US Bank Directory

Banks in San Diego, TX

2 FDIC-insured banks operate 2 offices in San Diego, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: San Diego

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in San Diego, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in San Diego

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Freedom Bank and First State Bank of San Diego have the most locations in San Diego, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank of San Diego 1 branch · main office San Diego, TX Bank · 1

First State Bank of San Diego has 1 branch in San Diego, 1 across Texas and 1 nationwide. FDIC records list its main office in San Diego, TX and show it operating since 1954. With $68.2 million in total assets on June 30, 2026, it ranks No. 3,939 of 4,232 U.S. banks by total assets. Its main office at 209 E Gravis St dates to 1954 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    209 E Gravis St, 78384
    Hours: see the bank's site
First State Bank of San Diego: profile, branches and contacts
Freedom Bank 1 branch · main office Alamo, TX Bank · 1

Freedom Bank has 1 branch in San Diego, 6 across Texas and 6 nationwide. FDIC records list its main office in Alamo, TX and show it operating since 1958. With $301.2 million in total assets on June 30, 2026, it ranks No. 2,475 of 4,232 U.S. banks by total assets. The Freedom Bank - San Diego Branch at 511 E Gravis St dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Freedom Bank - San Diego Branch
    511 E Gravis St, 78384
    Hours: see the bank's site
Freedom Bank: profile, branches and contacts

Banking in San Diego: the local picture

Short answer: 2 banks run 2 branches in San Diego according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in San Diego, 1 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First State Bank of San Diego, operating since 1954 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank of San Diego's office at 209 E Gravis St, dating to 1954; the newest is Freedom Bank's at 511 E Gravis St, from 2023.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in San Diego, and where the nearest one is if they do not.

Short answer: No branches in San Diego: Chase (nearest in Laredo, 76 mi), Wells Fargo (nearest in Alice, 11 mi), Bank of America (nearest in Corpus Christi, 52 mi), PNC Bank (nearest in Bishop, 30 mi), U.S. Bank (nearest in Houston, 215 mi), Truist (nearest in San Antonio, 111 mi), Fifth Third Bank (nearest in San Antonio, 115 mi), Huntington (nearest in Goliad, 82 mi), Regions Bank (nearest in Austin, 166 mi), TD Bank, BMO (nearest in Dallas, 358 mi).

BankIn San DiegoNearest branch if none here
ChaseNoneLaredo, 76 miles away
Wells FargoNoneAlice, 11 miles away
Bank of AmericaNoneCorpus Christi, 52 miles away
PNC BankNoneBishop, 30 miles away
U.S. BankNoneHouston, 215 miles away
TruistNoneSan Antonio, 111 miles away
Fifth Third BankNoneSan Antonio, 115 miles away
HuntingtonNoneGoliad, 82 miles away
Regions BankNoneAustin, 166 miles away
TD BankNonenone in Texas
BMONoneDallas, 358 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of San Diego to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to San Diego residents like anyone else.

Banks near San Diego

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Alice (11 miles) and Kingsville (29 miles). Corpus Christi, 50 miles away, has the most banks nearby: 17.

Bank branch openings and closings in San Diego

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in San Diego between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in San Diego

Short answer: 1 institution has its main office in San Diego: First State Bank of San Diego.

InstitutionTypeTotal assets, June 30, 2026Offices here
First State Bank of San DiegoBank$68.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in San Diego by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its San Diego offices.

Short answer: Freedom Bank is the largest bank with offices in San Diego, with $301.2 million in total assets on June 30, 2026, No. 2,475 among U.S. banks by total assets. First State Bank of San Diego is second with $68.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Freedom Bank$301.2 millionNo. 2,4751Alamo, TX
First State Bank of San Diego$68.2 millionNo. 3,9391San Diego, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in San Diego: FAQ

How many banks are in San Diego, TX?

San Diego has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in San Diego?

Freedom Bank, with 1. First State Bank of San Diego has 1.

Is there a Freedom Bank in San Diego, TX?

Yes. FDIC data lists 1 Freedom Bank branch in San Diego as of September 5, 2026. The address and directions are under Freedom Bank above.

Is there a Chase in San Diego, TX?

No. FDIC data lists no Chase branch in San Diego as of September 5, 2026. The nearest is in Laredo, about 76 miles away in a straight line.

Which banks are headquartered in San Diego?

First State Bank of San Diego has its main office in San Diego, according to the FDIC.

What is the oldest bank in San Diego?

First State Bank of San Diego has the longest record among banks with a branch here: the FDIC shows it operating since 1954.

Did any bank branches open or close in San Diego in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near San Diego?

Nearby cities with more banks include Alice, Kingsville, Falfurrias. Alice is 11 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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