Banks in Coldspring, TX

Bank branch map: Coldspring

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Coldspring, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Coldspring

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Peoples State Bank and The Bank of San Jacinto County, Coldspring, Texas have the most locations in Coldspring, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Peoples State Bank 1 branch · main office Shepherd, TX Bank · 1

Peoples State Bank has 1 branch in Coldspring, 3 across Texas and 3 nationwide. FDIC records list its main office in Shepherd, TX and show it operating since 1921. With $181.2 million in total assets on June 30, 2026, it ranks No. 3,122 of 4,232 U.S. banks by total assets. The Coldspring Branch at 15001 Highway 150 West dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Coldspring Branch

  15001 Highway 150 West, 77331

  Hours: see the bank's site
  DirectionsWebsite

Peoples State Bank: profile, branches and contacts

The Bank of San Jacinto County, Coldspring, Texas 1 branch · main office Coldspring, TX Bank · 1

The Bank of San Jacinto County, Coldspring, Texas has 1 branch in Coldspring, 1 across Texas and 1 nationwide. FDIC records list its main office in Coldspring, TX and show it operating since 1963. With $42.0 million in total assets on June 30, 2026, it ranks No. 4,110 of 4,232 U.S. banks by total assets. Its main office at 100 Hwy 150 dates to 1963 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  100 Hwy 150, 77331

  Hours: see the bank's site
  DirectionsWebsite

The Bank of San Jacinto County, Coldspring, Texas: profile, branches and contacts

Banking in Coldspring: the local picture

Short answer: 2 banks run 2 branches in Coldspring according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Coldspring, 1 elsewhere in Texas, according to the FDIC.

The bank with the longest record here is Peoples State Bank, operating since 1921 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of San Jacinto County, Coldspring, Texas's office at 100 Hwy 150, dating to 1963; the newest is Peoples State Bank's at 15001 Highway 150 West, from 1996.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Coldspring, and where the nearest one is if they do not.

Short answer: No branches in Coldspring: Chase (nearest in Willis, 24 mi), Wells Fargo (nearest in Cleveland, 18 mi), Bank of America (nearest in Conroe, 28 mi), PNC Bank (nearest in Livingston, 14 mi), U.S. Bank (nearest in Houston, 61 mi), Truist (nearest in Shenandoah, 34 mi), Fifth Third Bank (nearest in Shenandoah, 35 mi), Huntington (nearest in Cleveland, 18 mi), Regions Bank (nearest in Conroe, 27 mi), TD Bank, BMO (nearest in Dallas, 181 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Coldspring to the nearest branch in Texas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Coldspring residents like anyone else.

Banks near Coldspring

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Shepherd (11 miles) and Livingston (14 miles). Cleveland, 20 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Coldspring

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Coldspring between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Coldspring

Short answer: 1 institution has its main office in Coldspring: The Bank of San Jacinto County, Coldspring, Texas.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Coldspring by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Coldspring offices.

Short answer: Peoples State Bank is the largest bank with offices in Coldspring, with $181.2 million in total assets on June 30, 2026, No. 3,122 among U.S. banks by total assets. The Bank of San Jacinto County, Coldspring, Texas is second with $42.0 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Coldspring: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.