of Texas has 1.

Is there a SouthTrust Bank in Three Rivers, TX?

Yes. FDIC data lists 1 SouthTrust Bank branch in Three Rivers as of September 5, 2026. The address and directions are under SouthTrust Bank above.

Is there a First State Bank of Texas in Three Rivers, TX?

Yes. FDIC data lists 1 First State Bank of Texas branch in Three Rivers as of September 5, 2026. The address and directions are under First State Bank of Texas above.

Is there a Chase in Three Rivers, TX?

No. FDIC data lists no Chase branch in Three Rivers as of September 5, 2026. The nearest is in San Antonio, about 63 miles away in a straight line.

Which banks in Three Rivers are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Three Rivers?

First State Bank of Texas has the longest record among banks with a branch here: the FDIC shows it operating since 1914.

Which credit unions can I join in Three Rivers?

Synergy Credit Union has an office in Three Rivers. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Three Rivers in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Three Rivers?

Nearby cities with more banks include George West, Beeville, Kenedy. George West is 12 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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