US Bank Directory

Banks in Shepherd, TX

2 FDIC-insured banks operate 2 offices in Shepherd, Texas.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Shepherd

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Shepherd, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Shepherd

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank of Livingston and Peoples State Bank have the most locations in Shepherd, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank of Livingston 1 branch · main office Livingston, TX Bank · 1

First State Bank of Livingston has 1 branch in Shepherd, 8 across Texas and 8 nationwide. FDIC records list its main office in Livingston, TX and show it operating since 1910. With $689.3 million in total assets on June 30, 2026, it ranks No. 1,392 of 4,232 U.S. banks by total assets. The Shepherd Branch at 6320 Highway 59 S dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Shepherd Branch
    6320 Highway 59 S, 77371
    Hours: see the bank's site
First State Bank of Livingston: profile, branches and contacts
Peoples State Bank 1 branch · main office Shepherd, TX Bank · 1

Peoples State Bank has 1 branch in Shepherd, 3 across Texas and 3 nationwide. FDIC records list its main office in Shepherd, TX and show it operating since 1921. With $181.2 million in total assets on June 30, 2026, it ranks No. 3,122 of 4,232 U.S. banks by total assets. Its main office at 5850 Highway 59 S dates to 1921 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    5850 Highway 59 S, 77371
    Hours: see the bank's site
Peoples State Bank: profile, branches and contacts

Banking in Shepherd: the local picture

Short answer: 2 banks run 2 branches in Shepherd according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Shepherd, 1 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is First State Bank of Livingston, operating since 1910 according to the FDIC. In FDIC branch records, the longest-running branch is Peoples State Bank's office at 5850 Highway 59 S, dating to 1921; the newest is First State Bank of Livingston's at 6320 Highway 59 S, from 1995.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Shepherd, and where the nearest one is if they do not.

Short answer: No branches in Shepherd: Chase (nearest in New Caney, 27 mi), Wells Fargo (nearest in Cleveland, 11 mi), Bank of America (nearest in New Caney, 29 mi), PNC Bank (nearest in Livingston, 16 mi), U.S. Bank (nearest in Houston, 59 mi), Truist (nearest in Shenandoah, 34 mi), Fifth Third Bank (nearest in Shenandoah, 35 mi), Huntington (nearest in Cleveland, 12 mi), Regions Bank (nearest in New Caney, 29 mi), TD Bank, BMO (nearest in Dallas, 191 mi).

BankIn ShepherdNearest branch if none here
ChaseNoneNew Caney, 27 miles away
Wells FargoNoneCleveland, 11 miles away
Bank of AmericaNoneNew Caney, 29 miles away
PNC BankNoneLivingston, 16 miles away
U.S. BankNoneHouston, 59 miles away
TruistNoneShenandoah, 34 miles away
Fifth Third BankNoneShenandoah, 35 miles away
HuntingtonNoneCleveland, 12 miles away
Regions BankNoneNew Caney, 29 miles away
TD BankNonenone in Texas
BMONoneDallas, 191 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shepherd to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shepherd residents like anyone else.

Banks near Shepherd

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Coldspring (11 miles) and Cleveland (13 miles). Cleveland, 13 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Shepherd

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Shepherd between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Shepherd

Short answer: 1 institution has its main office in Shepherd: Peoples State Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Peoples State BankBank$181.2 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Shepherd by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shepherd offices.

Short answer: First State Bank of Livingston is the largest bank with offices in Shepherd, with $689.3 million in total assets on June 30, 2026, No. 1,392 among U.S. banks by total assets. Peoples State Bank is second with $181.2 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
First State Bank of Livingston$689.3 millionNo. 1,3921Livingston, TX
Peoples State Bank$181.2 millionNo. 3,1221Shepherd, TX

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Shepherd: FAQ

How many banks are in Shepherd, TX?

Shepherd has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Shepherd?

First State Bank of Livingston, with 1. Peoples State Bank has 1.

Is there a First State Bank of Livingston in Shepherd, TX?

Yes. FDIC data lists 1 First State Bank of Livingston branch in Shepherd as of September 5, 2026. The address and directions are under First State Bank of Livingston above.

Is there a Peoples State Bank in Shepherd, TX?

Yes. FDIC data lists 1 Peoples State Bank branch in Shepherd as of September 5, 2026, the main office at 5850 Highway 59 S. The address and directions are under Peoples State Bank above.

Is there a Chase in Shepherd, TX?

No. FDIC data lists no Chase branch in Shepherd as of September 5, 2026. The nearest is in New Caney, about 27 miles away in a straight line.

Which banks are headquartered in Shepherd?

Peoples State Bank has its main office in Shepherd, according to the FDIC.

What is the oldest bank in Shepherd?

First State Bank of Livingston has the longest record among banks with a branch here: the FDIC shows it operating since 1910.

Did any bank branches open or close in Shepherd in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Shepherd?

Nearby cities with more banks include Coldspring, Cleveland, Livingston. Coldspring is 11 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds